Golden 1 Mobile Reviews: Is It Legit?

Customer Experience

Positive experience16.2% of reviews
Neutral8.5% of reviews
Negative experience75.3% of reviews

~ Based on 531 written reviews from the US App Store.

What users say about Golden 1 Mobile

Is Golden 1 Mobile Safe?

Golden 1 Mobile appears safe based on user ratings. AppsHunter Safety Score for Golden 1 Mobile is 95/100.

This assessment is based on 88,174 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.1% of ratings point to a safe experience
1.8% of ratings suggest some concerns
4.1% of ratings point to a risky experience

~ Based on 87,029 App Store ratings for Golden 1 Mobile.

Is Golden 1 Mobile Legit?

Golden 1 Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for Golden 1 Mobile is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Please Fix the Zelle!

The app itself has been great so far but sending money thru Zelle is slow or just doesn't want to load at all! Please fix the problem!

Solid but needs work

Consistent functionality, but a relatively dated user experience compared to other platforms.

Series of Headaches

Really bad. Needs a whole rebuilding from the foundation up. Locks you out, gives estimate of 6 days later for when payments will arrive, too many password resets, too many steps to log in, HEADACHES LEFT, RIGHT, CENTER, BEHID, BELOW , and ABOVE. Horrible. Tech is not their strong suit.

FICO Score not Vantage Score

Golden 1 you are a great elegant bank. It’s great that you are giving us a free credit score, but please give us a free FICO score like many other banks give us. Vantage score is the worst Credit Bureaus score to offer people. It doesn’t show a real score that businesses use for credit checks.

Good deal

Very fast app, easy on the eyes. Just fix your transactions to display detailed information for each. Remove Zelle from being so confusing on two transactions being posted for sending money.

App needs to be fixed-update still useless changing banks

Update the app is worse than ever as you can see my review below nothing has changed! My online banking and mobile banking are now delayed two days of transactions!! Okay let’s go back to 20 years of banking progress, might as well use a registrar again! I have alerts I have it all I work for a financial institution I know what a good app is. I’m switching all my things over this is so unacceptable I have no clue what bills have been cleared paid anything and despite everyone on here being vocal this credit union refuses to make changes and fix their issues! Do better! *** I have to be vocal in the hopes this may cause some positive change. In this day and age I cannot understand how an app is constantly having issues. It will delete saved User ID info, not log in, have technical difficulties, constantly crash and so much more. This is the reason I’m am slowing transitioning to a big bank, they have flawless online/mobile banking. Fraud happens in the blink of an eye and I can’t rely on my app properly working! Please do better by your members!
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Speaking with agents

Really good customer service

Awful

The app used to be good and then they updated it awhile back. Now the information always 1 or 2 days whereas you used to be able to see in real time your balance. Golden 1 has ruined the app.

Update: I got this non-response from the developer. I’m so frustrated with this terrible app that I’m thinking of changing banks altogether
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Login

Whenever I try to login to my account it doesn’t let me in. I’ve talked with a bank member already in person and we changed my password, yet whenever I try to login in it still doesn’t let me in. For some reason I can only log into my account on my dad’s phone, but its burdensome since I can no longer check my account on my own.
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Zero out of 5

The app forces you to agree to electronic notices and disclosures in order to continue using it. Useless company, forcing me to use pc browsers just to access my account.

Can’t use my money

I’ve been trying to make a payment and it won’t let me, it constantly says payment failed due to insufficient funds and won’t even let me add money to anything else when I have more than enough money in the account. Please fix your app or you’re gonna lose me and plenty others!

Trash

Golden one is trash

Awful

The app used to be good and then they updated it awhile back. Now the information always 1 or 2 days whereas you used to be able to see in real time your balance. Golden 1 has ruined the app.

Excellent service

I’ve been a member since 2020 and I always have received a great service from Golden 1!

New UI needs clarification

The recent UI update has been fantastic except for the credit card section. It is no longer clear if my payment has been made for this month, or if the balance showing is for next cycle. There used to be an easily visible section that showed your statement balance and whether the minimum payment had been met for that. Now all we have is a reminder that is always present saying “your payment is due xx/xx”, even after you’ve paid the bill in full.
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Awful updates

Genuinely horrible now. Whatever update was made recently has completely ruined this app. I am constantly in overdraft because my pending transactions don’t show or lag ( was never an issue before). Tonight I made a transfer from one account to another and though the transfer was made it doesn’t show in my account. Genuinely considering changing banks because the app has gotten so bad
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Dispute never loads

I literally just want to submit a dispute and it never loads please fix this bug

This bank sucks

Koj txiv

Not satisfied

I’ve had alot of issues with mobile banking. Its so slow, had issues logging in for the longest of times, as an institution transactions take for ever to clear pending.

New update dosent work

One days show an available amount next day shows more next day shows less all without using my account in those days