This app helps you manage your money by allowing you to spend, save, and borrow. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. It offers competitive interest rates on savings and a digital-first approach to borrowing.
What We Love
- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes
- 😊 Rewarding financial experience
- 🌟 Good customer support
- 💳 Free debit card
- ✅ Seamless account opening
- 💰 Great savings account interest rates
- 💯 Highly recommended by users
- 🤝 Transparent and helpful agents
Room to Improve
- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app
- 🚫 No Apple Pay support
- 📉 Dosh going downhill
- 📉 Loss of competitive edge
- 💸 Windcave fee introduced
- ❌ Limited verification options for immigrants
- 👎 Not a debit card, just prepaid
- 🗣️ Voiceover issues
- 🚫 Limited top-up options
- 📉 Referral bonuses stopped
