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Houston FCU

Houston FCU

by Houston Federal Credit Union

7.1K ratings
72 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 31, 2017
  • July 15, 2026

Features

Developer

Houston Federal Credit Union
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❓5 answered
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About

Consolidate all your financial accounts, including those from other institutions, into one organized view. Track balances, transaction history, and spending averages. Set up alerts for low funds and upcoming bills to manage your personal finances effectively.

✓Multi-account aggregation
✓Transaction history and spending averages
✓Customizable alerts and notifications
✓Add tags, notes, and images to transactions
✓ATM and branch locator
✓Direct customer service contact
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What users say

Summarized from real user reviews of Houston FCU. Based on 7.1K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Great customer service
  • 🚀Convenient and easy to use
  • 💯Reliable and professional
  • 🤝Helpful and knowledgeable staff

Negative things

  • 🐛App crashes and bugs
  • ⏱️Slow app performance
  • 🔒Overly strict verification process
  • 💳Issues with check deposits and transactions
See all reviews

What's New in Houston FCU

3.36.0

July 15, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

David

User friendly interface
Ddtr11234Ddtr11234

No longer works in the iPad I am typing this on

App is great, been using it for years, now I can’t use it on this iPad because it cannot run IOS18. The iPad is not the latest but is about 5 years old.
The version history only says “performance and bug fixes” in the history so that’s useless.
Very disappointed.
AlhiggsAlhiggs

Consistent Service

We have been with HFCU for over 30 years their service is always consistent and professional!
God's LovedGod's Loved

Loan

Good bank i recommend
VeronizVeroniz

Company accommodations, and convenience

Houston Federal Credit Union has been nothing but accommodate kind customer service and always willing to solve the problem. Thank you so much.
dana+1dana+1
See 67 more reviews

User experience

🐞

Reported Bugs

3 issues

App not updating balances and transactions

Bug

App not loading or crashing after updates

Bug

Incompatibility with newer iOS versions

Bug
✨

Requested Features

3 requests

Add pending transaction view

Feature

Allow users to update their own income information

Feature

Improve app compatibility with older devices

Feature

FAQ

What does the Houston FCU app do?

The Houston FCU app is a mobile decision-support tool that allows you to aggregate all of your financial accounts, including those from other institutions, into a single, up-to-the-minute view. This helps you stay organized and make smarter financial decisions by providing tools to manage your personal finances.

What are the key features of the Houston FCU app?

Key features include multi-account aggregation to view all financial information in one place, alerts and notifications for low funds and upcoming bills, and the ability to add tags, notes, images, and geo-information to transactions for better organization. It also provides contact information for customer service and a locator for ATMs and branches.

Is the Houston FCU app free to use?

Yes, the Houston FCU app is a free mobile decision-support tool. While the app itself is free, it does have in-app purchases. You must be enrolled as a Houston Federal Credit Union Internet Banking user to access its features.

What are the security features of the app?

The app utilizes the same bank-level security that protects you when you're on Internet Banking. It also features a unique 4-digit passcode setting to prevent unauthorized access, ensuring your financial information remains safe and secure.

How do I get started with the Houston FCU app?

To use the Houston FCU App, you must be enrolled as a Houston Federal Credit Union Internet Banking user. If you currently use their Internet Banking, simply download the app, launch it, and log in with the same Internet Banking credentials. Your accounts and transactions will begin updating after your initial login.