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Cycles Pay

Cycles Pay

by Cycles Protocol SA

1 ratings
1 review
💰 Finance
Free

Details

  • Released
  • Updated
  • April 12, 2026
  • July 1, 2026

Features

Developer

Cycles Protocol SA
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About

This finance app offers private transactions using zero-knowledge proofs, allowing users to shield sensitive financial data. It also enables automatic yield generation on idle balances and will soon support direct fiat payments with integrated virtual bank accounts.

✓Private transactions with zero-knowledge proofs
✓Automatic yield on idle balances
✓Stablecoin and fiat payment support
✓Auditable transactions when needed
✓Integrated virtual bank accounts (coming soon)
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What's New in Cycles Pay

v1.3.2

July 1, 2026

Minor UI bugfixes and chores Improve missions system Add PT/ES/DE/HR i18n

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User reviews

Most RecentHighest RatedLowest Rated

Finally, usable stablecoins

Transacting with stablecoins was always a pain, with having to deal with copying addresses, maintaining transaction records manually, and having everything be publicly exposed.

Cycles Pay brings not just a great UX to stablecoins but finally privacy too. I’m also able to move funds into a savings account to get interest with one click, and even make payments straight out of the savings account. Better than what my bank offers.
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dan.gushdan.gush

FAQ

How does Cycles Pay ensure transaction privacy?

Cycles Pay shields transactions using zero-knowledge proofs. This technology keeps sensitive financial data private by default, while still allowing for auditable transactions when necessary.

Can I earn interest on my money with Cycles Pay?

Yes, Cycles Pay offers automatic yield generation on idle balances. Funds remain productive and usable for payments, allowing users to earn without sacrificing liquidity.

Does Cycles Pay support traditional currency payments?

Cycles Pay will soon support direct fiat payments. Integrated virtual bank accounts will automate the conversion to and from fiat for everyday transactions.

What devices is Cycles Pay available on?

Cycles Pay is currently supported on iPhone and iPod devices.

What is the age rating for Cycles Pay?

Cycles Pay has an age rating of 17+, indicating it is intended for mature users.

How often is Cycles Pay updated?

The latest version, v1.3.1, was released on June 18, 2026. This suggests a relatively active development cycle for the application.

Is Cycles Pay free to use?

Yes, Cycles Pay is available for free. The app does not have in-app purchases or advertisements.

What makes Cycles Pay different from other payment apps?

Cycles Pay differentiates itself through its default privacy features using zero-knowledge proofs, automatic yield generation on funds, and upcoming direct fiat payment capabilities.