Best apps like Ethena Pay

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated October 2026

Whether you want more options like Ethena Pay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Ethena Pay

Neverless: Stocks & Crypto#1

Neverless: Stocks & Crypto by Boku Labs Ltd

0 trading fees, 0 FX fees
Editor's Choice
💰 Finance
4.8😊(216 ratings)
FreeIn-App Purchases
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Invest in cryptocurrencies, gold, and silver with zero fees. Access passive income through automated strategies, borrow against your assets, and enjoy bank-grade security. Stocks investing is coming soon.

What We Love

  • 👍 Easy to use
  • 💡 Innovative strategies
  • 🚀 Straightforward investment
  • 👍 Intuitive user interface
  • 🚀 Fast customer support
  • 💡 Competitive APR
  • 👍 Simple to navigate
  • 👍 Great transparency

Room to Improve

  • 🐛 Payment failure
Aave: Save and Earn#2

Aave: Save and Earn by Aave Interfaces Ltd

Earn up to 7.25% per year
Strong Contender
💰 Finance
4.7(290 ratings)
Free
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This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

Starryblu#3

Starryblu by Wotransfer PTE. LTD.

Your Go-To Global Payment App
Worth Considering
💰 Finance
4.6(142 ratings)
Free
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Manage your global finances with secure and cost-effective international payments, transfers, and multi-currency accounts. Exchange currencies at real rates, send money to over 40 countries, and receive funds like a local. Features a debit card for global use and robust security measures.

More apps like Ethena Pay

4
XPlace: Crypto Credit Card
XPlace: Crypto Credit Card
XPlace: Crypto Credit Card
Build Wealth, Spend & Earn.
Free

This app offers a crypto credit card that allows you to spend your digital assets without selling them, access instant credit, and earn yield on your holdings. Enjoy global spending, rewards, and lifestyle perks while keeping your investments intact.

Spend crypto without sellingAccess instant creditEarn up to 16% APY
💰 Finance
(45)
free
5
COCA: Crypto Card & Wallet
COCA: Crypto Card & Wallet
COCA: Crypto Card & Wallet
Spend Stablecoin Earn Cashback
Free

This app allows you to spend your stablecoins like cash using a debit card at millions of merchants worldwide. You can also earn cashback on purchases, grow your digital assets with yield, and manage your crypto securely in a non-custodial wallet.

Spend stablecoins with a debit cardEarn up to 8% cashback on purchasesNon-custodial wallet with MPC security
💰 Finance
(37)
free
6
Altery
Altery
Altery
Work and spend without borders
Free

Manage your finances for a global digital business. Send, receive, spend, and convert money across borders with support for multiple currencies. Features include a digital wallet, personal IBAN, and a smart transaction dashboard.

Digital walletPersonal IBAN for paymentsCross-border money transfers
💰 Finance
(6)
free with in-app purchases
7
Moneda
Moneda
Moneda
Just Better Money
Free

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

Spending accounts in EUR, USD, CADVirtual accounts for SEPA/ACH transfersQR code payments
💰 Finance
(1)
free
8
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Earn 5%* APY & Spend Worldwide
Free

This app offers a high-yield digital wallet and Visa debit card. Earn competitive APY on your balance with daily compounding and spend globally with no foreign transaction fees. Enjoy cashback rewards and full control over your funds with enhanced security features.

Earn 5% APY on balanceCompounding interest every secondVisa debit card for worldwide spending
💰 Finance
(8)
free
9
Ready X
Ready X
Ready X
Crypto, DeFi, self-custody
Free

This cryptocurrency wallet allows users to swap, stake, and invest in DeFi protocols with low fees and advanced security features. It offers a user-friendly experience with smart account capabilities and dedicated customer support.

Swap cryptocurrenciesStake ETH and earn rewardsInvest in DeFi protocols
💰 Finance
(4)
free
10
UU Wallet
UU Wallet
UU Wallet
by Finex Global Pay Ltd.
Free

This app facilitates global currency exchange with real-time rates. It simplifies financial transactions, including peso exchanges and withdrawals at local outlets, offering greater financial flexibility.

Global currency exchangeReal-time exchange ratesPeso exchange
💰 Finance
(190)
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