Freehold Wallet vs Cycles Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Freehold Wallet
Manage your digital assets securely with this non-custodial, multichain crypto wallet. Buy, sell, trade, and stake tokens across various blockchains, with options for full self-custody or assisted custody. Seamlessly connect to Web3 applications and earn staking rewards.
- Non-custodial multichain wallet
- Fiat on/off ramps
- Portfolio tracking
- In-app token swaps
- WalletConnect for dApp access
- Staking rewards
- Multiple blockchain support
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Freehold: Your Keys. Your Coins. Your Gateway to DeFi & RWAs. Take control of your digital assets with Freehold, the ultimate non-custodial, multichain wallet designed for Web3 and powered by Realio. Whether buying, selling, trading, staking, swapping, or exploring crypto and RWAs, Freehold is your secure passport to DeFi. Seamlessly sync across Mobile and Web for a unified experience on the go or at your desk. Why Choose Freehold? FIAT ON/OFF RAMPS: Seamlessly buy, sell, stake, or trade cryptocurrency directly—no need for third-party exchanges. Powered by MoonPay for instant fiat access. MULTICHAIN SUPPORT: Effortlessly explore and trade tokens across multiple blockchains in one unified wallet. CUSTODY OPTIONS: Choose between full self-custody for complete control or Custody Assist for added flexibility. BUILT-IN SECURITY: Your crypto is protected with industry-leading security standards. What's Inside? Portfolio Tracking View real-time balances across supported networks. Track transaction history, monitor token performance, and explore market activity in the Discover page with news, trends, and token search. Simple Wallet Setup Create your wallet in minutes. The onboarding flow is designed to be fast, secure, and compliant while keeping full control of your assets. In-App Swaps Swap supported tokens directly inside the wallet. No external exchanges or complex steps. Execute trades quickly while staying in control of your funds. WalletConnect for dApp Access Connect instantly to DeFi, NFT, and Web3 applications across multiple networks using WalletConnect. No browser extensions required. Staking Rewards Stake $RIO, $RST, and $DSTRX to earn rewards and support network security. Participate in governance and unbond in as little as 7 days. Coming Soon RWA Tokenization Studio Launch and manage real-world asset tokens through Freehold Web. Create, issue, and distribute tokenized assets with a streamlined workflow. Supported Blockchains Realio Network, Bitcoin, BNB Chain, Algorand, Ethereum, Stellar, and Solana. Stay Connected X: @freehold.finance Telegram: Join our community: https://t.me/+c23x6EErwMViMWZh Need Assistance? Visit Freehold Support for help and information at https://support.realio.network/. Privacy & Legal Read our Privacy Policy & Terms of Service. Freehold Wallet is brought to you by Realio Technology LTD. 123 Main Street, 2nd Floor, Road Town, Tortola VG1110, British Virgin Islands. This App Store Preview is for general information only. It is not financial advice or, a recommendation or a solicitation to buy, sell, stake, or hold any digital asset. Digital assets available on a Freehold Wallet may either be unregulated or regulated and may not be available to wallet holders in all jurisdictions. Prices for digital assets are unpredictable and volatile, and holdings are not protected by the FDIC or SIPC. Holders risk the loss of their funds. You may be required to pay taxes on yields or profits generated by digital assets, and we may be required to provide information about your transactions to taxing authorities. Download the Freehold Wallet today and experience the freedom of secure, multichain self-custody.
Cycles Pay
This finance app offers private transactions using zero-knowledge proofs, allowing users to shield sensitive financial data. It also enables automatic yield generation on idle balances and will soon support direct fiat payments with integrated virtual bank accounts.
- Private transactions with zero-knowledge proofs
- Automatic yield on idle balances
- Stablecoin and fiat payment support
- Integrated virtual bank accounts (coming soon)
- Auditable transactions when needed
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Cycles Pay is a modern payment app built for both businesses and individuals, combining private transactions, stablecoin and fiat payments, and yield. Private by default Nearly all payment apps expose balances, history, and counterparties. With Cycles Pay, transactions are shielded using zero-knowledge proofs, so sensitive financial data stays private, while remaining auditable when needed. Automatic yield In both fintech & crypto alike, earning yield usually means a lot of deposits & withdrawals. In Cycles Pay, funds remain productive while still being usable for payments, letting individuals & businesses earn on idle balances without sacrificing time or liquidity. Fiat payments (Coming soon) Send and receive fiat directly in the Cycles Pay application. Our integrated virtual bank accounts automate the conversion to and from fiat on entry and exit, meaning everyday payments can be processed straight from the application.
Screenshots
Verdict
The clearest difference is ratings volume: Freehold Wallet at 15 against Cycles Pay's 1. Cycles Pay's advantage is update cadence (every 9 days vs every 3 weeks). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Freehold Wallet against 5.0 for Cycles Pay. That said, the two scores are not equally well evidenced: Freehold Wallet has 15 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Freehold Wallet ships an update every 3 weeks, Cycles Pay every 9 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | Freehold Wallet | Cycles Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (15 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 15 — better | 1 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 62 MB | 123 MB |
| Age rating | 17+ | 17+ |
| Developer | Realio Technology LTD | Cycles Protocol |
Customer experience
Freehold Wallet
Cycles Pay
In-app purchases
Freehold Wallet
No in-app purchases
Cycles Pay
No in-app purchases









