MAPFRE MotionSmart ℠

MAPFRE MotionSmart ℠

Stay safe on the road

20 ratings
3 reviews
Free

Details

  • Released
  • Updated
  • June 23, 2021
  • October 29, 2025

Features

MAPFRE MotionSmart ℠ screenshot #1 for iPhone
MAPFRE MotionSmart ℠ screenshot #2 for iPhone
MAPFRE MotionSmart ℠ screenshot #3 for iPhone
MAPFRE MotionSmart ℠ screenshot #4 for iPhone
MAPFRE MotionSmart ℠ screenshot #5 for iPhone
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About

This app analyzes your driving habits to provide personalized coaching tips for safer driving. It tracks events like harsh braking, speeding, and phone use, offering potential premium reductions for safe driving. No external device is needed, just install the app on your phone.

Personalized driving coaching tips
Driving data analysis
Driving event tracking (braking, speeding, phone use)
Potential premium reductions
No plug-in device required
Participation discount
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What's New in MAPFRE MotionSmart ℠

2.0.0

October 29, 2025

Minor Enhancements

User reviews

Ratings based on unrealistic expectations

This app was designed to essentially penalize users and increase their insurance rates to the fullest extent by utilizing rating systems that are not based on true and safe traffic conditions.

The safest speed on the highway is to follow current traffic flow speeds, which sometimes are 5-10 miles over the speed limit. Driving much slower than current highway traffic, even when on the right lane, is actually proven to be much more dangerous, and this app does not account for that.

When driving in the city, you are constantly faced with wildlife that abruptly run in front of your vehicle, or pedestrians who cross the street but not where crosswalks are placed, so you are often forced to quickly brake. This app does not account for that either, and apparently would rather that you hit said wild life or pedestrians than to brake quickly.

Overall, this app is meant to be a means for the insurance company to hike up your premium rates by attempting to deem unrealistic driving conditions as the norm.
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thumbs down

this app fails to understand the myriad of reasons why one would be ‘breaking hard’ such as wild life. my score is going down for things that are out of my control and an unreasonable expectation to hold up to. there is more to being a good driver than the facets they rank us on. i would give zero.

nah

bro no wonder this app has such bad ratings. I’m considered speeding for go 70 (speed of traffic) which can affect my insurance going up. The app also said I was hard accelerating when i went up 5 mph in 2 seconds. Do insurance companies understand how an average (non aggressive) driver drives. It also said I was hard accelerating entering the highway. Like yes let me accelerate 5 miles per second as I get on to a highway where cars are going 70 and potentially get rear ended. Please i would love to know if i’m in over my head because this is wild
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Developer apps

FAQ

What is MotionSmart?

MotionSmart is MAPFRE's Usage-Based Insurance program for Massachusetts customers. It analyzes your driving data to offer coaching tips and potential discounts on your auto insurance premiums.

How does MotionSmart help me save money?

You can lower your insurance premiums by driving more safely. The app tracks driving events, and safe driving during the policy term can lead to additional savings at renewal.

Do I need a special device for MotionSmart?

No, unlike other usage-based insurance programs, MotionSmart does not require a plug-in device. You simply install the app on your smartphone.

What driving behaviors does MotionSmart track?

MotionSmart tracks driving events such as harsh braking, hard acceleration, cornering, speeding, and phone use to provide an overall driving score.

Is MotionSmart available for all MAPFRE customers?

MotionSmart is exclusive to MAPFRE customers in Massachusetts. You must be a customer in this state to participate in the program.

What is the rating for MotionSmart?

MotionSmart has a rating of 1.7 stars from 20 ratings. User feedback may reflect specific experiences with the app's functionality or impact on insurance.

How often is MotionSmart updated?

The latest version of MotionSmart is 2.0.0, last updated on October 29, 2025. Regular updates ensure the app remains functional and potentially includes improvements based on user feedback.

Does MotionSmart have ads?

MotionSmart does not contain advertisements. As a free application focused on insurance services, it is designed to be ad-free for users.