Curve Pay — Wallet & Cashback

Curve Pay — Wallet & Cashback

All Cards Payment by Phone Tap

3.8K ratings
368 reviews
Free

Details

  • Released
  • Updated
  • February 15, 2016
  • September 7, 2026

Features

Curve Pay — Wallet & Cashback screenshot #1 for iPhone
Curve Pay — Wallet & Cashback screenshot #2 for iPhone
Curve Pay — Wallet & Cashback screenshot #3 for iPhone
Curve Pay — Wallet & Cashback screenshot #4 for iPhone
Curve Pay — Wallet & Cashback screenshot #5 for iPhone
Curve Pay — Wallet & Cashback screenshot #6 for iPhone
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About

Consolidate all your debit and credit cards into a single physical card. Spend globally without foreign transaction fees, enjoy mid-market exchange rates, and earn cashback on purchases. Manage your finances securely from your phone.

Eliminate foreign transaction fees
Get mid-market exchange rates
Free ATM withdrawals
Consolidate all cards into one
Earn cashback on purchases
Instant card locking/unlocking
Support for mobile payments
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What users say

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What's New in Curve Pay

5.57.0

September 7, 2026

This release includes minor bug fixes, and we've laid down the foundations for cool upcoming features.

User reviews

Poor Onboarding

Went through the onboarding process but didn’t have my ID to hand, returned later to complete the onboarding to find that I can no longer proceed to have an account.

Reached out to multiple support channels just to be told they can’t proceed with my application at this time because they were unable to verify my identity.
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Financial Harm + Four months unable to use my Curve card

My Curve card has been suspended without explanation for approximately four months and remains suspended today.

I've repeatedly contacted Curve support and been told that my case has been escalated to a specialist team. Despite months of waiting and chasing, there has been no meaningful explanation or resolution.

Curve has actually acknowledged that the situation is "outside of the SLA by quite the margin". I've asked whether I can speak to the escalation team or have another card issued, but neither is possible while my account is blocked.

The suspension has also caused practical and financial problems, including being unable to access refunds held within Curve and having to use alternative cards for foreign transactions.

I've now reported the matter to the Financial Ombudsman.
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Think twice before signing u

⚠️ Think twice before signing up for Curve Pay.

I applied for Curve Pay and completed their identity verification, including submitting my ID and selfie/video verification. After providing all of this highly sensitive personal information, Curve rejected my application.

When I asked why I couldn’t be verified, Curve refused to explain what information had led to the decision and told me the decision was final.

I then requested that my personal data be deleted. Curve told me they intend to retain the data collected during their due-diligence process for up to 10 years, until 31 August 2036.

What concerns me most is that I provided sensitive identity information, including ID and selfie verification, without ultimately being allowed to open an account, and I am now being told that some of this information may remain on their systems for a decade.

I cannot say that Curve is “stealing” personal data, because I don’t have evidence of that. But based on my experience, I would strongly recommend that people understand exactly what personal information Curve collects, who it is shared with, why it is retained, and for how long before signing up.

For me, the combination of an unexplained rejection and the retention of sensitive personal information for 10 years is a major privacy concern.

Do your research before handing over your ID and biometric/selfie information to Curve.
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Rubbish support

App glitched and froze, support basically said go away. I did

ID verification failed

Somehow failed ID verification with my driving license, rather than letting me submit additional proof of ID the app decided that I had to contact their support team instead. Waste of time.

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transactions not properly recorded

Bug

Card verification failures

Bug

Incorrect card details displayed

Bug

Requested Features

5 requests

Apple Pay integration

Feature

Multi-language support

Feature

Higher spending and withdrawal limits

Feature

Ability to update card details

Feature

24/7 customer support

Feature

FAQ

What does the Curve app do?

The Curve app acts as a global wallet, allowing you to consolidate all your debit and credit cards into a single physical card. It enables you to spend abroad without incurring foreign transaction fees, offers competitive exchange rates, and provides cashback rewards on your purchases.

What are the key benefits of using Curve?

Key benefits include avoiding bank fees on foreign transactions, saving up to 3% on purchases abroad, getting the mid-market exchange rate, free ATM withdrawals up to a certain limit, and earning cashback on spending. You can also manage all your cards from one place and secure them instantly via the app.

Is Curve free to use?

The app itself is free to download and use. While there might be different tiers or premium features available, the core functionality of consolidating cards, avoiding foreign fees, and earning cashback is accessible. Specific limits and terms apply to features like ATM withdrawals and cashback offers.

What cards can I link to Curve?

You can link Mastercard, Visa, and Diners Club international cards to your Curve Wallet. The app also supports integration with mobile payment platforms like Apple Pay, Google Pay, Samsung Pay, and Garmin Pay, allowing you to use your linked cards with your phone or smartwatch.

How does Curve help with travel expenses?

Curve is designed to simplify travel money by eliminating hidden fees, unexpected bank charges, and unfavorable exchange rates. You can use your existing home cards abroad with better rates and no extra charges, effectively saving money on every purchase and ATM withdrawal while traveling.