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Gravy: Homebuying for renters

Gravy: Homebuying for renters

Homeownership starts here

663 ratings
16 reviews
With Ads#198 in top-grossing Finance
🌟 Lifestyle
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • August 17, 2021
  • January 23, 2026

Developer

Gravy
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Gravy: Homebuying for renters screenshot #1 for iPhone
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Gravy: Homebuying for renters screenshot #7 for iPhone
📉no. 198
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⭐16
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🔄6+ apps
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❓5 answered
FAQ↘︎
📦~ in 2 weeks
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About

This app helps renters become homeowners by earning rewards on rent, saving for down payments, and tracking credit scores. Connect with experts and assemble your homebuying team to make homeownership a reality.

✓Earn 5% cash-back on rent
✓Save for down payment
✓Track mortgage credit score
✓Connect with homebuying experts
✓Personalized savings recommendations
✓Assemble homebuying team
Show original description

What users say

Summarized from real user reviews of Gravy. Based on 663 reviews and a 4.8/5 average, it highlights the 7 positives and 7 negatives reviewers mention most about this Finance app.

Positive things

  • 💰Effective savings tool for down payment goals
  • 👍Simple and intuitive user interface
  • 🚀Quick and easy account setup
  • 🎁Rewards for paying rent
  • 📧Helpful goal-tracking notifications
  • 🏦Multiple recurring deposit customization
  • 💡Smart savings suggestions based on goals

Negative things

  • 🐛Address update functionality broken
  • 🐛Lease addition/reactivation errors
  • 😞Misleading marketing claims about cash back
  • 😞Limited utility beyond savings features
  • 😞Rewards only redeemable within app ecosystem
  • 😞Poor customer support responsiveness
  • 😞AI customer support ('Bea') ineffective
See all reviews

What's New in Gravy

2.5.1

January 23, 2026

We regularly update the Gravy app to make your journey to homeownership better! In this update, you'll find: - Bug fixes and app improvements

More

Subscription plans

Gravy+

Gravy+ billed annually

$59.991 Year
7 Days trial
How to cancel Gravy subscription ⁉️

Charts

Top Grossing

📉 198-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on August 6, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Can’t add lease

I’ve been trying for months to add my lease but it says state info can’t be in the street address. It’s not. If they don’t fix soon, I’ll just deactivate and delete.
jennimcglonejennimcglone

Great

I was shocked that little by little I was able to save some money hopefully I will figure out how to save more and faster
ALkASELTSER 123ALkASELTSER 123

HELP!!!

I’ve moved to a new apartment, I am a renter, and I am trying to get my address changed in the app! And for some reason, it’s not allowing me to change my address!

UGH!!!
Jamesrd1964Jamesrd1964

Doesn’t work

I downloaded this specifically for the credit and it keeps telling me to download the app after inputting my info- I am quite literally on the app.
/:;;brit/:;;brit

Can not re-add lease

For months I’ve been trying to re-activate my lease in the app but there is an address disconnect error. I’ve notified support both by email and by chat — zero resolution and zero customer help. Great concept until something goes wrong on the backend and then good luck getting a human. I think ‘Bea’ is their AI customer support who doesn’t support.
Show more
RichpdxorRichpdxor
See 11 more reviews

User experience

🐞

Reported Bugs

6 issues

Address change functionality not working

Bug

Lease addition fails with state info error message

Bug

Credit score display shows blank white screen

Bug

App crashes when transferring money back to bank

Bug

Redirect loop telling users to download app while already in app

Bug

Address disconnect error on lease reactivation

Bug
✨

Requested Features

3 requests

Desktop/web version for money transfers

Feature

Ability to withdraw funds to bank account

Feature

Improved address management system

Feature

FAQ

What does Gravy do?

Gravy is a comprehensive app designed for renters looking to become first-time homeowners. It allows users to earn rewards on their rent payments, save effectively for a down payment, monitor their mortgage credit score, and connect with real estate and mortgage professionals specializing in first-time buyers.

How can I earn rewards with Gravy?

You can earn rewards by making your monthly rent payments through the app, which offers 5% cash-back. Additionally, taking steps towards mortgage readiness also earns you rewards that can be redeemed towards your mortgage closing costs.

Is Gravy free to use?

Yes, Gravy is free to get started. Users can sign up in just a minute. There is an optional Gravy+ subscription for enhanced features like faster reward earning and detailed credit score tracking.

Who is Gravy for?

This app is specifically designed for renters who are aiming to buy their first home. It provides the necessary tools, guidance, and connections to navigate the homebuying process, regardless of where you are in your journey.

Can I get help with buying a home?

Yes, Gravy offers dedicated home advisors who can assist you with understanding the process of saving for and buying your first home. You can also connect with a network of real estate agents and mortgage lenders who specialize in working with first-time homebuyers.