Best Hey Spencer alternatives: apps like Hey Spencer - Spending Tracker

2+ similar apps compared and reviewed

4.6 avg rating
2 free apps
Updated November 2026

Looking for something like Hey Spencer? We've analyzed 2+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Hey Spencer

Bluevine#1

Bluevine by Bluevine Capital

Bluevine
Editor's Choice
πŸ’° Finance
4.7😞(4.3K ratings)
Free
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This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • πŸ’‘ Great for small businesses
  • πŸš€ Instant access to funds
  • πŸ€‘ Good interest rates

Room to Improve

  • πŸ› Frequent app crashes and login issues
  • ⏱️ Slow check deposit processing
  • πŸ€– Poor customer service and support
  • πŸ”’ Security concerns and account freezes
  • πŸ’Έ Unexpected fees and hold on funds
MaxRewards Credit Card Rewards#2

MaxRewards Credit Card Rewards by MaxRewards Inc

Manage Travel Points & Miles
Strong Contender
πŸ’° Finance
4.5😐(17K ratings)
Free
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Automate credit card offers, benefits, and bonus categories to maximize your rewards. Track spending, balances, and card net value. Get personalized card recommendations and insights.

What We Love

  • πŸš€ Simplifies credit card management
  • πŸ“Š Tracks rewards and balances
  • πŸ” Identifies best card to use
  • πŸ€– Automatically adds offers

Room to Improve

  • πŸ› Frequent sync issues
  • πŸ”’ Security concerns with login credentials
  • πŸ’° Expensive subscription
  • πŸ‡¨πŸ‡¦ Not available for Canadian users