Kontist by Shine

Kontist by Shine

Business Banking

21 ratings
74 reviews
Free

Details

Released
March 10, 2016
Updated
September 14, 2026

Features

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About

This app provides a free online business account with integrated accounting and expense management tools for SMEs and freelancers. It offers features like a German IBAN, Visa card, real-time transfers, and automatic tax calculation. Secure banking is ensured through a partnership with a BaFin-regulated institution.

✓Free online business account
✓Integrated accounting
✓Expense management
✓German IBAN
✓Visa card
✓Automatic tax calculation
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What's New in Kontist by Shine

3.40.2

September 14, 2026

Our latest update for you includes various improvements. Do you have further suggestions or feedback? Let us know at support@kontist.com.

User reviews

Жахливе і недостойне обслуговування

Вкрай негативний досвід спілкування. Мав бажання зареєструвати аккаунт, проте консультанти не вирішивши питання просто кидали трубку!!! При спробі пройти реєстрацію без дзвінка іншими методами - мені повідомили що такої можливості не існує . І це я ще не розміщував тут свої кошти))

Alis Gut

Alis Gut

Wie meine Zufriedenheit ist noch nicht klar zu sagen, weil ich noch nicht weiß. Ich bin neue Kunde d

Das ist so ich habe schon mal die Online Banking Banking gehabt und da hab ich am Anfang schon gleich Problem gehabt und das wäre vielleicht auch das gleiche deshalb vier Punkte aber ich möchte es vielleicht später noch euch noch vielleicht daran denken, dass ich dann auch gut fand.

Kostenlos stimmt ja nicht…

Ich benutze Kontist seit mehreren Jahren. Bin zufrieden, aber kostenlos ist es nur am Anfang und dann finde ich’s nicht gut, wenn man damit wirbt, dass es kostenlos sei. Das stimmt eben nicht!

Kundenservice hilfreich

Danke ich habe schnellen und hilfreichen Support vom Kundenservice erhalten!

FAQ

What does Kontist by Shine do?

Kontist by Shine offers a free online business account designed for SMEs and freelancers. It integrates essential banking features with tools for accounting and expense management, aiming to simplify financial operations for small businesses.

What are the key features of this business banking app?

Key features include a free online business account with a German IBAN, a Visa card, real-time and bulk transfer capabilities, push notifications for account activity, and automatic calculation and reservation of sales and income tax for incoming funds.

Is there a cost to use Kontist by Shine?

The app offers a free online business account. While the core banking and accounting features are free, the description mentions financing options like overdrafts and business loans, which would likely incur separate costs or interest.

How secure is my money with Kontist by Shine?

Kontist partners with Solaris, a BaFin-regulated institution, to ensure high standards of deposit and data security. All deposits are legally insured up to €100,000 by the European Deposit Fund.

Who is the target audience for this app?

This app is specifically designed for small and medium-sized enterprises (SMEs) and freelancers who need a streamlined and digital solution for their business banking and accounting needs.