Best apps like M-PESA for Business

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated August 2026

Whether you want more options like M or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to M

DhowCSD#1

DhowCSD by Central Bank of Kenya

Editor's Choice
💰 Finance
3.6(7 ratings)
Free
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Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.

New KCB Mobile#2

New KCB Mobile by KCB Kenya

KCB Group
Strong Contender
💰 Finance
4.7(120 ratings)
Free
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Manage your finances with a secure and personalized banking experience. Easily deposit mobile money, open new accounts, and enjoy advanced biometric security for all your transactions.

PesaPap#3

PesaPap by FAMILY BANK KENYA

Worth Considering
💰 Finance
2.3(12 ratings)
Free
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Manage your finances effortlessly with this secure banking app. Send money, pay bills, apply for loans, and track expenses all from your mobile device. Enjoy instant account opening and card management features for a seamless banking experience.

More apps like M

4
Stanbic Bank Kenya
Stanbic Bank Kenya
Stanbic Bank Kenya
by Standard Bank Group
Free

Manage your bank accounts conveniently and securely from your mobile device. Perform real-time transfers, pay bills, top up airtime, and access account statements anytime, anywhere. Offers automated salary advances for eligible customers.

Real-time funds transfersBill paymentsAirtime top-up
💰 Finance
(298)
free with in-app purchases
5
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
by Safaricom Telecommunications Ethiopia Plc
Free

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

Send moneyPay bills and merchantsBuy airtime and bundles
💰 Finance
(612)
free
6
I&M OTG Personal KE
I&M OTG Personal KE
I&M OTG Personal KE
I&M OTG
Free

Manage your bank accounts, make local and international payments, and access mobile money services securely from your device. Enjoy convenient banking features like balance checks, standing instruction management, and account creation on the go.

Accounts overviewCheck bank balancesLocal and international payments
💰 Finance
(27)
free
7
DTB 24/7
DTB 24/7
DTB 24/7
#AchieveMore 24/7 with the DTB
Free

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

View account detailsSecure transaction authorization (PIN/biometric)Utility bill presentment
💰 Finance
(13)
free
8
SC Mobile Kenya
SC Mobile Kenya
SC Mobile Kenya
by Standard Chartered
Free

Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.

Open accounts in minutesSave and resume applicationsView and manage finances
💰 Finance
(668)
free with in-app purchases
9
Etica
Etica
Etica
by Etica Capital Limited
Free

Manage investment funds regulated by the Capital Markets Authority of Kenya. Invest in retail funds with as little as KES 100 or high net worth funds. Initiate deposits, withdrawals, transfers, and utility payments.

Self-onboarding in under 2 minutesManage Collective Investment SchemesInvest in Money Market, Fixed Income, Shariah, and Wealth Funds
💰 Finance
(4)
free
10
M-Pesa Tanzania
M-Pesa Tanzania
M-Pesa Tanzania
by Vodacom Tanzania PLC
Free

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

Cross-border money transfersQR code payments for bills and merchantsLoan payments for friends
💰 Finance
(1.5K)
free with in-app purchases