Best iPay alternatives: apps like iPay - Collection Services

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated November 2026

iPay is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to iPay

Debt Tracker by UnDebt#1

Debt Tracker by UnDebt by Adam Jessop

Loan Payoff Planner & Snowball
Editor's Choice
πŸ’° Finance
4.4(5 ratings)
FreeIn-App Purchases
Debt Tracker by UnDebt screenshot 1
Debt Tracker by UnDebt screenshot 2
Debt Tracker by UnDebt screenshot 3
Debt Tracker by UnDebt screenshot 4
Debt Tracker by UnDebt screenshot 5
Debt Tracker by UnDebt screenshot 6

Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.

owed#2

owed by Josh Gdovin

money mangement made easy!
Strong Contender
πŸ’° Finance
4.6😐(52 ratings)
Free
owed screenshot 1
owed screenshot 2
owed screenshot 3
owed screenshot 4
owed screenshot 5
owed screenshot 6

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

What We Love

  • πŸ‘ Simple and easy to use
  • πŸ’° Free with no ads/purchases
  • ✨ Clean and intuitive UI
  • 🎯 Does exactly what it promises
  • πŸ’‘ Useful for personal and business
  • βœ… Good for tracking who owes who
  • πŸš€ Quick and to the point
  • πŸ’― Well-executed concept

Room to Improve

  • πŸ“‰ Extremely limited functionality
  • πŸ—‚οΈ Debit/credit history not ordered
  • ❓ Lacks advanced features
  • πŸ€·β€β™‚οΈ Editing/deleting options poor
  • ⚠️ Some minor bugs reported
  • πŸ”„ Update issues reported
  • πŸ’Έ No multi-currency support
  • 🚫 No recurring payment option

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