Best Debt Tracker alternatives: apps like Debt Tracker - Debts

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated November 2026

Debt Tracker is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Debt Tracker

Debt Control – payoff planner#1

Debt Control – payoff planner by CleverPumpkin Ltd.

My calculator & credit manager
Editor's Choice
💰 Finance
4.5(33 ratings)
FreeIn-App Purchases
Debt Control – payoff planner screenshot 1
Debt Control – payoff planner screenshot 2
Debt Control – payoff planner screenshot 3
Debt Control – payoff planner screenshot 4
Debt Control – payoff planner screenshot 5

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

Debt Tracker: Who Owes Me?#2

Debt Tracker: Who Owes Me? by David Serrano Canales

IOU Manager: Money Owed & Lent
Strong Contender
💰 Finance
4.8(67 ratings)
FreeAdsIn-App Purchases
Debt Tracker: Who Owes Me? screenshot 1
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Debt Tracker: Who Owes Me? screenshot 5
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Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Debty: IOU & Debt Tracker#3

Debty: IOU & Debt Tracker by Derg AB

Money owed, loans & clients
Worth Considering
💰 Finance
4.8😐(139 ratings)
FreeIn-App Purchases
Debty: IOU & Debt Tracker screenshot 1
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Debty: IOU & Debt Tracker screenshot 5

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

What We Love

  • 👍 Simple and straightforward interface
  • ✨ Attractive and clean UI
  • 🚀 Fast to add records
  • ✅ No ads or unnecessary features
  • 💰 Optional subscription model
  • 🔄 iCloud backup/sync mentioned positively
  • 💵 Supports multiple currency types
  • 👌 Intuitive to use
  • 💡 Minimalist design

Room to Improve

  • 💸 Introduction of subscription model
  • ⚠️ Free version has limitations (e.g., 3 debtors)
  • 💰 FaceID unlock is paid
  • 🔄 Frequent updates can be disruptive
  • 🗑️ Data loss issues reported
  • 📱 Works only on one device without sync
  • 💱 Default currency is not always rubles
  • 📈 App size increases over time

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4
Who Owes Me - Payment Tracker
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Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

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My Debt Manager & Tracker
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Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

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Loan Tracker: You Owe Me
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Easily track who owes what, from casual IOUs to complex loans with flexible repayment plans. Manage individual balances, set reminders, and share clear statements or live links without requiring the recipient to install the app.

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My Debts: Control & Payments
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Organize and track all your debts, bills, subscriptions, and daily expenses in one place. Receive timely payment reminders and view insightful spending reports to improve your savings and financial planning.

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Sono: Debt tracker and manager
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Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

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