Lake Michigan CU Mobile

Lake Michigan CU Mobile

by Lake Michigan Credit Union

683 ratings
137 reviews
Free

Details

  • Released
  • Updated

Features

Lake Michigan CU Mobile screenshot #1 for iPhone
Lake Michigan CU Mobile screenshot #2 for iPhone
Lake Michigan CU Mobile screenshot #3 for iPhone
Lake Michigan CU Mobile screenshot #4 for iPhone
Lake Michigan CU Mobile screenshot #5 for iPhone
iphone
ipad
watch
🖼️Get Icon
Icons↘︎

About

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and pay bills securely. Access loan and mortgage applications, and find nearby branches or ATMs.

View account balances and transactions
Transfer money between accounts
Mobile check deposit
Bill Pay functionality
Loan and mortgage applications
Find branches and ATMs
Budgeting tools
Show original description

What users say

See all reviews

What's New in Lake Michigan CU Mobile

4.4.1

July 28, 2026

We are continually making improvements to give you the best digital banking experience. This update includes: - Wallet Wisdom Insights budgeting and money management experience - Bug fixes - Misc. UI Improvements

More

User reviews

please bring back the budgeting tool!

i am very disappointed with this “update.” LMCU replaced their most functional feature: the budgeting tool. whatever new “insights tool” they launched is nowhere near as functional and intuitive. for example, i cannot get detailed expense breakdowns… just a name and a number (ex: shopping: $300). how can you cross-check this information when relevant expenses are not linked? am i supposed to check my hundreds of expenses one by one to see where they were placed?

also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity!
Show more

Update downgraded budgeting tool

I’ve been closely using the budget tool for six months and it had been extremely helpful, but the latest update removed the tool and implemented “wallet insights “ and a very basic budgeting tool. All my data is gone and I’m extremely disappointed with the new features compared to the old. I already switched to Every Dollar for budgeting, but it was a huge hassle to have to start from square one. Please bring the old tool back! I recommended LMCU to others just based on that feature!
Show more

Horrible

New “wisdom” is just a time waster. Making me wade through your data points is annoying. I only want to see my accounts, I don’t need your AI to recap things and advise me. Go back to the clean appearance without all the wisdom junk. Or at least give customers the option to turn it OFF!

Update: Tracking Installed

Prior to this most recent update it did not appear as though LMCU was using third-party analytics or tracking. However, each time you load the app and login you are sharing your private data with “cloudflareinsights”

The app itself is “ok” it does an “ok” job at what it is supposed to do, however third party analytics and tracking tools do not belong in a banking app.
Show more

New feature

The new wallet wisdom insights feature is intrusive and unhelpful. Please include the ability to disable this unwanted feature.

Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes during use

Bug

Authentication failures

Bug

Delayed transaction updates

Bug

Requested Features

4 requests

Pending transaction visibility

Feature

Customizable dashboard

Feature

Improved bill pay experience

Feature

Savings goal tracking

Feature

FAQ

What can I do with the Lake Michigan CU Mobile app?

The app allows you to manage your accounts by viewing balances and transactions, transferring money, depositing checks, and paying bills. You can also apply for various loans and credit cards, request insurance quotes, and access mortgage transactions. Additionally, it provides tools to find nearby branches and ATMs, budget your spending, and use a financial calculator.

Is the Lake Michigan CU Mobile app free to use?

Yes, the app is free to download and use. There are no subscription fees or in-app purchases mentioned for accessing its core banking and financial management features.

How do I deposit a check using the app?

The app features a mobile check deposit function. You can typically deposit checks by taking photos of the front and back of the endorsed check directly through the app, saving you a trip to a branch or ATM.

Can I apply for loans through the app?

Yes, the app allows you to apply for various types of loans, including auto loans, personal loans, and home equity loans. You can also apply for mortgages and credit cards directly within the application.

What are the budgeting features of the app?

The app includes a Budget Tool designed to help you monitor your income, track your spending habits, and set financial goals. This feature aims to provide insights into your financial health and assist in planning.