Happy State Bank Mobile Bank

Happy State Bank Mobile Bank

a division of Centennial Bank

103 ratings
54 reviews
Free

Details

  • Released
  • Updated
  • August 4, 2025
  • July 31, 2026

Features

Happy State Bank Mobile Bank screenshot #1 for iPhone
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Happy State Bank Mobile Bank screenshot #7 for iPhone
Happy State Bank Mobile Bank screenshot #8 for iPhone
Happy State Bank Mobile Bank screenshot #9 for iPhone
Happy State Bank Mobile Bank screenshot #10 for iPhone
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About

Manage your finances conveniently and securely from your mobile device. Perform transactions, deposit checks, pay bills, and locate branches or ATMs. Open new accounts directly through the app.

Open new accounts
Check balances
Deposit checks
Transfer funds
Pay bills
Locate branches/ATMs
View transactions
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What's New in Happy State Bank Mobile Bank

1.6.0

July 31, 2026

Improved support for storing username/password

User reviews

It’s someone’s first day programming

How is it possible that a nationwide bank’s app can be this bad? You clowns bought my hometown bank and ruined everything. Including the app. Start over.

Worst app I’ve ever used

Face ID does not ever work for me. My correct password does not ever work either. I can log in fine on the web version, but on the app it always says password incorrect. For the rare times my password and/or Face ID works, it makes me answer the security questions. It just feels worse in every way than the old app, which even then was clunky.
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Check deposit feature malfunctions

Not only does the camera setting not work correctly to deposit a check, but the location feature isn’t working; making it difficult to find my nearest location to physically deposit the check! I’m not “Happy” at all…

Won’t log in

I have had to delete the app multiple times because it suddenly stops working. Typically that fixes the issue but this time still no luck. So frustrating

Bugs CONSTANTLY

Absolutely trash app - I can almost never get logged in to see what I have in my account. I have to delete the app periodically to get it to work. Literally would give -5 stars if it would allow for that.

Developer apps

FAQ

What can I do with Happy State Bank Mobile Bank?

Happy State Bank Mobile Bank allows you to open new accounts, check balances, deposit checks, transfer funds between accounts, pay bills, view recent transactions, and locate nearby branches or ATMs.

Is Happy State Bank Mobile Bank secure?

Yes, the app provides secure account access within your mobile device, ensuring your financial information is protected during transactions.

Can I open a new account using Happy State Bank Mobile Bank?

Yes, you can open a new account directly from the app. However, certain restrictions and limitations apply to opening deposits and funding methods, and you must meet eligibility requirements.

How do I get started with Happy State Bank Mobile Bank?

To get started, visit www.happybank.com for instructions on enrolling your device. You will need a working device that meets the required specifications.

What are the limitations for fund transfers?

Transfers require enrollment and must be made from Happy State Bank consumer checking or savings accounts to a domestic bank account or debit card. Recipients have 14 days to register, and dollar and frequency limits apply.

Does Happy State Bank Mobile Bank have ads?

No, this application does not contain advertisements.

What devices are supported by Happy State Bank Mobile Bank?

Happy State Bank Mobile Bank is supported on iPhone, iPad, and iPod devices.

How often is Happy State Bank Mobile Bank updated?

The latest version of Happy State Bank Mobile Bank is 1.5.0, and it was last updated on March 27, 2026. Updates typically occur to introduce new features, improve performance, and enhance security.