It does what it’s supposed to do
I’m not taking away from prior reviews. As a fairly recent customer of HausMoney, I will say the app has gotten a lot better. That’s how you come up. The team has made an honest approach to fixing issues as they come on my phones. I use my card vs transferring it out which is why I might have a different experience. For daily purchases and quick runs to the store it works great, there is some restrictions on certain stores. I can get my card with my tips. Compare compared to bigger bank I know that they help me when I have an issue. I was called by one of the support agents, Alejandro who is very friendly and made sure to resolve any issues after my email had been hacked.
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+40 Points in 90 Days: This App Quietly Fixed My Credit Score
I’d been getting my tips on my paycheck for years (which I never really loved - I miss cash!), so when my employer announced they were rolling out daily digital tip payouts, my first thought was, “Finally — what took you so long to join this century?”
When it came time to sign up, I went with Hausmoney, since it was fee-free option and it was easy to sign up. That was the whole appeal at first — just a simple way to get my tip earnings daily instead of waiting on a paycheck.
I started using the card for everyday spending — groceries, gas, takeout — mostly because my tips were already loading onto it. No strategy, no plan. Three months later, I checked my credit score out of curiosity and it had jumped 40 points.
I thought I was using a debit card, since I can’t spend more than I have, but it must have some magic trick inside of it. I’ve never noticed a “statement”, there’s no bill to pay once a month and yet I have a perfect payment record on the Hausmoney card. 🤷♂️
Bottom line: Went in for fast, fee-free access to tips I’d already earned. Came out 40 points higher on my credit score. Didn’t see that coming, but I’ll take it.
When it came time to sign up, I went with Hausmoney, since it was fee-free option and it was easy to sign up. That was the whole appeal at first — just a simple way to get my tip earnings daily instead of waiting on a paycheck.
I started using the card for everyday spending — groceries, gas, takeout — mostly because my tips were already loading onto it. No strategy, no plan. Three months later, I checked my credit score out of curiosity and it had jumped 40 points.
I thought I was using a debit card, since I can’t spend more than I have, but it must have some magic trick inside of it. I’ve never noticed a “statement”, there’s no bill to pay once a month and yet I have a perfect payment record on the Hausmoney card. 🤷♂️
Bottom line: Went in for fast, fee-free access to tips I’d already earned. Came out 40 points higher on my credit score. Didn’t see that coming, but I’ll take it.
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All around terrible
Frequent outages, free transfer takes 5-10 business days, fee for expedited instant transfer. All around terrible app and one of the many reasons I left the company I worked for.
Great company. Love the rewards!
App is super easy to use and I love the new rewards feature!
Bad App worse company
I have been using this app for over a year now with the bar that I am at. I obviously am not a fan of this concept mainly because it typically takes over a week to get my tips. Also there have been numerous times where I am unable to even login to my account, therefore my money is inaccessible for even longer. Worse app and their customer service is not helpful. Please if you are considering using this company for your business, I strong advise not to do such.
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