Don’t buy it
Does not work. Data keeps disappearing one day to another. Full of bugs. Very disappointed
Don’t bother
App only works in vertical orientation on iPad. Entered one debt and came back later to enter more - only showed original debt. Added all my debts, synced and still only showed orignal debt entered. Buggy, drag and drop to are custom order didn’t work. No instructions or help file. Save your money.
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Purchaser
Not what I expected. Waste of money, do not buy.
What a waste
I just literally paid for this app. I am trying to add the first debt and everyone I put the information in and go to add it it just locks me out of the app. There’s nothing saved. I have to open the app all over again and then enter the information all over again for it to kick me out of the app all over again. This was a waste. There’s no resolution no back button and nothing saved to go back to. I’m so disappointed.
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Great App
I really like this app and have been using it for several months. The only issues I’ve had is that the downloadable payoff charts don’t print well. I tried to contact the Developer about it but couldn’t find a way to message them. I would give this app a solid 5 stars if I could print the charts.
Calculation Errors
I’ve been using this app for a while now with no issues. About a month ago, it randomly deleted all of my information and I has to reinput it. Ever since then, when I pay off a debt and delete it, it extends my debt snowball! The last debt I deleted (about $1800) took my debt snowball from 2.4 years to 3.6 years. This is an ongoing issue that’s been happening and at this point I’m looking for another app that’s accurate. Fix the bugs developers! Also, find a way to record a debt is paid off instead of just deleting it. The app won’t let you put $0 as a balance.
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Its okay
It shows you the calculations on how to pay back your debt but it doesn’t save all your debt info. You have to re enter all that information again which is stupid and annoying.
Love it but....
Love this app but is there a way to print all of your debt on one sheet instead of different sheets?
Get rid of your debt!
I have been looking for a app that helps me pay off my debt with the snowball method. I tried many different ones and then i saw this one. I read reviews and thought about not purchasing but i did and it turns out to be the best one. You add all your debts. You choose how you want to tackle them. Low interest. Low balance or just choose exactly what order you want. Then you can add how much extra you want to add to the snowball. It will then show you all your debts by month and how much you will be paying to each. It also shows you how long it would take to pay it off. My only issue is that it does not show you up to date info. So if i make those payments to my card, i would have to go into each debt manually and edit the amount owed so that it updates the payments plan. It should have a button to make payments to each debt and allow you yo input exactly how much you paid, which then would update the plan. Besides that, i think this is a very good app. Wry useful and will motivate you to get out of debt quickly. So add a $1.99 debt to one or your cards and buy this app.
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Response from developer
Thank you so much for your review. We are working on adding more features to the app soon.
iPad Pro
The app looked promising and I was looking forward to using, but it doesn’t seem to work with the IPad Pro. There’s only a continuous loading screen. I am giving a neutral 3 stars.
Don’t buy!
Not helpful! Wasted my money on this :/
More Features Needed
It would be nice to be able to enter dates. For example, what if a debt is paid bi-weekly? Can I set goals or target dates in addition to paying extra on the debts? I can list out my own debts... I need an app that can help forecast and provide insight on how to manage and tackle paying the debt off.
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Response from developer
Thank you for your support. We are working on improving the app.
iPad Version
I am currently running the latest version of iOS for my iPad Pro and there app does not open. Tried to reinstall and nothing
Great app for tracking progress!
I love the user interface for this app and also the way it all works together. It allows you to print a chart where you can cross off payments and see your progress towards being debt free. It also lets you add extra payments if you’re trying to pay off your debt quicker. Overall great app!
Not Impressed 😩
While I like the concept of logging my debts and their details, I was expecting much more from this app. I was expecting to list the debt and the details, then see an actual tracker to include me listing the payments made and seeing the balance decrease ... similar to the way I have it set on my excel spreadsheet which is what I will stick to using. We all know that feeling you get from seeing a balance decrease and this app doesn’t do it for me. It’s very basic and not helpful at all. I don’t have a ton of debt but I don’t think this app being provided at its full potential. I’m sure there are some other features that could be applied to make this app #1 but in its current state it’s just not what I need. The purpose of using this app is to stay on top of paying down debt and this app is very boring and doesn’t motivate you, remind you, allow you to set goals (or send any alerts when you’ve reached a goal), have any cool color schemes or anything ... you’d be better off saving your money and using excel. At least it’s free and customizable!
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Not enough for the cost
Needs to allow for tracking payments after snowball plan is generated. Adjust snowball projection based on each entered monthly payment.
Joy
I like how it breaks down the debt snow ball I just wish it could keep a tally that is updated monthly.
One time payment doesn’t specify the month
I would like it if you could choose which month you made extra payments. We get bonuses certain times a year and when you add the “extra payment” it calculates it in month 1 and no the actual month you’re planning on making the payment. Otherwise it works great.
Response from developer
Thank you for your review. We are working on updating the app that will allow you to track your debt-free journey on a monthly basis.
Needs more work
Overall I think it is a good debt calculator but I would make a few changes. For instance when I put in one of my debts I like putting in the exact interest rate especially on student loan debts. Well the app rounds it to an even percentage which isn’t that accurate. I would like the app to use my exact percentage. Also, I would like it to pay off my debt month by month as I go and be able to put in what I actually owe that month and that might be different than what my actual monthly payment is (its student loans so they are very different) and I would also like it to ask how much extra if any that I paid for that month. I think all of these extra features would add more focus and help see when I’m expected to pay off my debts.
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Response from developer
Thank for your honest review. We are working on an update that will allow you to track your debt free journey. A lot of users have requested this feature.
Worth every penny!
Simple to use, clear in it’s presentation and user friendly.
Response from developer
Thank you so much for your support!
