Best Ethena Pay alternatives: apps like Ethena Pay

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated November 2026

Whether you want more options like Ethena Pay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Ethena Pay

Aave: Save and Earn#1

Aave: Save and Earn by Aave Interfaces Ltd

Earn up to 7.25% per year
Editor's Choice
💰 Finance
4.7(336 ratings)
Free
Aave: Save and Earn screenshot 1
Aave: Save and Earn screenshot 2
Aave: Save and Earn screenshot 3
Aave: Save and Earn screenshot 4
Aave: Save and Earn screenshot 5
Aave: Save and Earn screenshot 6

This application allows users to save money and earn interest with APY rates up to 9%. It offers account protection up to $1 million, with no fees, minimums, or lockups. Funds can be deposited and withdrawn instantly from over 12,000 linked banks and debit cards.

Neverless: Stocks & Crypto#3

Neverless: Stocks & Crypto by Boku Labs Ltd

0 trading fees, 0 FX fees
Worth Considering
💰 Finance
4.8😊(239 ratings)
FreeIn-App Purchases
Neverless: Stocks & Crypto screenshot 1
Neverless: Stocks & Crypto screenshot 2
Neverless: Stocks & Crypto screenshot 3
Neverless: Stocks & Crypto screenshot 4
Neverless: Stocks & Crypto screenshot 5
Neverless: Stocks & Crypto screenshot 6

Invest in cryptocurrencies, gold, and silver with zero fees. Access passive income through automated strategies, borrow against your assets, and enjoy bank-grade security. Stocks investing is coming soon.

What We Love

  • 👍 Easy to use
  • 💡 Innovative strategies
  • 🚀 Straightforward investment
  • 👍 Intuitive user interface
  • 🚀 Fast customer support
  • 💡 Competitive APR
  • 👍 Simple to navigate
  • 👍 Great transparency

Room to Improve

  • 🐛 Payment failure

More apps like Ethena Pay

4
Starryblu
Starryblu
Starryblu
Your Go-To Global Payment App
Free

Manage your global finances with ease. Send money internationally, spend in multiple currencies, and receive payments like a local. Securely manage your money across borders with advanced features and competitive exchange rates.

International money transfersMulti-currency accountsGlobal spending
💰 Finance
(194)
free
5
XPlace: Crypto Credit Card
XPlace: Crypto Credit Card
XPlace: Crypto Credit Card
Build Wealth, Spend & Earn.
Free

This app offers a crypto credit card that allows you to spend your digital assets without selling them, access instant credit, and earn yield on your holdings. Enjoy global spending, rewards, and lifestyle perks while keeping your investments intact.

Spend crypto without sellingAccess instant creditEarn up to 16% APY
💰 Finance
(49)
free
6
Moneda: AI Investing
Moneda: AI Investing
Moneda: AI Investing
Stocks, ETFs and crypto
Free

This app uses AI to research stocks, ETFs, and crypto, providing data-backed insights and investment opportunities. It allows users to ask questions about specific companies or their portfolios and invest directly within the app, while maintaining self-custody of funds.

AI-powered financial researchAsk questions in plain languageSource verification for all data
💰 Finance
(1)
free with in-app purchases
7
Altery
Altery
Altery
Work and spend without borders
Free

Manage your finances globally with this app designed for online sellers, freelancers, and digital nomads. Receive, send, spend, and convert money across borders with support for multiple currencies. Track transactions and enjoy competitive fees.

Global money transfersMulti-currency supportDigital debit card
💰 Finance
(7)
ad-supported
8
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Zeal: Digital Wallet & Card
Hold EUR & USD, pay with Visa
Free

This app offers a high-yield digital wallet and Visa debit card. Earn competitive APY on your balance with daily compounding and spend globally with no foreign transaction fees. Enjoy cashback rewards and full control over your funds with enhanced security features.

Earn 5% APY on balanceCompounding interest every secondVisa debit card for worldwide spending
💰 Finance
(8)
free
9
Ready X: Starknet wallet
Ready X: Starknet wallet
Ready X: Starknet wallet
Crypto, DeFi, self-custody
Free

This cryptocurrency wallet allows users to swap, stake, and invest in DeFi protocols with low fees and advanced security features. It offers a user-friendly experience with smart account capabilities and dedicated customer support.

Swap cryptocurrenciesStake ETH and earn rewardsInvest in DeFi protocols
💰 Finance
(4)
free
10
iFAST GB
iFAST GB
iFAST GB
by iFAST Corporation
Free

A digital bank offering online UK account opening, multi-currency access, and fixed-term deposits. It provides instant, free transfers within the iFAST Group ecosystem and is a regulated UK bank.

Online UK bank account openingMulti-currency account accessFixed Term and Notice Deposits
💰 Finance
(415)
free