PureFi vs Cycles Pay

PureFi puts your savings into real assets like real estate. Earn up to 6% APY from actual properties, with the income paid straight into your balance. Then send, add, and withdraw money like any bank app. REAL ASSETS, REAL YIELD Your money buys shares of real assets like houses with real addresses and real tenants. No staking, no lending pools, no tokens that exist only on a chart. Every property you own a piece of is listed in the app, so you always know exactly what your money is doing. UP TO 6% APY, PAID MONTHLY Rent from your properties lands in your PureFi balance every month. Property values can grow on top of that. Start with as little as you want and add more whenever you like. EARNS MORE THAN A SAVINGS ACCOUNT Most banks pay next to nothing. PureFi's real estate account targets up to 6% APY because it is backed by real asset income, not by a bank's lending margin. EVERYTHING ELSE YOU EXPECT FROM A MONEY APP Send money to anyone with an email address, instantly and free. Add money from your bank, debit card, or Apple Pay. Withdraw straight back to your bank whenever you want. Local bank rails in the US, UK, Europe, Canada, and more. YOUR MONEY, YOUR CONTROL Your balance sits in a wallet only you control. PureFi never holds your money and never moves it without your approval. WHAT YOU GET - A real estate account earning up to 6% APY - Monthly rent income paid into your balance - Instant, fee-free transfers to anyone by email - Bank, debit card, and Apple Pay deposits - Start with $25 - Withdraw to your bank anytime. No lockups - Monthly statements - Invite friends and earn rewards Join the 300,000+ people already growing their money with PureFi. DISCLAIMER PureFi is a financial technology company, not a bank. Money movement and real asset investments are provided through licensed partners. PureFi does not hold customer deposits in a bank account and PureFi balances are not bank deposits. Up to 6% APY is a projection, variable, generated from rent and value changes on real estate, and not guaranteed. Real asset investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Balance protection of up to $1,000,000 per account is provided through private insurance coverage. This is not FDIC insurance and is not provided by any government agency. Transfer times, fees, and exchange rates may vary. Services may not be available in all jurisdictions and are subject to applicable laws and regulatory approval.

Cycles Pay is a modern payment app built for both businesses and individuals, combining private transactions, stablecoin and fiat payments, and yield. Private by default Nearly all payment apps expose balances, history, and counterparties. With Cycles Pay, transactions are shielded using zero-knowledge proofs, so sensitive financial data stays private, while remaining auditable when needed. Automatic yield In both fintech & crypto alike, earning yield usually means a lot of deposits & withdrawals. In Cycles Pay, funds remain productive while still being usable for payments, letting individuals & businesses earn on idle balances without sacrificing time or liquidity. Fiat payments (Coming soon) Send and receive fiat directly in the Cycles Pay application. Our integrated virtual bank accounts automate the conversion to and from fiat on entry and exit, meaning everyday payments can be processed straight from the application.