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Merchantrade Money

Merchantrade Money

by MERCHANTRADE ASIA SDN BHD

22 ratings
44 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 16, 2025
  • August 11, 2026

Features

Developer

MERCHANTRADE ASIA SDN BHD
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Merchantrade Money screenshot #1 for iPhone
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Reviews summary↘︎
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About

Manage multiple currencies with a digital wallet and prepaid Visa card for global spending. Buy, sell, and save over 20 currencies with no conversion fees. Send money internationally and locally, track spending, and access financial services like insurance and bill payments.

✓Multi-currency e-wallet
✓Visa prepaid card
✓Buy, keep, sell 20+ currencies
✓No conversion or transaction fees
✓International money transfers
✓Profit-earning Hybrid Current Account-i
✓In-app Live Chat support
Show original description

What users say

Summarized from real user reviews of Merchantrade Money. Based on 22 reviews and a 4.9/5 average, it highlights the 6 positives and 36 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Instant wallet and card access
  • 🌍Global payment options
  • 👍Convenient for Malaysians in Malaysia
  • 👍QR code payments
  • 👍Like the app
  • 👍Very good

Negative things

  • 😞No response to complaints
  • 😞Very bad app
  • 😞Unable to login
  • 😞Bad service
  • 😞Account blocked without reason
  • 😞Customer service very bad
  • 😞Customer service difficult to reach
  • 😞Scam warning
  • 😞Unable to reload using pin
  • 😞No good
  • 😞Slow + expensive = scam
  • 😞Poor user experience
  • 😞Employee behavior very bad
  • 😞Cannot transfer to bank account
  • 😞Application not functioning
  • 😞Weak security
  • 😞Older version preferred
  • 😞Money deducted but not credited
  • 😞Slow app download
  • 😞DuitNow services not working
  • 😞Limited options
  • 😞Cannot transfer out or withdraw
  • 😞Bugs system, app not working
  • 😞Not able to use remittance service
  • 😞DuitNow feature deactivated
  • 😞App keeps loading forever
  • 😞No QR receive
  • 😞Cannot login on iOS 15.8.3
  • 😞Disappointed with new version
  • 😞Application not stable, error occurs
  • 😞Cannot login, tried many times
  • 😞Terrible customer service, impossible to reach
  • 😞Cannot transfer using account number
  • 😞Cannot login with phone number
  • 😞User not found error on login
  • 😞Difficulties logging in after update
See all reviews

What's New in Merchantrade Money

3.3.0

August 11, 2026

Bug fixes and enhancement

User reviews

Most RecentHighest RatedLowest Rated

Instant card payment solution

Without any hassle of verbose forms instant wallet and card access with global payment options
Riyaz.nepRiyaz.nep

Response from developer

Thanks for the 5 star rating. Hope you could recommend your friend and family to use our app. If you have any feedback or suggestions, please write to us at customerservice@merchantrademoney.com. We would love to hear from you!

I want complain no response

This app very bad
Tetyyy34555Tetyyy34555

မလေးရှားရောက်မြန်မာတွေအတွက် အဆင်ပြေဆုံး ဘဏ်

မြန်မာ နိူင်ငံ Kpayသို့ ငွေလဲွမလား မလေးရှား local bank တွေကိုငွေလဲွမလား မလေးရှား ဘယ်နေရာမဆို Merchantrande ကဒ်နဲ့ ငွေရှင်းလို့ရ အဆင်ပြေဆုံးပဲ 🥳🥳
David Aung thuDavid Aung thu

The

The
Nur Alam islamNur Alam islam

Unable to login

Shows error immediately after open the app “You do not have permission to perform the action”
Shann1890Shann1890
See 39 more reviews

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User experience

🐞

Reported Bugs

21 issues

Shows error immediately after opening app

Bug

Customer service call not answered

Bug

Account blocked for no reason

Bug

Unable to reload using pin

Bug

No exception handling for incorrect passcode events

Bug

Continue button on Update Document screen not working

Bug

Deposit made, but verification impossible

Bug

Money deducted from bank but not credited to wallet

Bug

App takes too long to download

Bug

DuitNow services stop working after a day or two

Bug

QR pay not supporting

Bug

Remittance service gives error when calculating charge

Bug

DuitNow feature deactivated after changing apps

Bug

App keeps loading forever

Bug

Cannot login on iOS 15.8.3

Bug

Application not stable, error occurs

Bug

Cannot login, tried many times

Bug

Customer service hotline useless, no one answers

Bug

Cannot login with phone number

Bug

Login error: user not found

Bug

Difficulties logging in after update

Bug
✨

Requested Features

5 requests

Allow Apple Pay

Feature

Add Face ID authentication

Feature

Publish hourly rates instead of daily average

Feature

Allow QR receive

Feature

Allow transfer using account number

Feature

FAQ

What does the Merchantrade Money app do?

The app functions as a multi-currency e-wallet paired with a Visa prepaid card, allowing users to manage over 20 currencies. You can buy, keep, and sell currencies with no conversion fees, spend globally with the Visa card without transaction fees, and send money internationally or locally.

What are the key features of the Merchantrade Money app?

Key features include owning and managing over 20 currencies with no conversion fees, spending globally with a Visa prepaid card with no transaction fees, setting rate alerts, withdrawing cash from Visa Plus ATMs, and sending money overseas to 13 countries. It also offers a profit-earning Hybrid Current Account-i and in-app Live Chat support.

Is the Merchantrade Money app free to use?

The app itself is free to download and use. While there are no conversion or transaction fees for spending with the Visa card, there might be costs associated with specific financial services like micro-insurance plans or potential fees for international transfers, which are offered at competitive rates.

Who is the Merchantrade Money app for?

This app is developed for Merchantrade Money Visa Prepaid Card users and is intended for registrations in Malaysia only. It is designed for individuals who frequently travel, deal with multiple currencies, or need a convenient way to manage their finances for international transactions.

How can I top up my Merchantrade Money account?

You can top up your account using various methods including FPX (online banking), Debit Card, JomPAY, and DuitNow. These options provide flexibility for users to add funds to their e-wallet and prepaid card easily.