Best KongaPay alternatives: apps like KongaPay

10+ similar apps compared and reviewed

3.6 avg rating
10 free apps
Updated October 2026
KongaPay
KongaPay
Konga Online Shopping Limited

Whether you want more options like KongaPay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to KongaPay

Blayzz#1

Blayzz by PremiumTrust Bank Limited

Enjoy a premium lifestyle
Editor's Choice
💰 Finance
5.0(1 ratings)
Free
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This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

PocketMoni#2

PocketMoni by eTranzact International Plc

Your Money, Your Way
Strong Contender
💰 Finance
4.6(103 ratings)
Free
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Manage your money effortlessly with features like fast money transfers, group savings, bill payments, and subscription management. Understand your spending habits with detailed reports and customize your app experience. Secure and user-friendly, it's designed for easy financial control.

More apps like KongaPay

4
Vivapay by LA VIVA PAY INC
Vivapay by LA VIVA PAY INC
Vivapay by LA VIVA PAY INC
by LA VIVA PAY INC
Free

This app facilitates seamless and secure payments and money transfers for Nigerians, both domestically and internationally. It allows users to pay bills, send money to loved ones, and top up airtime with transparent fees and advanced security.

Send money from abroad to NigeriaPayments and transfers within NigeriaPay bills and top-up airtime
💰 Finance
(4)
free
5
9jaPay - Making More Possible!
9jaPay - Making More Possible!
9jaPay - Making More Possible!
Making More Possible!
Free

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

Easy money managementBill paymentsSend and receive money
💰 Finance
(10)
free
6
FLEX - Instant Payments
FLEX - Instant Payments
FLEX - Instant Payments
Send money. Instant payments.
Free

Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

Instant money sending and receivingPay with PayTagMerchant QR code payments
💰 Finance
(11)
free
7
gomoney — The Digital Bank
gomoney — The Digital Bank
gomoney — The Digital Bank
Simplifying banking for you.
Free

This digital banking app simplifies financial management with features like bill splitting, scheduled payments, and spending tracking. Open an account in minutes with no hidden fees and enjoy secure, convenient banking. It offers real-time alerts, personalized reports, and in-app customer support.

Split bills and group paymentsSchedule payments and transfersTrack spending with personalized reports
💰 Finance
(210)
free with in-app purchases
8
MoneyMaster PSB
MoneyMaster PSB
MoneyMaster PSB
by MoneyMaster Payment Service Bank Limited
Free

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

Mobile walletsSavings and current accountsFund transfers
💰 Finance
(7)
free
9
Lotus Bank App
Lotus Bank App
Lotus Bank App
LOTUS App by LOTUS Bank Ltd
Free

Manage your bank accounts with real-time access to transactions, transfers, and bill payments. This app allows for convenient domestic and international transfers, as well as airtime and data top-ups. It also provides options for PIN and password resets, and viewing your transaction history.

Real-time account accessDomestic and international transfersBill payment
💰 Finance
(39)
free
10
AccionMonie
AccionMonie
AccionMonie
AccionMonie App
Free

This app provides quick loans, savings plans, and a digital credit ecosystem for individuals and businesses. It offers features like instant bank account opening, fund transfers, bill payments, and access to loans with zero paperwork.

Quick loans in 5-10 minutesOpen bank account in 3 minutesTransfer funds to any bank in Nigeria
💰 Finance
(6)
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