Kaldex: Card Rewards Tracker
Credit Card Rewards, Scored
About
This app helps you maximize credit card rewards by analyzing your spending and suggesting the best card for each purchase. It provides a Smart Usage Score and AI-powered insights to optimize your earnings.
What's New in Kaldex
26.1.3
April 12, 2026
Updated app metadata and keywords for better discoverability.
Subscription plans
Kaldex Premium
Optimize your card rewards with smart insights.
FAQ
How does Kaldex track my credit card rewards?
Kaldex securely connects to your credit cards through Plaid, analyzing your transactions to identify which card would have offered the best rewards for each purchase. It then tracks your earned cashback and points.
What is the Smart Usage Score in Kaldex?
The Smart Usage Score is a single metric provided by Kaldex that measures how effectively you are optimizing rewards across all your credit cards based on your spending.
Does Kaldex offer personalized insights?
Yes, Kaldex provides AI-powered insights into your spending habits, including shifts in spending and projected annual rewards. These personalized insights are part of the Kaldex Premium subscription.
Is my financial data secure with Kaldex?
Kaldex uses Plaid's bank-level security infrastructure, ensuring your login credentials are never stored on their servers. All data is encrypted both in transit and at rest.
How many credit cards does Kaldex support?
Kaldex supports over 4,000 credit cards, allowing for comprehensive tracking and optimization across a wide range of financial products.
What are the benefits of Kaldex Premium?
Kaldex Premium unlocks features like bank account linking, Smart Usage Score tracking, and personalized AI insights. It offers a free trial before billing monthly or annually.
How often is Kaldex updated?
The latest version of Kaldex is 26.1.3, and it was last updated on April 12, 2026, indicating regular updates to improve functionality and support.
What devices does Kaldex support?
Kaldex is currently supported on iPhone devices, allowing iOS users to manage their credit card rewards and spending.