1. Home
  2. 💰 Finance
  3. First Option Bank Mobile
First Option Bank Mobile

First Option Bank Mobile

by First Option Bank

411 ratings
36 reviews
💼 Business
💰 Finance
Free

Details

Released
March 3, 2013
Updated
September 15, 2026

Features

Background Location Access

Developer

First Option Bank
✨Promote your app ✨
First Option Bank Mobile screenshot #1 for iPhone
First Option Bank Mobile screenshot #2 for iPhone
First Option Bank Mobile screenshot #3 for iPhone
First Option Bank Mobile screenshot #4 for iPhone
First Option Bank Mobile screenshot #5 for iPhone
First Option Bank Mobile screenshot #6 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐36
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 4 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your finances conveniently from your mobile device. Check account balances, review transactions, pay bills, and transfer funds between accounts. You can also deposit checks remotely, making banking accessible anytime, anywhere.

✓Check account balances
✓Search recent transactions
✓Pay bills
✓Edit scheduled bills
✓Transfer funds between accounts
✓Deposit checks
Show original description

What users say about First Option Bank Mobile

Reviews of First Option Bank Mobile are mixed: the Finance app is rated 4.5/5 from 411 App Store ratings. What users like most: friendly and helpful staff, easy to use app. Top complaints: frequent lockouts, app glitches and bugs. Summarized from real user reviews.

Positive things

  • 👍Friendly and helpful staff
  • 👍Easy to use app
  • 👍Convenient mobile deposit
  • 👍Good customer service
  • 👍App keeps accounts up to date
  • 👍User-friendly interface
  • 👍Nice security sign-in
  • 👍Fully functional app
  • 👍Safe to use
  • 👍Easy to navigate
  • 👍Great convenience and ease of use

Negative things

  • 🐛Frequent lockouts
  • 🐛App glitches and bugs
  • 🐛App only works half the time
  • 🐛App crashes
  • 🐛Difficult to find loan payments
  • 🐛App is down frequently
  • 🐛App was better before updates
  • 🐛New app doesn't keep automatic login
  • 🐛Face ID doesn't work
  • 🐛Log in process stinks
  • 🐛Keeps making user re-login
  • 🐛Too many steps to navigate
  • 🐛New version font is tiny
  • 🐛Impossible font for weary eyes
  • 🐛Mobile deposit has errors
  • 🐛App unavailable several times a day
  • 🐛App is from the Stone Age
  • 🐛No turn on/off debit card option
  • 🐛No text banking option
See all reviews

What's New in First Option Bank Mobile

6.0.0.19522

September 15, 2026

This update contains bug fixes and performance improvements. We are continually working to deliver an exceptional user experience within the app. Turn on auto-updates to ensure that you always have the latest version.

More

User reviews

Most RecentHighest RatedLowest Rated

Horrible online banking

Always locking you out of account, app only works half of the time, always random glitches and bugs that are annoying
KK6ydee

Never have had a problem

Always been treated with respect and kindness. And I thank them all
S5Sunshine 53

6/28/26

MT
MRMy Expert Reviews

Needs one change

I dislike having to turn my iPad on end every time I use your app. Yours is the only app that forces me to turn it.
ZZmcgy

Mob means means mobility

The bank account goes where my phone goes and the phone goes EVERYWHERE I go!
Check my balance See what my spouse is bringing home. And I get a message that f the bank thinks that my account has been compromised! My mom couldn’t even do that! Mobile deposit is the best. Don’t even need to go to the bank!
Show more
TMTo mobile or not to mobile
See 31 more reviews

Developer apps

First Option Financial Svcs
First Option Financial Svcs

by First Option Bank And Trust

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

15 issues

App always locking users out of account

Bug

App only works half of the time

Bug

Random glitches and bugs

Bug

App crashes about once a month

Bug

App and bank is down almost every Friday/Saturday night

Bug

New app doesn't keep automatic login

Bug

Face ID doesn't work

Bug

Log in process stinks, never remembers you

Bug

Keeps making user re-login even with 'save username' clicked

Bug

App is under maintenance frequently

Bug

Mobile deposit constantly has errors (can't read check or endorsement)

Bug

App crashes and locks users out all the time

Bug

Thumbprint ID doesn't work over half the time

Bug

Password tells user it's invalid and locks them out

Bug

App is unavailable several times a day

Bug
✨

Requested Features

11 requests

Allow iPad app to be used without rotating

Feature

Improve loan payment navigation

Feature

Update app to the new age with improvements

Feature

Larger font size in new version

Feature

Show more transactions at a time in new version

Feature

Allow users to keep automatic login

Feature

Fix Face ID functionality

Feature

Improve log in process to remember users

Feature

Add touch screen login

Feature

Add turn on/off debit card option

Feature

Add text banking option

Feature

FAQ

What can I do with the First Option Bank Mobile app?

The app allows you to perform various banking tasks from your mobile device. You can check your latest account balances, search recent transactions, pay bills, edit scheduled payments, and transfer cash between your First Option Bank accounts. It also enables you to deposit checks remotely.

Is the First Option Bank Mobile app free to use?

Yes, the application is available for free to all First Option Bank Mobile Banking end users. There are no charges associated with downloading or using the core banking features provided within the app.

What devices is the First Option Bank Mobile app compatible with?

The app is designed for use on iPhones and iPads. However, it's important to note that not all features available on the iPhone application may be accessible on the iPad version.

How do I deposit a check using the app?

The app includes a check deposit feature that allows you to deposit checks remotely while on the go. You can typically do this by taking photos of the front and back of your endorsed check through the app's interface.

Can I transfer money to accounts at other banks?

Based on the description, the app specifically allows you to 'Easily transfer cash between your First Option Bank accounts.' It does not mention the capability to transfer funds to accounts held at other financial institutions.