Best DebtFlow alternatives: apps like DebtFlow - Debt Tracker, IOU

10+ similar apps compared and reviewed

4.8 avg rating
9 free apps
Updated November 2026

DebtFlow is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to DebtFlow

IOU - OweTracker#2

IOU - OweTracker by MASON QULIZADA

Who Owes Me - Debt Tracker
Strong Contender
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
IOU - OweTracker screenshot 1
IOU - OweTracker screenshot 2
IOU - OweTracker screenshot 3
IOU - OweTracker screenshot 4
IOU - OweTracker screenshot 5
IOU - OweTracker screenshot 6

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Owe Book: Who Owes Me Money#3

Owe Book: Who Owes Me Money by Abdullah Al Hadi

IOU tracker & bill splitter
Worth Considering
💰 Finance
4.5(2 ratings)
FreeIn-App Purchases
Owe Book: Who Owes Me Money screenshot 1
Owe Book: Who Owes Me Money screenshot 2
Owe Book: Who Owes Me Money screenshot 3
Owe Book: Who Owes Me Money screenshot 4
Owe Book: Who Owes Me Money screenshot 5
Owe Book: Who Owes Me Money screenshot 6

Easily track loans, IOUs, and split bills with friends. This app organizes all your debts and payments in one place, with optional receipt photos and payment reminders. It offers private syncing via iCloud and detailed financial overviews.