Best IOUly alternatives: apps like IOUly - IOU Tracker

9+ similar apps compared and reviewed

3.8 avg rating

9 free apps

Updated October 2026

IOUly - IOU Tracker

Serdar OZKAN

📊 Productivity

💰 Finance

Whether you want more options like IOUly or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to IOUly

Lendnote: Smart Debt Tracker by Nam Truong Phuong

IOU, Loan Records & Reports

Editor's Choice

💰 Finance

0.0(0 ratings)

FreeAds

Lendnote: Smart Debt Tracker screenshot 1

Lendnote: Smart Debt Tracker screenshot 2

Lendnote: Smart Debt Tracker screenshot 3

Lendnote: Smart Debt Tracker screenshot 4

Lendnote: Smart Debt Tracker screenshot 5

Lendnote: Smart Debt Tracker screenshot 6

DebtMe: IOU & Debt Tracker by Huong Le Dieu

Lend, Borrow, Loan & Interest

Strong Contender

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

This app helps you track money lent and borrowed between individuals. Log loans, record repayments, and calculate interest automatically. It offers reminders and customizable messages to help you manage your debts privately and securely on your device.

FlashBill: Expense Tracker by Jesus Alberto Duerto Prado

Instant expense records

Worth Considering

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

More apps like IOUly

Debtyy – Debt Tracker & IOU

Who owes me? Loans to friends

Free

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

Track interpersonal debtsRecord partial paymentsSet custom reminders

Prend: Loans & Split Bills

Lend, split bills, get paid

Free

Easily track money lent to friends and split shared expenses without awkward conversations. The app handles reminders and calculates who owes whom, ensuring everyone settles up fairly.

Track loans and debts between friendsSplit bills and shared expensesAutomatic payment reminders

💰 Finance

(0)

free with in-app purchases

Compare with IOUly

Loans: Manage Control

Control your loans

Free

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

Who Owes Me - OweList

Track Who Owes You

Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Track money owed and borrowedRecord partial repaymentsMonitor individual balances

💰 Finance

(4)

free with in-app purchases

Compare with IOUly

Paguei – Gestão de Recebíveis

LoanAdmin: Loan Manager

by Hecmapp, LLC

Free

Manage loans, track payments, and organize customer information efficiently. This app helps lenders of all sizes maintain control over their business operations with smart reminders and professional reporting tools.

Smart payment remindersOverdue payment alertsOne-tap payment recording