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Texas Bay CU

Texas Bay CU

by Texas Bay Credit Union

10K ratings
95 reviews
💰 Finance
Free

Details

Released
August 23, 2020
Updated
September 9, 2026

Features

Developer

Texas Bay Credit Union
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Texas Bay CU screenshot #1 for iPhone
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Texas Bay CU screenshot #6 for iPhone
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Reviews summary↘︎
⭐95
Reviews↘︎
📝4+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 4 months
Updates frequency↘︎
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About

Manage your finances conveniently and securely with this mobile banking app. Check balances, deposit checks, transfer funds, pay bills, and monitor your budget anytime, anywhere. Advanced security features protect your information.

✓Manage accounts 24/7
✓Check balances and transactions
✓Deposit checks
✓Transfer funds
✓Pay bills and loans
✓Control card access and alerts
✓Financial management tools
Show original description

What users say about Texas Bay CU

Reviews of Texas Bay CU are mixed: the Finance app is rated 4.8/5 from 10K App Store ratings. What users like most: user-friendly interface, quick and easy transactions. Top complaints: slow and buggy app performance, frequent security checks causing inconvenience. Summarized from real user reviews.

Positive things

  • 👍User-friendly interface
  • 🚀Quick and easy transactions
  • 🔒Secure login process
  • 💡Useful features like card controls
  • 👍Excellent customer service

Negative things

  • 🐛Slow and buggy app performance
  • 🔒Frequent security checks causing inconvenience
  • 🔋High battery consumption
  • 👎Complicated payment process
See all reviews

What's New in Texas Bay CU

26.1.0

September 9, 2026

This update includes minor fixes and security enhancements.

User reviews

Most RecentHighest RatedLowest Rated

Poor at Best

Probably the worst credit union loan experience I have ever had. Terrible app, terrible customer service. Rejected my linked Capital One account I intended to pay from. Even though it was verified by the traditional method of two small deposits, they suspended loan payments from my Capital One account unless I agreed to provide two prior bank statements to “prove the account was really mine”. Outrageous. The lower interest I got on my loan is not worth the trouble of dealing with this poorly managed operation and I plan to refinance the loan and be done with Texas Bay CU as soon as possible.
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TTexrb

Jackie

Horrible bank ! Always having problems either their phone system
DDiazjack

Always denied

I never can get approved for any type of credit card, loan or refinance. A few of my friends who had TBCU said the same thing before they left and went to Navy federal credit union! Navy federal approved them for the exact loans and credit cards that they were denied for from TBCU. This is very disappointing
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Aavjaycla

iOS 27

iOS 27 when ? Takes too long to update these app
AAzuivan

Awesome!

Great bank!
GGashejd
See 90 more reviews

Developer apps

Texas Bay Card Control
Texas Bay Card Control

by Texas Bay Credit Union

💰 Finance

(19)

Free
Texas Bay CU Perks
Texas Bay CU Perks

by Texas Bay Credit Union

🛍️ Shopping
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Billing information disappearing after updates

Bug

Unreliable bill pay feature

Bug
✨

Requested Features

4 requests

Ability to manage credit cards within the app

Feature

Option to save login credentials

Feature

Improved app responsiveness and load times

Feature

Restore previous app functionality

Feature

FAQ

What can I do with the Texas Bay Credit Union mobile app?

The app allows you to manage your accounts 24/7, check balances and view transactions, deposit checks, transfer funds between accounts and to other financial institutions, make loan payments, and pay bills. It also includes a financial management tool for tracking spending and budgets, and allows you to control credit and debit card access and set alerts.

Is there a cost to use the Texas Bay Credit Union mobile app?

There is no charge from Texas Bay Credit Union to use their mobile banking app. However, standard or other charges from your mobile service provider for data usage may apply.

How secure is the Texas Bay Credit Union mobile app?

Security is a top priority. The app utilizes advanced security technology to safeguard your information, and no account information is stored on your device.

Who can use the Texas Bay Credit Union mobile app?

To use the app, you must be a registered user of Texas Bay’s Online Banking. If you are not yet a member, you can join at www.TexasBayCU.org.

What are the main benefits of using this mobile banking app?

The app offers convenient and fast banking, allowing you to manage your money, deposit checks, transfer funds, and track your budget anytime and anywhere. It also provides enhanced control over your cards and notifications.