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Curve Pay — Wallet & Cashback

Curve Pay — Wallet & Cashback

All Cards Payment by Phone Tap

3.8K ratings
362 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • February 15, 2016
  • August 17, 2026

Features

Developer

CURVE UK LIMITED
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Curve Pay — Wallet & Cashback screenshot #1 for iPhone
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Curve Pay — Wallet & Cashback screenshot #4 for iPhone
Curve Pay — Wallet & Cashback screenshot #5 for iPhone
Curve Pay — Wallet & Cashback screenshot #6 for iPhone
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Reviews summary↘︎
⭐362
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 6 days
Updates frequency↘︎
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About

Consolidate all your debit and credit cards into a single physical card. Spend globally without foreign transaction fees, enjoy mid-market exchange rates, and earn cashback on purchases. Manage your finances securely from your phone.

✓Eliminate foreign transaction fees
✓Get mid-market exchange rates
✓Free ATM withdrawals
✓Consolidate all cards into one
✓Earn cashback on purchases
✓Instant card locking/unlocking
✓Support for mobile payments
Show original description

What users say

Summarized from real user reviews of Curve Pay. Based on 3.8K reviews and a 4.5/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Convenient all-in-one card
  • 💰No foreign exchange fees
  • 📊Helpful budgeting and spending insights
  • 🔒Secure card management
  • 🛒Cashback rewards

Negative things

  • ❌Poor customer service and slow response times
  • 🔒Account verification issues
  • 🤔Unreliable card functionality
  • 🚫Unexpected fees and charges
  • 🚧Limited card acceptance
See all reviews

What's New in Curve Pay

5.54.0

August 17, 2026

This update includes important security improvements, performance enhancements, and bug fixes to help keep your experience safe and reliable.

User reviews

Most RecentHighest RatedLowest Rated

Garmin must have !

After moving from an Apple Watch to a Garmin really missed Apple Pay, and the Garmin equivalent has very limited uk functionality. With Curve it works perfectly, accepts all main Uk cards 👍
Bh62!Bh62!

No Longer Works

Since selling out to Lloyds Bank, the Curve app, card and Support services isn’t working as it used to. What a shame.
BåzBåz

Bad customer service

I have been using Curve for
3 years, it was all good until recently, my card stop working, contact customer support for over 3 weeks, no response at all.
Simon KingSimon King

Why wouldn't you 🤷🏼‍♂️

Such a useful card and couple of times a year I have a nice meal out with my wife using the cash back rewards. Anti-embarrassment is a great feature that I think is possibly unique. They sold out to Lloyds and I got stiffed on my crowd funding investment, but I forgive that, on balance.
Bob the OakBob the Oak

Great service

Thanks
cbr1000rr82cbr1000rr82
See 357 more reviews

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transactions not properly recorded

Bug

Card verification failures

Bug

Incorrect card details displayed

Bug
✨

Requested Features

5 requests

Apple Pay integration

Feature

Multi-language support

Feature

Higher spending and withdrawal limits

Feature

Ability to update card details

Feature

24/7 customer support

Feature

FAQ

What does the Curve app do?

The Curve app acts as a global wallet, allowing you to consolidate all your debit and credit cards into a single physical card. It enables you to spend abroad without incurring foreign transaction fees, offers competitive exchange rates, and provides cashback rewards on your purchases.

What are the key benefits of using Curve?

Key benefits include avoiding bank fees on foreign transactions, saving up to 3% on purchases abroad, getting the mid-market exchange rate, free ATM withdrawals up to a certain limit, and earning cashback on spending. You can also manage all your cards from one place and secure them instantly via the app.

Is Curve free to use?

The app itself is free to download and use. While there might be different tiers or premium features available, the core functionality of consolidating cards, avoiding foreign fees, and earning cashback is accessible. Specific limits and terms apply to features like ATM withdrawals and cashback offers.

What cards can I link to Curve?

You can link Mastercard, Visa, and Diners Club international cards to your Curve Wallet. The app also supports integration with mobile payment platforms like Apple Pay, Google Pay, Samsung Pay, and Garmin Pay, allowing you to use your linked cards with your phone or smartwatch.

How does Curve help with travel expenses?

Curve is designed to simplify travel money by eliminating hidden fees, unexpected bank charges, and unfavorable exchange rates. You can use your existing home cards abroad with better rates and no extra charges, effectively saving money on every purchase and ATM withdrawal while traveling.