Curve Pay — Wallet & Cashback

Curve Pay — Wallet & Cashback

All Cards Payment by Phone Tap

3.8K ratings
373 reviews
Free

Details

Released
February 15, 2016
Updated
October 12, 2026

Features

Curve Pay — Wallet & Cashback screenshot #1 for iPhone
Curve Pay — Wallet & Cashback screenshot #2 for iPhone
Curve Pay — Wallet & Cashback screenshot #3 for iPhone
Curve Pay — Wallet & Cashback screenshot #4 for iPhone
Curve Pay — Wallet & Cashback screenshot #5 for iPhone
Curve Pay — Wallet & Cashback screenshot #6 for iPhone
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About

Consolidate all your debit and credit cards into a single physical card. Spend globally without foreign transaction fees, enjoy mid-market exchange rates, and earn cashback on purchases. Manage your finances securely from your phone.

✓Eliminate foreign transaction fees
✓Get mid-market exchange rates
✓Free ATM withdrawals
✓Consolidate all cards into one
✓Earn cashback on purchases
✓Instant card locking/unlocking
✓Support for mobile payments
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What users say about Curve Pay

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+1

What's New in Curve Pay

5.62.0

October 12, 2026

This release includes minor bug fixes, and we've laid down the foundations for cool upcoming features.

User reviews

Joking, right?

The 5 star reviews are fake and paid for. You can tell just by reading them. Anyway, they said it would take a day to review my stuff manually. It’s been almost 3 days now. It’s like they’re understaffed or something? 🤷‍♂️ 4 days now. Still no review or update. Curve is terrible. The government needs to investigate this service and regulate it properly. Update: How many days has it been and still no one has reviewed my stuff? Should I sue? 6 days and still no review of my ID. Update: What is this, day 10 now and still no update. Curve sucks. Still nothing! Does anyone at curve actually work, or do they sit around and doing nothing all day?
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Can’t even sign up

As soon as I change my country to the UK (from the default option of +1 for the US), the interface drops the ‘continue’ button to the bottom of the screen, which is behind the giant keyboard - this means I can enter my phone number but can’t continue past the screen. There’s no option to hit enter or continue, so the user is stuck. I gave up and deleted the app.
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Awful Customer Service Speed

Functionality of the card and app are great, but my word the speed at which customer service respond to issues is criminal. My card keeps getting blocked for weeks at a time, despite me approving the transactions they flag. This then results in many scheduled or recurring payments being declined.

Card not working for 2 weeks- no help received

Despite contacting you every day for the last 17 days no help has been received. I doubt you will be refunding the charge you make for the Plus account

Good idea- Poor CS

Paying £9.99 pm only to have my card blocked for no reason and with no support. Start a support chat and you get the usual fintech support bots and agents that can’t close tickets fast enough without resolving anything. It’s a decent idea, but don’t rely on it as your main card

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transactions not properly recorded

Bug

Card verification failures

Bug

Incorrect card details displayed

Bug
✨

Requested Features

5 requests

Apple Pay integration

Feature

Multi-language support

Feature

Higher spending and withdrawal limits

Feature

Ability to update card details

Feature

24/7 customer support

Feature

FAQ

What does the Curve app do?

The Curve app acts as a global wallet, allowing you to consolidate all your debit and credit cards into a single physical card. It enables you to spend abroad without incurring foreign transaction fees, offers competitive exchange rates, and provides cashback rewards on your purchases.

What are the key benefits of using Curve?

Key benefits include avoiding bank fees on foreign transactions, saving up to 3% on purchases abroad, getting the mid-market exchange rate, free ATM withdrawals up to a certain limit, and earning cashback on spending. You can also manage all your cards from one place and secure them instantly via the app.

Is Curve free to use?

The app itself is free to download and use. While there might be different tiers or premium features available, the core functionality of consolidating cards, avoiding foreign fees, and earning cashback is accessible. Specific limits and terms apply to features like ATM withdrawals and cashback offers.

What cards can I link to Curve?

You can link Mastercard, Visa, and Diners Club international cards to your Curve Wallet. The app also supports integration with mobile payment platforms like Apple Pay, Google Pay, Samsung Pay, and Garmin Pay, allowing you to use your linked cards with your phone or smartwatch.

How does Curve help with travel expenses?

Curve is designed to simplify travel money by eliminating hidden fees, unexpected bank charges, and unfavorable exchange rates. You can use your existing home cards abroad with better rates and no extra charges, effectively saving money on every purchase and ATM withdrawal while traveling.