Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.5K ratings
654 reviews
#8 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 18, 2022
  • September 24, 2026

Features

Background Location Access

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About

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

✓AI bill negotiation
✓Spending insights
✓Card benefit tracking
✓Personalized card recommendations
✓Unified card dashboard
✓Free credit score monitoring
✓Shopping cashback
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What users say

See all reviews
+2

What's New in Kudos

4.620.4

September 24, 2026

Fixes the missing toggle for saving Citibank logins during CLO activations

Subscription plans

Kudos Premium Annual Subscription

Annual subscription for kudos premium service

$91.991 Year
How to cancel Kudos subscription ⁉️
2

In-App Purchases

$199.00

Kudos Premium Lifetime Access

Pay once for Kudos Premium

Charts

Top Grossing

📊 8

Finance

The app has maintained its position at 8 recently.

Last updated on September 28, 2026.

Top Free

📉 173-7

Finance

This app dropped -7 positions in Finance chart.

Last updated on September 28, 2026.

User reviews

Need to Pay for ALL Features

This app is designed for people to save money and reap the benefits of credit cards. Anything you saw in the ads--you need to pay for it. Are you missing any cashback deals or coupons from your card? Well you need to pay to check that. Every tab in the app requires you to pay to even try and use that feature. Somehow there's 5 main tabs and each main tab has like 5 sub tabs. Each of those sub tabs asking you for money. I've had less homeless people ask me for money in my lifetime than this app.

I don't want to spend money to "save money". If I need to spend near $200 for the use of an app that does not do anything new for me--just convenience of saving 10 seconds on a Google search, then I should probably reconsider my life choices. I'd recommend just googling your cars benefits and marking stuff in your Apple or Google calendar for ZERO DOLLARS! If this company cared about your money, then they wouldn't charge you a dime to use any of their services. This really sounds like management did a big oopsie and didn't make partnership deals with brands to sponsor their own business. Maybe hire a better team.
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Forced Subscription

This app is subscription only and they only tell you that after going through pages and pages authentication to link your credit card and hand them over your financial data. I wish that Apple would disallow such practices because it was just, quite frankly, a waste of my morning.

Good app

Fast and easy to use. Good tracking.

Data hog

The app just want access to your data and doesn’t allow you to check anything without it. The premium version is insanely pricey for an app build on LLM. Terrible product. Just read your benefits and avoid this app.

Too confusing

The app has too much going on everywhere and it’s not very user friendly. Also too many glitches.

User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug
✨

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

What does Kudos do?

Kudos is a personal finance app that uses artificial intelligence to automate financial tasks. It negotiates lower bills with your providers, analyzes your spending for inefficiencies, tracks your credit card benefits, and recommends new cards based on your habits. The app also consolidates all your card information into a single dashboard.

How does Kudos save me money?

Kudos saves you money in multiple ways. It negotiates lower rates on your internet, phone, and cable bills, often saving users hundreds per year. It also identifies duplicate subscriptions and helps you avoid overspending by highlighting when you're using the wrong card for purchases. Additionally, it ensures you don't miss out on expiring card benefits and offers cashback on shopping.

Is Kudos free to use?

The app is free to download and use, offering features like free credit score monitoring and shopping cashback. While the core functionality is free, there may be in-app purchases or premium features available for enhanced services.

What are the main features of Kudos?

Key features include AI-powered bill negotiation, smart spending insights to catch costly mistakes, automatic tracking of card benefits, personalized credit card recommendations based on your spending, a unified view of all your cards, free credit score monitoring, and shopping cashback at thousands of retailers.

Who is Kudos designed for?

This app is designed for individuals who want to take control of their finances with minimal effort. It's ideal for those who want to lower their recurring bills, gain clarity on their spending habits, ensure they're getting the most out of their credit cards, and potentially earn extra cashback on their purchases.