Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Spending, Bills, Money Saving

1.4K ratings
674 reviews
With Ads#137 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • December 15, 2017
  • September 15, 2026

Features

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Emma - Budget Planner Tracker screenshot #10 for iPhone
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About

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accounts
Track subscriptions
Set budgets
Weekly spending reports
Overdraft alerts
Bank-level security
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What users say

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+1

What's New in Emma

6.2.9

September 15, 2026

Bug fixes & performance improvements.

Subscription plans

Emma Pro Monthly

Full access to all the features of Emma Pro.

$9.991 Month
7 Days trial
How to cancel Emma subscription ⁉️

Charts

Top Grossing

📈 137+61

Finance

This app rose +61 positions in Finance chart.

Last updated on September 19, 2026.

Events

Read more about New in Emma: Credit Alerts

New in Emma: Credit Alerts

Credit Alerts are now available on Emma Ultimate.

Aug 18, 2026 Sep 18, 2026

Read more about New in Emma: Credit Report

New in Emma: Credit Report

Your credit report is now available in Emma

Aug 11, 2026 Sep 11, 2026

Read more about Your credit score is here 🎉

Your credit score is here 🎉

Now available on Emma Plus, Pro and Ultimate

Aug 4, 2026 Sep 4, 2026

User reviews

Awful app

So the app subscription doesn’t show up in your apple subscriptions. You can’t cancel the trial version. Then takes £83 out of your bank. Be very careful people.
Surprise surprise they don’t do the subscription through Apple because the have all your bank details and can take whatever whenever.basically the app that supposed to save your money takes your money.
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Best app ever

I loved the automatic connection that this app does, it’s so simple to organize my finances

Customer Service is atrocious

After finding out I had been charged after already closing my subscription and deleting the app, I tried to contact customer service for help in getting the refund. However, instead of receiving any help, I was given an automated response offering a partial refund or to just keep the subscription. Considering the amount I was charged, the fact I didn’t even get a response within the first few hours was ridiculous to me. I tried to reach out multiple times with being told the assistant was online, however I received no response at all. Not only is this app overpriced and unhelpful, the customer support was absolutely dire. Do not get the subscription, it will cause a lot more trouble than you would imagine.
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Stick at it

I come and go from this app. If you’re having financial difficulties, it can be hard to face when it’s glaring at you from an app, but use the app to get things in order. Hide what you don’t need to see while you’re working on it, focus on the improvements and let the app do its work and ditch subscriptions you don’t need. You will feel better :)
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Terrible app which forced me to pay a subscription

I forgot to turn off the annual subscription and asked to cancel the subscription on the day I got charged but they leave me no option to get a refund. This avoidance of subscription is entirely what they are advertising but the app defeated its purposes. I am quite disappointing and didn’t enjoy the app’s slow delivery of fund as well as bad investment management. They forced me to quit my investment account by changing their policy. This entire app is a pretty awful experience.
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User experience

🐞

Reported Bugs

4 issues

App crashes or freezes frequently

Bug

Transactions not syncing properly or showing incorrect balances

Bug

Issues connecting to certain bank accounts

Bug

Recurring payments not being tracked accurately

Bug

Requested Features

5 requests

Add support for more banks and financial institutions

Feature

Improve budgeting features with better categorization and goal-setting

Feature

Provide more customization options for categories and reporting

Feature

Integrate with investment accounts and track net worth

Feature

Offer a more affordable pricing model or free tier with core features

Feature

FAQ

What does Emma - Budget Planner Tracker do?

Emma is a financial app that helps you manage your money by consolidating all your accounts in one place. It allows you to track your spending, find and manage subscriptions, set budgets, and provides weekly reports and daily balance notifications.

What are the key features of Emma?

Key features include consolidating all your bank accounts, tracking subscriptions, setting budgets, analyzing spending, receiving daily balance notifications, and overdraft alerts. Premium features offer advanced options like fraud detection, bill reminders, custom categories, and data export.

Is Emma free to use?

The app offers a free version with core features for budgeting and expense tracking. However, to access more advanced functionalities like fraud detection, bill reminders, and custom categories, users can upgrade to paid subscription tiers: Emma Plus, Emma Pro, or Emma Ultimate.

How secure is my financial data with Emma?

Emma employs bank-level security measures, including SSL 256-bit encryption, which is the same protocol used by banks to protect sensitive personal information. It also utilizes biometric security authentication for an additional layer of protection.

Who is Emma designed for?

This app is ideal for anyone who wants to get a clear overview of their finances, better manage their spending, avoid missing bill payments, and save money. It's particularly useful for those who find manual expense tracking time-consuming or error-prone.