please bring back the budgeting tool!
i am very disappointed with this “update.” LMCU replaced their most functional feature: the budgeting tool. whatever new “insights tool” they launched is nowhere near as functional and intuitive. for example, i cannot get detailed expense breakdowns… just a name and a number (ex: shopping: $300). how can you cross-check this information when relevant expenses are not linked? am i supposed to check my hundreds of expenses one by one to see where they were placed?
also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity!
also, what happened to the detailed subcategories? there is now just “shopping.” but what type of shopping? clothing? personal care? games? electronics? the subcategories have been annihilated throughout the app in favor of just a few categories (food transportation health, shopping etc). i miss when i could see breakdowns like gas, parking, maintenance, as well as coffee shops, restaurants, and fast food! unfortunately, it seems like the developers removed everything useful in the “update.” please don’t remove every feature in a fruitless quest for simplicity!
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Update downgraded budgeting tool
I’ve been closely using the budget tool for six months and it had been extremely helpful, but the latest update removed the tool and implemented “wallet insights “ and a very basic budgeting tool. All my data is gone and I’m extremely disappointed with the new features compared to the old. I already switched to Every Dollar for budgeting, but it was a huge hassle to have to start from square one. Please bring the old tool back! I recommended LMCU to others just based on that feature!
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Horrible
New “wisdom” is just a time waster. Making me wade through your data points is annoying. I only want to see my accounts, I don’t need your AI to recap things and advise me. Go back to the clean appearance without all the wisdom junk. Or at least give customers the option to turn it OFF!
Update: Tracking Installed
Prior to this most recent update it did not appear as though LMCU was using third-party analytics or tracking. However, each time you load the app and login you are sharing your private data with “cloudflareinsights”
The app itself is “ok” it does an “ok” job at what it is supposed to do, however third party analytics and tracking tools do not belong in a banking app.
The app itself is “ok” it does an “ok” job at what it is supposed to do, however third party analytics and tracking tools do not belong in a banking app.
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New feature
The new wallet wisdom insights feature is intrusive and unhelpful. Please include the ability to disable this unwanted feature.





