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EMKAN Finance

EMKAN Finance

EMKAN Finance

8.2K ratings
178 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 9, 2020
  • September 15, 2026

Developer

امكان للتمويل
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EMKAN Finance screenshot #1 for iPhone
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EMKAN Finance screenshot #8 for iPhone
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About

This app offers a streamlined digital process for obtaining personal financing. Users can apply, get approved, and receive funds quickly and easily, all within the application, eliminating the need for traditional methods.

✓End-to-end digital financing experience
✓Instant approval for eligible applicants
✓Easy requirements, no guarantor needed
✓Flexible finance amounts up to 1.5 million SAR
✓Competitive interest rates
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What users say

Summarized from real user reviews of EMKAN Finance. Based on 8.2K reviews and a 4.4/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💻Easy to use
  • 🚀Fast loan processing
  • 👍Helpful customer service

Negative things

  • 🔍Unclear eligibility criteria
  • 💰High interest rates
  • 🐛Technical issues with the app
  • 🕰️Slow response times
  • 🚫Declined loan applications without explanation
See all reviews
+1

What's New in EMKAN Finance

4.51.0

September 15, 2026

New Update in Emkan App! Financing at the press of a button... with steps designed to match the pace of your day. - An enhanced and seamless user experience. - Smart and fully digital financing solutions. Update the Emkan app now, and always stay on track!

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User reviews

Most RecentHighest RatedLowest Rated

All requests Decline

I don’t recommend it even if you have good income with a good report from SEMAH you still get declined through the app or customs service both answer will be given 👎🏻
malsari.7malsari.7

CAN’T DELETE MY ACCOUNT!!

This app is a joke
Once you register to try what they can offer you, you will no longer be able to remove your account. Even though there is a button to do so, but it is totally USELESS
Mohammedq1213Mohammedq1213

Emkan credit card

Unfortunately credit card support is bad, cash back misleading, Apple pay addition is almost impossible, technical knowledge is weak. Not recommended.
Mood_qMood_q

فيه افضل منه .. تتاخر كم شهر يطالبونك بكامل المبلغ

لا انصح
AdelgagaAdelgaga

التطبيق لا يعمل

التطبيق لا يعمل
addoseriaddoseri
See 173 more reviews

User experience

🐞

Reported Bugs

3 issues

App crashes frequently

Bug

Login issues and account suspensions

Bug

Incorrect loan details displayed

Bug
✨

Requested Features

3 requests

Ability to track loan status

Feature

Option to make early repayments

Feature

Improved in-app notifications

Feature

FAQ

What does the EMKAN Finance app do?

The EMKAN Finance app provides a fully digital platform for users to apply for personal financing. It allows you to complete the entire process, from application and eligibility checks to contract signing and receiving funds, all within the app.

What are the key features of the EMKAN Finance app?

Key features include an end-to-end digital experience for applying and managing your finance, instant approvals for eligible candidates, easy requirements such as working in specific sectors and a minimum salary of 2000 SAR without needing a guarantor. It also offers flexible finance amounts and competitive rates.

How much can I borrow with the EMKAN Finance app?

The app offers flexible finance amounts ranging from two thousand up to one and a half million Saudi Riyals, catering to a wide range of financial needs.

What are the eligibility requirements for financing through the app?

To be eligible, you generally need to work in the public, private, or military sector with a starting salary of 2000 SAR (with or without salary transfer). A key benefit is that no guarantor is required.

Is the EMKAN Finance app free to use?

The description indicates that the app itself is free to download and use for applying for financing. While the app is free, the financing services provided through it will have associated costs and interest rates.