Georgia Heritage FCU User Reviews

Georgia Heritage FCU
Georgia Heritage FCU
Georgia Heritage Federal Credit Union

Customer Experience

Positive experience54.5% of reviews
Neutral9.1% of reviews
Negative experience36.4% of reviews

~ Based on 11 written reviews from the US App Store.

What users say

Is Georgia Heritage FCU Safe?

Georgia Heritage FCU appears safe based on user ratings. AppsHunter Safety Score for Georgia Heritage FCU is 97/100.

This assessment is based on 642 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.4% of ratings point to a safe experience
1.4% of ratings suggest some concerns
0.2% of ratings point to a risky experience

~ Based on 642 App Store ratings for Georgia Heritage FCU.

Is Georgia Heritage FCU Legit?

Georgia Heritage FCU appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Georgia Heritage FCU is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Never leaving !!

Wonderful people!!!

Waterworks

Best bank ever

Awesome!!

Great service for the 25 years I’ve been apart!

Good, but could be better

Two shortcomings - does not use FaceID, and cannot download into Quicken.

Thomas Broome

I like Georgia Heritage for its proficiency and personal touch I sensed from The Branch manager during my interview.

Rincon Branch

The people that work at the Rincon branch are always friendly to our family and quick to help, no long waits.

Pending transactions not deducted from available balance

The former version of the app always showed a full ACCOUNT BALANCE next to an AVAILABLE BALANCE deducting the amount of any holds for pending transactions, which is essential to control spending when funds are tight. The new app dispensed with this and instead it displays the full account balance as AVAILABLE BALANCE and puts holds or pending transactions under a separate tab which the user must manually calculate and deduct to determine the actual available balance. Moreover, the holds or PENDING tab does not even show all transactions that are actually pending, making the use of the app worthless as a reference to know what you can spend...in fact risky, if funds are tight, because it then becomes a trap for the CU to nab overcharge fees, something regular banks are notorious for and are a reason many, and I speak for myself too, chose a CU to bank with in the first place.

BAD ON YOU GEORGIA HERITAGE!!! You have destroyed my confidence that I won’t be subject to opportunistic banking scams keeping my money with you. PLEASE FIX THIS NOW!!!
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This app is crap!

There’s no way to recover a username! Not sure why I got signed out of the payment page anyway. Now I’m not sure how I’m going to make my payment on time.

Login issues

I cannot even login to the app. I can’t monitor my accounts if I can’t log in. Stop charging me overdraft fees!

Long time customer

The app is cumbersome and somewhat slow executing. Now on a i7 the photo deposit feature has quit taking checks all together. Bank staff can make coffee or pass out candy... don't expect them to be interested in supporting the app or customers who use it... look elsewhere.

iOS 9 update

App does not work with iOS 9 update. Use to work great with previous version. Please fix SOON.