Best Kobo alternatives: apps like Kobo - Budget

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated November 2026

Kobo is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Kobo

Allot: Zero-Based Budget#1

Allot: Zero-Based Budget by Stive Hassan

YNAB without the subscription.
Editor's Choice
💰 Finance
2.0(1 ratings)
FreeIn-App Purchases
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This app helps you manage your finances with a zero-based budgeting approach. It allows you to assign every dollar a job, track your net worth, and plan for financial goals without requiring bank logins or a recurring subscription.

Liquid Budget#2

Liquid Budget by Anthony DePalma

Digital Envelope Budget
Strong Contender
💰 Finance
5.0(31 ratings)
Free
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Manage your finances with a digital envelope budgeting system. Track transactions, assign funds to categories, and monitor spending progress. Keep your accounts accurate and credit card debt clear with this intuitive finance tool.

Liberty Business#3

Liberty Business by JSC Liberty Bank

Business Mobile Banking
Worth Considering
💰 Finance
4.8(97 ratings)
FreeAds
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Manage your business finances with a comprehensive mobile banking app. Access account balances, authorize transactions, make transfers, and pay bills. Offers advanced analytics and currency exchange features for efficient financial control.

More apps like Kobo

4
Luna - Budgeting App
Luna - Budgeting App
Luna - Budgeting App
Beautiful expense tracking
Free

This app offers a manual expense tracking experience focused on curbing spending. It prioritizes a user-friendly interface and includes widgets and notifications to encourage consistent habit formation.

Manual expense trackingSpending curbing focusUser-friendly interface
💰 Finance
(20)
free with in-app purchases
5
TBC Insurance
TBC Insurance
TBC Insurance
by TBC Insurance JSC
Free

Access insurance services digitally with this intuitive app. Manage policies, file claims, schedule appointments, and request guarantee letters. Enjoy fast and easy access to state-of-the-art digital solutions designed to simplify your life.

View insurance policiesFile health insurance claimsSchedule doctor appointments
💰 Finance
(7.3K)
free
6
SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
SIP, SWP, NRE/NRO & Tax Filing
Free

Manage your Indian investments and taxes from abroad. Invest in mutual funds, track your global portfolio, and get expert tax filing assistance. Ideal for Non-Resident Indians seeking financial solutions.

NRI Mutual Fund InvestmentSIP & SWP optionsNRI Online Mutual Fund KYC
💰 Finance
(1K)
free
7
Afriex - Money transfer
Afriex - Money transfer
Afriex - Money transfer
Send money with low fees
Free

Send money internationally quickly, securely, and affordably with competitive rates and no hidden fees. This user-friendly app offers fast transfers and 24/7 customer support for global remittances.

Fast international transfersSecure and reliable serviceLow transfer fees
💰 Finance
(8.7K)
free
8
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps you gain control over your finances by creating a proactive spending plan, paying down debt, and reaching your financial goals. It offers real-time updates for shared plans and securely links to financial accounts for automatic transaction import.

Proactive spending plan creationDebt paydown planningAutomatic transaction import
💰 Finance
(62K)
free with in-app purchases
9
Finom • Business Account
Finom • Business Account
Finom • Business Account
Bank account for entrepreneurs
Free

Manage your business finances with an all-in-one banking solution. Open an account, connect existing banks, and handle invoices and payments seamlessly. Organize transactions with smart filtering and tagging for efficient accounting.

Open business bank account in minutesConnect and manage multiple bank accountsIssue physical and virtual business cards
💰 Finance
(48)
free
10
Expense Tracker - MonAi
Expense Tracker - MonAi
Expense Tracker - MonAi
Easily track spending with AI
Free

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

AI-powered voice expense inputAutomatic expense categorizationManual expense entry
💰 Finance
(891)
free with in-app purchases