Cycles Pay vs AllScale

Cycles Pay is a modern payment app built for both businesses and individuals, combining private transactions, stablecoin and fiat payments, and yield. Private by default Nearly all payment apps expose balances, history, and counterparties. With Cycles Pay, transactions are shielded using zero-knowledge proofs, so sensitive financial data stays private, while remaining auditable when needed. Automatic yield In both fintech & crypto alike, earning yield usually means a lot of deposits & withdrawals. In Cycles Pay, funds remain productive while still being usable for payments, letting individuals & businesses earn on idle balances without sacrificing time or liquidity. Fiat payments (Coming soon) Send and receive fiat directly in the Cycles Pay application. Our integrated virtual bank accounts automate the conversion to and from fiat on entry and exit, meaning everyday payments can be processed straight from the application.

AllScale brings stablecoin invoicing, payments, and wallet management into one app. Create and share invoices Build an invoice, send the payment link to your client, and track its status from creation to settlement. Give clients more ways to pay Depending on availability in their region, clients can use supported stablecoins or other enabled payment methods. They do not need an AllScale account to open a payment link. Manage your stablecoins View USDT and USDC balances, receive funds, send to supported wallet addresses, and review your transaction history. Sign in without a seed phrase Use a passkey or another supported sign-in method to access your self-custody wallet and authorize transactions. Built for global work AllScale helps businesses, freelancers, and contractors organize cross-border payment workflows without relying on disconnected invoicing and wallet tools. AllScale is a financial technology developer, not a bank, and does not provide digital asset custody services. Features, assets, networks, and payment methods vary by region and account eligibility.