Best apps like Debtly: Personal Debt Tracker

10+ similar apps compared and reviewed

4.0 avg rating
10 free apps
Updated September 2026

Whether you want more options like Debtly or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Debtly

IOU - OweTracker#1

IOU - OweTracker by MASON QULIZADA

Who Owes Me - Debt Tracker
Editor's Choice
💰 Finance
5.0(3 ratings)
FreeIn-App Purchases
IOU - OweTracker screenshot 1
IOU - OweTracker screenshot 2
IOU - OweTracker screenshot 3
IOU - OweTracker screenshot 4
IOU - OweTracker screenshot 5
IOU - OweTracker screenshot 6

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

More apps like Debtly

4
Clero: Debt & Sub Tracker
Clero: Debt & Sub Tracker
Clero: Debt & Sub Tracker
Track Debts, IOUs & Subs
Free
💰 Finance
(0)
5
Debtyy – Debt Tracker & IOU
Debtyy – Debt Tracker & IOU
Debtyy – Debt Tracker & IOU
Track money you owe or lend
Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders
💰 Finance
(1)
freemium
6
Debt Payoffs Tracker
Debt Payoffs Tracker
Debt Payoffs Tracker
Student, Auto & Mortgage Loans
Free
💰 Finance
(0)
7
Paid - Debt Tracker
Paid - Debt Tracker
Paid - Debt Tracker
Debts tracked. Money back.
Free

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

Intuitive debt trackingOne-tap payment remindersAI Receipt Splitter
💰 Finance
(6)
free
8
Кто должен
Кто должен
Кто должен
Кто должен вам или кому вы?
Free
💰 Finance
(0)
9
OweMate - Who Owes Me Tracker
OweMate - Who Owes Me Tracker
OweMate - Who Owes Me Tracker
Track money lent & borrowed
Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

Track IOUs and shared expensesAI-powered payment remindersSupport for 70+ currencies
💰 Finance
(2)
free with in-app purchases
10
Bill Reminder: Bill Organizer
Bill Reminder: Bill Organizer
Bill Reminder: Bill Organizer
Track Due Dates, Avoid Fees
Free

This app helps you avoid late fees by tracking recurring payments like rent, utilities, and subscriptions. It provides timely notifications before due dates and allows you to easily mark bills as paid. The app focuses solely on bill reminders without complex budgeting features.

Track recurring billsReceive timely payment notificationsMark bills as paid with a swipe
💰 Finance
(1)
freemium