iMuthoot Muthoot Finance Loans

iMuthoot Muthoot Finance Loans

by Muthoot Finance Limited

151 ratings
69 reviews
Free

Details

  • Released
  • Updated
  • November 2, 2016
  • September 17, 2026

Features

iMuthoot Muthoot Finance Loans screenshot #1 for iPhone
iMuthoot Muthoot Finance Loans screenshot #2 for iPhone
iMuthoot Muthoot Finance Loans screenshot #3 for iPhone
iMuthoot Muthoot Finance Loans screenshot #4 for iPhone
iMuthoot Muthoot Finance Loans screenshot #5 for iPhone
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About

Manage and repay various loans, including gold, personal, and business loans, all within a secure digital platform. The app also facilitates bill payments, mobile recharges, and online shopping, offering tools for financial control and exclusive offers.

Apply for gold, personal, home, and business loans
Manage and repay loans, including EMIs and top-ups
Pay utility bills and recharge mobile phones
Shop online using gold loan balance
Access EMI calculators and repayment reminders
Securely link bank accounts and PAN
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+1

What's New in iMuthoot Muthoot Finance Loans

5.0

September 17, 2026

- Renew your Gold Loan with Top-up enabled. - Enhanced My Loans experience. - Refreshed UI with a new look. - Track application status easily.

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User reviews

Payment issues

The Muthoot Finance app has a very poor payment service. Earlier, the payment process was simple and easy, but now I am facing a lot of problems.

I have been trying to make a payment for a long time, but the debit card option keeps showing a “Technical Error.” Net banking is also not working properly.

It is very frustrating and disappointing. The payment process should be easy, but this app is making it unnecessarily difficult.
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Unable to open app and web url also not working

Am in us and unable to pay on portal and on app.informing the muthoot team on branch is also useless

not able to login since new update

since the last update, due to new sim binding process, I am not able to login

Gold loan due emi no record from 3months

My payment due date was 11 August, and I have the money ready to make the payment. Unfortunately, there is no payment link, no loan record in the app, and no way to pay online. The contact numbers printed on the loan slip are often unreachable, and your customer care helpline keeps ringing without anyone answering.

To make matters worse, GoodScore is showing my loan as “Paid”, even though it has not been repaid. This incorrect information may negatively affect my CIBIL score and credit history, even though the problem is entirely due to Muthoot Finance’s system and customer support.

This is completely unacceptable from one of India’s largest gold loan companies. Customers should not have to struggle just to access their own loan information or make repayments on time.

I request Muthoot Finance to immediately update my account
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Who Approved This Release? 🤔

I’m convinced the Imuthoot app is running on pure vibes instead of QA. 💀

The app crashes every other day. At this point, I’m spending more time reopening the app than actually using it.

And the best part? You can’t even take screenshots to report the bugs. Peak “trust me bro” security. Even banking apps let users capture issues for support.

Now it’s showing “Unsecured Wi-Fi” while I’m connected to my own home Wi-Fi. Fine, maybe it’s being extra cautious. But then it shows the same warning on mobile data too. So apparently every network on Earth is insecure except the app’s imagination.

Please focus on fixing the basics before adding more security pop-ups. An app that crashes repeatedly but keeps throwing random security warnings feels like locking the front door while the roof is on fire.

At this point, I’m genuinely curious what kind of release process the tech team is following, because every update seems to unlock a brand-new achievement in bug discovery. 💀
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Developer apps

FAQ

What can I do with the iMuthoot app?

The iMuthoot app allows you to apply for various loans such as gold loans, personal loans, home loans, and business loans. You can also manage and repay your existing loans, pay utility bills, recharge your mobile, and shop online directly through the app.

What types of loans are available?

The app offers a range of loan products including Gold Loans, Personal Loans (from ₹50,000 to ₹20 Lakh with tenures of 12-72 months), Home Loans, Property Loan (LAP), and Business Loans. You can apply for these loans in just a few steps.

How does loan management work?

You can easily manage your loans by paying interest or full amounts, renewing loans, availing top-ups, or using Flexi Credit. The app also helps you track and repay EMIs for personal and business loans and provides repayment reminders.

Is the app free to use?

Yes, the iMuthoot app is free to download and use. While the app itself does not have a cost, applying for loans or making transactions may involve associated fees and interest rates as detailed in the loan product terms.

What are the benefits of using iMuthoot for bill payments and shopping?

You can instantly pay electricity, water, mobile, and other utility bills. Additionally, you can use your gold loan top-up balance for bill payments or even shop conveniently for products online, all within the secure app environment.