Comparison

NVB Mobile vs First Option Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NVB Mobile

Manage your Nodaway Valley Bank accounts conveniently from your mobile device. Access balances, deposit checks, transfer funds, and locate ATMs with secure, on-the-go access.

Highlights
  • View balances without logging in
  • Deposit checks remotely
  • View account activity
  • Transfer money between accounts
  • Locate NVB branches and ATMs
  • Pay NVB loans
Features
Read full description

In today’s fast paced world, time is money. With NVB Mobile, your accounts are just a click away. You can enjoy FREE and FAST access to your account balances and activity, make deposits, transfer between accounts, find an ATM, and more! It’s convenient, on the go access to your accounts. All you need is an active Online Banking account with Nodaway Valley Bank. Features: - View balances without logging in - Deposit checks - View account activity - Track purchases and deposits - Transfer money between NVB accounts - Pay your NVB loans - Find the nearest NVB branch or ATM - Contact our Customer Support Center Security & Privacy: - NVB Mobile will never store personal or account information on your phone - It's encrypted with the same secure technology as Online Banking - Log in to NVB Mobile securely using your Online Banking credentials - View our commitment to protecting the privacy of your financial information at www.nvb.com/privacy-policy/ Disclosure: NVB Mobile is FREE for download and use by Nodaway Valley Bank Online Banking users. Your mobile carrier’s text, data and web access fees may apply. Check with your carrier for information about their fees. Our Mobile and Online Banking services provide up to the minute details on your balance and account activity, however, keep in mind that this information may not reflect all your recent transactions including checks and debit card transactions. © 2016 Nodaway Valley Bank. Member FDIC Equal Housing Lender

About

First Option Bank Mobile

Manage your finances conveniently from your mobile device. Check account balances, review transactions, pay bills, and transfer funds between accounts. You can also deposit checks remotely, making banking accessible anytime, anywhere.

Highlights
  • Check account balances
  • Search recent transactions
  • Pay bills
  • Edit scheduled bills
  • Transfer funds between accounts
  • Deposit checks
Features
Read full description

Start banking wherever you are with First Option Bank Mobile for iPhone and iPad! Available to all First Option Bank Mobile Banking end users. First Option Bank Mobile allows you to check balances, pay bills, and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device. Transfers - Easily transfer cash between your First Option Bank accounts. Check Deposit - Deposit checks while on the go. All features may not be available in the iPad application.

Screenshots

NVB Mobile4 screens
First Option Bank Mobile4 screens

Verdict

The call

The clearest difference is ads: First Option Bank Mobile at none against NVB Mobile's shown. First Option Bank Mobile also leads on update cadence (monthly vs every 4 months). NVB Mobile's advantage is rating (4.9 vs 4.5) and review sentiment (66% vs 50%). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NVB Mobile holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: NVB Mobile has 3.1K ratings behind it against 411, so its average is the more settled of the two. Written reviews point the same way: 66% of NVB Mobile's written reviews are positive against 50% of First Option Bank Mobile's.

UpkeepUpdate frequency

NVB Mobile ships an update every 4 months, First Option Bank Mobile monthly. Both last shipped on November 1, 2026.

Scorecard5 real differences · 5 level
NVB Mobile versus First Option Bank Mobile: the parameters behind the verdict, then further details
ParameterNVB MobileFirst Option Bank Mobile
PriceFreeFree
Rating4.9 (3.1K ratings) — better4.5 (411 ratings)
Positive reviews65.7% of reviews — better50.0% of reviews
Number of ratings3.1K — better411
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size110 MB148 MB
Age rating4+4+
DeveloperNodaway Valley BankFirst Option Bank

Customer experience

NVB Mobile

All ratings2,864 ratings
Positive97.9%
Neutral0.8%
Negative1.4%
Written reviews35 reviews
Positive65.7%
Neutral5.7%
Negative28.6%

First Option Bank Mobile

All ratings381 ratings
Positive87.4%
Neutral3.1%
Negative9.4%
Written reviews36 reviews
Positive50.0%
Neutral13.9%
Negative36.1%

User reviews

NVB Mobile

From 3.1K App Store ratings

What we love

  • 👍 Comprehensive banking features
  • 🚀 Smooth and fast performance
  • 💯 Excellent customer service
  • 🏆 Great overall banking experience

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Issues with face recognition and account lockouts
  • ⏱️ Unreliable app uptime and downtime
  • 📱 Lack of support for older devices

First Option Bank Mobile

From 411 App Store ratings

What we love

  • 👍 Friendly and helpful staff
  • 👍 Easy to use app
  • 👍 Convenient mobile deposit
  • 👍 Good customer service
  • 👍 App keeps accounts up to date

Room to improve

  • 🐛 Frequent lockouts
  • 🐛 App glitches and bugs
  • 🐛 App only works half the time
  • 🐛 App crashes
  • 🐛 Difficult to find loan payments

Bugs and requests

NVB Mobile

Reported bugs

3 issues
  • Crashes on login
  • Freezes on blue logo screen
  • Compatibility issues with older iOS versions

Requested features

3 requests
  • Mobile bill pay option
  • Ability to deposit checks via mobile app
  • Customizable account notifications

First Option Bank Mobile

Reported bugs

15 issues
  • App always locking users out of account
  • App only works half of the time
  • Random glitches and bugs
  • App crashes about once a month
  • App and bank is down almost every Friday/Saturday night
Show 10 more
  • New app doesn't keep automatic login
  • Face ID doesn't work
  • Log in process stinks, never remembers you
  • Keeps making user re-login even with 'save username' clicked
  • App is under maintenance frequently
  • Mobile deposit constantly has errors (can't read check or endorsement)
  • App crashes and locks users out all the time
  • Thumbprint ID doesn't work over half the time
  • Password tells user it's invalid and locks them out
  • App is unavailable several times a day

Requested features

11 requests
  • Allow iPad app to be used without rotating
  • Improve loan payment navigation
  • Update app to the new age with improvements
  • Larger font size in new version
  • Show more transactions at a time in new version
Show 6 more
  • Allow users to keep automatic login
  • Fix Face ID functionality
  • Improve log in process to remember users
  • Add touch screen login
  • Add turn on/off debit card option
  • Add text banking option

In-app purchases

None

NVB Mobile

No in-app purchases

None

First Option Bank Mobile

No in-app purchases

Questions

Is NVB Mobile free?
NVB Mobile is free to download, with no in-app purchases.
Is First Option Bank Mobile free?
First Option Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, NVB Mobile or First Option Bank Mobile?
NVB Mobile is rated higher. NVB Mobile averages 4.9 out of 5 from 3.1K ratings, while First Option Bank Mobile averages 4.5 from 411 ratings.
Do NVB Mobile or First Option Bank Mobile have ads?
NVB Mobile shows ads; First Option Bank Mobile does not.
Which is updated more often, NVB Mobile or First Option Bank Mobile?
NVB Mobile ships an update every 4 months, and First Option Bank Mobile monthly. Most recently, NVB Mobile was updated on November 1, 2026 and First Option Bank Mobile on November 1, 2026.

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