Lower.com

Lower.com

Save up. Earn $. Buy home.

176 ratings
50 reviews

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • December 5, 2020
  • July 29, 2023
Lower.com screenshot #1 for iPhone
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Lower.com screenshot #5 for iPhone
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About

This app helps you save for a down payment, improve your credit score, and track your progress towards homeownership. Earn rewards on deposits and get guidance throughout the home-buying process.

Home down payment savings
Earn HomeCash rewards
Goal tracking for savings
Mortgage rate monitoring
Credit score monitoring
Home financing guidance
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What's New in Lower.com

1.0.112

July 29, 2023

Minor UX improvements

User reviews

Simple & very easy to use!

This app was very easy to set up and link your bank accounts to. Match opportunities are great and I would recommend to all using Lower.

So far so good!

Referred to the app by our loan officer. New to the app but so far, it’s very simple to use with a great interface. Love the concept!

Intuitive and easy to use

The Lower App makes setting up an initial fund balance, and growing that over time, painless and easy! The app made connecting my checking account very simple.

Consistent since day

Working with Jake had been great! He is very nice and has a lot of patience. Even when I shopped around to get some different quotes, he was there. It’s like he knew I would be back 😂😂 He is great, the company has been overall pretty good working with so far and the process has been ok as well. If you have the opportunity to work with jake you won’t be disappointed! I would highly recommend
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Good interest rate

Lower offers a very competitive interest rate to build your savings and will match funds up to a certain amount if you mortgage a house through them.

Developer apps

FAQ

What does the Lower.com app do?

The Lower.com app is designed to help you become a homeowner. It allows you to set savings goals for a down payment, earn rewards on your deposits, monitor your credit score, and track mortgage rates. The app provides guidance and tools to prepare your finances for buying a home.

How can I save money for a down payment with this app?

You can save for a down payment using the HomeFund™ feature within the app. For every dollar you deposit, you'll earn HomeCash™, which can be used towards your home purchase. The app also helps you track your savings progress and provides reminders to stay on track.

Is there a cost to use the Lower.com app?

Based on the provided information, the Lower.com app is free to use. There are no mentioned costs for downloading or using its core features. The app focuses on helping users save and prepare for homeownership.

What are the key features for preparing to buy a home?

Key features include FDIC-insured savings with HomeFund™ where you earn HomeCash™ on deposits, goal tracking to visualize your savings progress, and credit monitoring to improve your credit score. The app also allows you to check mortgage rates and connect with loan advisors when you're ready to buy.

Who is this app best suited for?

This app is best suited for individuals who are aspiring homeowners. It's ideal for those who want to actively save for a down payment, understand and improve their creditworthiness, and get guidance on the mortgage and home-buying process.