Best Debtly alternatives: apps like Debtly: Personal Debt Tracker

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated October 2026

Whether you want more options like Debtly or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Debtly

Dibs: Debt & IOU Tracker#1

Dibs: Debt & IOU Tracker by Pablo Gamero

Track money owed & split bills
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Dibs: Debt & IOU Tracker screenshot 1
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Dibs: Debt & IOU Tracker screenshot 3
Dibs: Debt & IOU Tracker screenshot 4
Dibs: Debt & IOU Tracker screenshot 5
Dibs: Debt & IOU Tracker screenshot 6

Easily track who owes whom money and manage your debts. This app simplifies splitting group expenses, setting reminders for payments, and visualizing your financial balance with friends. It offers a private experience with no account or cloud storage required.

Debtyy – Debt Tracker & IOU#3

Debtyy – Debt Tracker & IOU by Akylbek Utekeshev

Who owes me? Loans to friends
Worth Considering
💰 Finance
4.0(2 ratings)
FreeIn-App Purchases
Debtyy – Debt Tracker & IOU screenshot 1
Debtyy – Debt Tracker & IOU screenshot 2
Debtyy – Debt Tracker & IOU screenshot 3
Debtyy – Debt Tracker & IOU screenshot 4
Debtyy – Debt Tracker & IOU screenshot 5
Debtyy – Debt Tracker & IOU screenshot 6

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

More apps like Debtly

4
Debt Tracker: Loan Reminder
Debt Tracker: Loan Reminder
Debt Tracker: Loan Reminder
Money You Owe, Lend & Borrow
Free
💰 Finance
(0)
5
IOU - OweTracker
IOU - OweTracker
IOU - OweTracker
Who Owes Me - Debt Tracker
Free

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Track money lent, borrowed, and owedFilter debts owed to you vs. money you oweView balances, payment history, and upcoming charges
💰 Finance
(4)
freemium
6
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
DebtMe: IOU & Debt Tracker
Lend, Borrow, Loan & Interest
Free

This app helps you track money lent and borrowed between individuals. Log loans, record repayments, and calculate interest automatically. It offers reminders and customizable messages to help you manage your debts privately and securely on your device.

Track lent and borrowed moneyLog partial repaymentsAutomatic interest calculation
💰 Finance
(0)
freemium
7
Debt Buddy - Money Tracker
Debt Buddy - Money Tracker
Debt Buddy - Money Tracker
Manage loans, get repaid
Free

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

Easy debt trackingPayment remindersInterest calculation
💰 Finance
(4)
ad-supported
8
Who Owes Me - OweList
Who Owes Me - OweList
Who Owes Me - OweList
Track Who Owes You
Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Track money owed and borrowedRecord partial repaymentsMonitor individual balances
💰 Finance
(4)
free with in-app purchases
9
Ledger Book: Debt Tracker
Ledger Book: Debt Tracker
Ledger Book: Debt Tracker
Manage client accounts & IOUs
Free

This app is a digital ledger for managing client accounts, debts, and payments. It offers features like PDF statement generation, offline data storage for privacy, and secure backups. It aims to be a fast and accurate financial assistant for businesses and individuals.

Client and debt managementGenerate PDF statementsOffline-first privacy
💰 Finance
(15)
free with in-app purchases
10
My Debt Manager & Tracker
My Debt Manager & Tracker
My Debt Manager & Tracker
Track and Manage Debts & Loans
Free

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Track debts and loansRecurring payment managementAI debt stress reduction
💰 Finance
(7)
free with in-app purchases