Fold User Reviews

Customer Experience

Positive experience63.9% of reviews
Neutral5.8% of reviews
Negative experience30.2% of reviews

~ Based on 291 written reviews from the US App Store.

What users say

Is Fold Safe?

Fold: Bitcoin Personal Finance appears mostly safe based on user ratings. AppsHunter Safety Score for Fold is 84/100.

This assessment is based on 2,268 user ratings, with an App Store average of 4.2/5.

Safety Analysis

79.0% of ratings point to a safe experience
3.9% of ratings suggest some concerns
17.1% of ratings point to a risky experience

~ Based on 2,268 App Store ratings for Fold.

Is Fold Legit?

Fold: Bitcoin Personal Finance appears to be a legitimate app. AppsHunter Legitimacy Score for Fold is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great customer service today

Thanks to Jack at Fold for speedy and timely responses to my issue. It’s done! I’ve been with Fold for years and I highly recommend it overall, too.

Great App

Have more Sats tomorrow than you do today, Fold makes it easy.

Great app for Bitcoin

Easy to use!

Best way to earn bitcoin

Fold allows you to
Earn bitcoin back on every single dollar spent. Everything from ACH, swiping, and gift cards fold makes it easy to get a percentage back for every bill you pay. Easiest way to start your Bitcoin stacking journey

My #1 savings tool

Makes buying and earning bitcoin easy. The credit card is a game changer.

Easy to use. Pay everything.

This card is so easy to use. Accepted anywhere & you get more rewards per spend than any other card out there! I just wish I could earn some kind of interest on my cash balance. Will continue to use the debit/credit cards for the foreseeable future!

The premier app for stacking Bitcoin everyday!

I’ve been a Fold customer for over 6 years. This is the best app for stacking Bitcoin passively with every purchase by using either their debit card or credit card. The customer service is also top notch. Highly recommended for Bitcoiners and those looking into starting their Bitcoin journey.

The best Debit card and now Credit card too!!

I am a long time Fold user and appreciate being able to earn sats for my purchases. When you maximize the use of the gift card feature, the sats really stack up fast!!
I mostly use the Credit card now except when buying gift cards.
Support has also always been prompt and helpful. Thanks to the Fold team!!
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Fold is the best financial app for bitcoiners

Fold is my favorite app and I can’t believe how much free bitcoin you can earn!!!
Bitcoin is the money of the future. Fold uses today’s payment rails to connect Bitcoin to today’s financial system. Allowing you to pay, earn, and save in bitcoin or cash.

Bitcoin only finance app

I have been using fold for a few years, and the core focus of making sure we as users have more ways to safely stack sats is top notch. Fold does this, while also making the UI cleaner and more informative, making the experience more of an all in one finance experience, in addition to meeting all my Bitcoin needs. Highly recommend
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Great App

Great as a main bank account.

Makes it easy to buy sats and earn them as a percentage back on all purchases, transfers, and gift cards.

I love this app. They’ve been consistently good, stable app, fast and effective help.

I’m looking forward to them coming out with a credit card and a savings account with interest paid in bitcoin.
<edit: it’s pretty great >

I also love that I can buy shares of Fold and that they have Bitcoin in the corporate treasury.

Seems like a no-brainer. 🫡 Thanks Fold! 🫶😎🤙
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Great way to manage and earn bitcoin

Been using Fold for over a year and I love purchasing gift cards and earning bitcoin back in the process! I also set up auto stack which helps me buy bitcoin consistently without having to remember to “buy at the dip”

disgustingly invasive

it’s one thing to ask for id but proof of address seriously? go unalive yourselves so the world can become a better place. greedy demon pigs not real humans.

Withdrawal

I have issue with bitcoin withdrawal after they send me email that I can withdraw the bitcoin and I can’t send money to my linked bank account

I stopped buying and Started Earning

Best Credit Card Available!!! This credit card made it easy to live on a bitcoin standard. I could sell buy earn and pay my card in bitcoin. The gift cards are the most valuable way I have achieved extra BTC.

Great support, always maturing

I get great support thats fast from Fold. Their app is maturing its functionality including offering a credit card sats back reward system.

Great app to earn bitcoin

Fold is an excellent way to stack sats, I highly recommend them and Strike both, strike is a far superior app for sending bitcoin or money, but no earning sats, Fold you can earn free sats for doing every day bill paying

Bad

Has got to be the worst app I’ve ever had to deal with , customer service is garbage, I received a gift card and have not been able to redeem it at all. Forcing me to verify my identity just to redeem a gift card is beyond irritating

Great App, Great Card, Great Rewards

App is fantastic. I’ve had the debit card for years. I just got the credit card. Both are easy to use and it’s wonderful getting bitcoin rewards that will increase in value, rather than dollars or airline miles that decrease in value. Gift cards like Amazon, Lowe’s, and many many more are an added bonus. Customer support is always quick to respond. Couldn’t be happier, and they continue to build and improve.
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Acceptable

The app needs a lot of work to actually replace the functions of a typical mobile app for a bank.

The rewards are nice, but require quite a large transaction fee to send via the Bitcoin network. A cheaper network should be used instead to send the BTC.

The notifications are spammy. Fold is constantly pushing its users to purchase gift cards. Daily notifications, sometimes multiple per day. I understand that is how they make their money, but they need to allow users to configure notifications so that we get notifications about banking transactions, but we can opt out of their spam. I ended up turning notifications off completely.
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