Best Emkan Finance Apps

219+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated July 2026

The best emkan finance apps on iPhone average 3.9★ across 219+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Emkan Finance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EMKAN FinanceEMKAN FinanceFree4.4★ (8.2K)YesNoJul 2026
2سلفةسلفةFree4.6★ (4.8K)YesNoJul 2026
3tamam | money won’t stop youtamam | money won’t stop youFree3.4★ (362)YesNoJul 2026
4JB  Finance جيبي للتمويلJB Finance جيبي للتمويلFree4.5★ (420)NoNoJul 2026
5AlRajhi MobileAlRajhi MobileFree4.7★ (332K)NoNoJul 2026
6MOLIMMOLIMFree4.1★ (902)NoNoJul 2026
7Individuals افـــــــــــرادIndividuals افـــــــــــرادFree2.2★ (51)NoNoJul 2026
8Sanad Finance | سند للتمويلSanad Finance | سند للتمويلFree4.4★ (70)NoNoJul 2026

Top Picks for Emkan Finance

EMKAN Finance#1

EMKAN Finance by EMKAN FINANCING COMPANY

EMKAN Finance
Editor's Choice
💰 Finance
4.4😞(8.2K ratings)
FreeAds
EMKAN Finance screenshot 1
EMKAN Finance screenshot 2
EMKAN Finance screenshot 3
EMKAN Finance screenshot 4
EMKAN Finance screenshot 5
EMKAN Finance screenshot 6

This app offers a streamlined digital process for obtaining personal financing. Users can apply, get approved, and receive funds quickly and easily, all within the application, eliminating the need for traditional methods.

What We Love

  • 💻 Easy to use
  • 🚀 Fast loan processing
  • 👍 Helpful customer service

Room to Improve

  • 🔍 Unclear eligibility criteria
  • 💰 High interest rates
  • 🐛 Technical issues with the app
سلفة#2

سلفة by Sulfah

إيداع المبلغ خلال 24 ساعة
Strong Contender
💰 Finance
4.6😞(4.8K ratings)
FreeAds
سلفة screenshot 1
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سلفة screenshot 4
سلفة screenshot 5

An application providing Sharia-compliant emergency financing services ranging from 1,000 to 25,000 SAR with repayment periods up to 24 months. Users can also invest in peer-to-peer financing through the platform for lucrative monthly returns. Operated under Saudi Central Bank supervision. Check out www.Sulfah.com and @sulfah on Twitter. Download the app now for quick financial solutions.

What We Love

  • 🙏 Excellent service
  • 🤝 Great cooperation
  • 🙌 Helpful and responsive

Room to Improve

  • 💰 High interest rates
  • ⏰ Long processing times
  • 🤖 Poor customer service
tamam | money won’t stop you#3

tamam | money won’t stop you by Zain Payments Limited Company

Instant Digital Financing
Worth Considering
💰 Finance
3.4😞(362 ratings)
FreeAds
tamam | money won’t stop you screenshot 1
tamam | money won’t stop you screenshot 2
tamam | money won’t stop you screenshot 3
tamam | money won’t stop you screenshot 4
tamam | money won’t stop you screenshot 5

Access digital financing of up to SAR 50,000 with instant approval and flexible repayment. This Sharia-compliant service offers secure, fast fund transfers within 24 hours, supported by 24/7 customer service.

What We Love

  • 🚀 Fast and efficient
  • 💡 Innovative features
  • 👍 User-friendly

Room to Improve

  • 🐛 Technical issues
  • 🔍 Lack of transparency
  • 💰 High interest rates

More Emkan Finance apps to explore

4
JB  Finance جيبي للتمويل
JB  Finance جيبي للتمويل
JB Finance جيبي للتمويل
by SAUDI FRANSI FOR FINANCING AND LEASING
Free

Manage personal and car financing contracts directly through the app. Request authorization for driving abroad, replacement for lost vehicle documents, and recover excess balances. Enjoy general enhancements for a smoother financial management experience.

Sign financing contractsRequest driving authorizationRequest lost license/key replacement
💰 Finance
(420)
free
5
AlRajhi Mobile
AlRajhi Mobile
AlRajhi Mobile
by Al Rajhi Banking and Investment Corporation
Free

Manage all your banking operations on the go with this comprehensive mobile banking solution. Enjoy a customized experience with an improved interface, allowing you to perform transactions, apply for financing, and manage your cards easily from your device.

Enhanced app performanceUser-friendly design with light/dark modesQR code beneficiary addition
💰 Finance
(332K)
free
6
MOLIM
MOLIM
MOLIM
by Simah
Free

Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.

Detailed credit history summaryLoan and mortgage trackingCredit card and overdraft monitoring
💰 Finance
(902)
free
7
Individuals افـــــــــــراد
Individuals افـــــــــــراد
Individuals افـــــــــــراد
AlMulla Finance Co.
Free

Manage your Al Mulla Finance accounts on the go. Check balances, pay installments via K-net, apply for loans, and request customer service letters. New users require Civil ID, mobile, and email; existing users need mobile and Civil ID.

View outstanding balancesPay installments via K-netApply for loans
💼 Business
(51)
free
8
Sanad Finance | سند للتمويل
Sanad Finance | سند للتمويل
Sanad Finance | سند للتمويل
حتى 30 ألف بدون كفيل
Free

This app offers micro-consumer financing solutions compliant with Islamic Sharia and supervised by the Saudi Central Bank. Apply for financing, track your request, sign your contract, and receive funds digitally in just three simple steps.

Digital financing applicationTrack financing requestsDigital contract signing
💰 Finance
(70)
free
9
Ministry of HRSD
Ministry of HRSD
Ministry of HRSD
by Ministry of Human Resources and Social Development
Free

This app offers a wide range of services for individuals in Saudi Arabia, including public and private sector employees, social security beneficiaries, and people with disabilities. It provides access to counseling, assistance programs, labor rights information, and digital cards. Special features for people with disabilities include finding accessible locations and real-time visual or sign language interpretation.

Access diverse government servicesBook family counselingFind accessible places for disabled
📊 Productivity
(1.1K)
free
10
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
11
Alj Finance
Alj Finance
Alj Finance
Abdul Latif Jameel Finance
Free

Manage your financing and after-sales services with this app. It offers a streamlined experience for current clients and prospective customers seeking financial solutions. Explore available products, manage your account, and access post-sale services.

Apply for financingView available products and detailsAccess your personal account
💰 Finance
(25)
free
12
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
13
رواتب السعودية
رواتب السعودية
رواتب السعودية
موعد الرواتب - حساب المواطن
Free

This app provides timely reminders for salary payments, government benefits, and other important dates in Saudi Arabia. It includes a date converter, various financial calculators, and the latest news.

Salary payment remindersGovernment benefit schedulesDate converter (Hijri/Gregorian)
💰 Finance
(22K)
free with in-app purchases
14
هكبه | Hakbah
هكبه | Hakbah
هكبه | Hakbah
by NOON HAKBAH FOR INFORMATION TECHNOLOGY COMPANY
Free

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Digital Jameya (savings groups)Flexible payment controlOn-demand fund withdrawal
💰 Finance
(1.9K)
free
15
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(31)
free with in-app purchases
16
Al Jawhara | الجوهرة للتمويل
Al Jawhara | الجوهرة للتمويل
Al Jawhara | الجوهرة للتمويل
Get Your Loan in 3 Steps
Free

Manage all your financing obligations seamlessly from anywhere. Track installments, schedule payments, and view loan details with a user-friendly interface. Securely handle personal and consumer financing, update information, and make payments without visiting a branch.

Manage financing obligationsTrack loan installmentsSchedule payments
💰 Finance
(1)
free
17
İşCep
İşCep
İşCep
Mobile Banking - İşbank
Free

This mobile banking application provides a comprehensive suite of features for personal and corporate customers. It allows for quick PIN definition, easy banking transactions with English support, and a clear overview of financial status. Users can also withdraw cash via QR code, apply for loans remotely, and locate nearby branches and ATMs.

Instant PIN definitionEnglish language support for transactionsFinancial status overview
💰 Finance
(25K)
free with in-app purchases
18
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

Buy Now Pay Later (BNPL) for various goodsConsumer and small business lendingBill payment and money transfer
💰 Finance
(2.4K)
free with in-app purchases
19
Tanweel | تنويل
Tanweel | تنويل
Tanweel | تنويل
by Creative Future For Information Technology
Free

This platform connects users with financing offers from multiple institutions in Saudi Arabia. It simplifies the process of obtaining personal, auto lease, and real estate financing with transparent steps and tailored options. Explore competitive rates and flexible repayment terms to achieve your financial goals.

Digital finance brokerageMultiple financing offersPersonal finance options
💰 Finance
(19)
free
20
EmCan
EmCan
EmCan
Limitless possibilities
Free

This loyalty program app allows users to earn and redeem points for purchases at various Emarat services. Easily track your EmCoins balance, find nearby stations with specific amenities, and unlock exclusive rewards and offers.

Earn EmCoins on purchasesRedeem points for rewardsCheck EmCoins balance
🌟 Lifestyle
(23)
free with in-app purchases

FAQ about Emkan Finance

What are the best emkan finance apps for iPhone?
EMKAN Finance tops our emkan finance apps ranking as of July 2026, with a 4.4-star average from 8.2K App Store ratings, and it's free to download.
Yes — 20 of the top emkan finance apps we rank are free to download, including EMKAN Finance and سلفة.
EMKAN Finance shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 219+ emkan finance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The EMKAN Finance app provides a fully digital platform for users to apply for personal financing. It allows you to complete the entire process, from application and eligibility checks to contract signing and receiving funds, all within the app.
Key features include an end-to-end digital experience for applying and managing your finance, instant approvals for eligible candidates, easy requirements such as working in specific sectors and a minimum salary of 2000 SAR without needing a guarantor. It also offers flexible finance amounts and competitive rates.