Comparison

First Option Bank Mobile vs goibankfirst

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Option Bank Mobile

Manage your finances conveniently from your mobile device. Check account balances, review transactions, pay bills, and transfer funds between accounts. You can also deposit checks remotely, making banking accessible anytime, anywhere.

Highlights
  • Check account balances
  • Search recent transactions
  • Pay bills
  • Edit scheduled bills
  • Transfer funds between accounts
  • Deposit checks
Features
Read full description

Start banking wherever you are with First Option Bank Mobile for iPhone and iPad! Available to all First Option Bank Mobile Banking end users. First Option Bank Mobile allows you to check balances, pay bills, and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device. Transfers - Easily transfer cash between your First Option Bank accounts. Check Deposit - Deposit checks while on the go. All features may not be available in the iPad application.

About

goibankfirst

Manage your finances with this secure and fast personal financial tool. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby locations.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

goibankfirst is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with goibankfirst: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the goibankfirst app, you must be enrolled as a First National Bank of Louisburg digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

First Option Bank Mobile4 screens
goibankfirst4 screens

Verdict

The call

The clearest difference is review sentiment: First Option Bank Mobile at 50% against goibankfirst's 0%. First Option Bank Mobile also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). goibankfirst's advantage is rating (4.8 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

goibankfirst holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 411 and 392 respectively. Written reviews complicate that: 50% of First Option Bank Mobile's written reviews are positive against 0% of goibankfirst's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
First Option Bank Mobile versus goibankfirst: the parameters behind the verdict, then further details
ParameterFirst Option Bank Mobilegoibankfirst
PriceFreeFree
Rating4.5 (411 ratings)4.8 (392 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings411 — better392
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB197 MB
Age rating4+12+
DeveloperFirst Option BankFirst National Bank of Louisburg

Customer experience

First Option Bank Mobile

All ratings381 ratings
Positive87.4%
Neutral3.1%
Negative9.4%
Written reviews36 reviews
Positive50.0%
Neutral13.9%
Negative36.1%

goibankfirst

All ratings387 ratings
Positive96.4%
Neutral0.8%
Negative2.8%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

First Option Bank Mobile

Reported bugs

15 issues
  • App always locking users out of account
  • App only works half of the time
  • Random glitches and bugs
  • App crashes about once a month
  • App and bank is down almost every Friday/Saturday night
Show 10 more
  • New app doesn't keep automatic login
  • Face ID doesn't work
  • Log in process stinks, never remembers you
  • Keeps making user re-login even with 'save username' clicked
  • App is under maintenance frequently
  • Mobile deposit constantly has errors (can't read check or endorsement)
  • App crashes and locks users out all the time
  • Thumbprint ID doesn't work over half the time
  • Password tells user it's invalid and locks them out
  • App is unavailable several times a day

Requested features

11 requests
  • Allow iPad app to be used without rotating
  • Improve loan payment navigation
  • Update app to the new age with improvements
  • Larger font size in new version
  • Show more transactions at a time in new version
Show 6 more
  • Allow users to keep automatic login
  • Fix Face ID functionality
  • Improve log in process to remember users
  • Add touch screen login
  • Add turn on/off debit card option
  • Add text banking option

goibankfirst

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Option Bank Mobile

No in-app purchases

None

goibankfirst

No in-app purchases

Questions

Is First Option Bank Mobile free?
First Option Bank Mobile is free to download, with no in-app purchases.
Is goibankfirst free?
goibankfirst is free to download, with no in-app purchases.
Which has better reviews, First Option Bank Mobile or goibankfirst?
goibankfirst is rated higher. First Option Bank Mobile averages 4.5 out of 5 from 411 ratings, while goibankfirst averages 4.8 from 392 ratings.
Do First Option Bank Mobile or goibankfirst have ads?
Neither First Option Bank Mobile nor goibankfirst shows ads.
Which is updated more often, First Option Bank Mobile or goibankfirst?
First Option Bank Mobile ships an update monthly, and goibankfirst monthly. Most recently, First Option Bank Mobile was updated on November 1, 2026 and goibankfirst on November 7, 2026.

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