Metal Pay: Buy Bitcoin and ETH

Metal Pay: Buy Bitcoin and ETH

Buy Bitcoin. Send to Friends.

4.3K ratings
134 reviews
Free
With Ads

Details

  • Released
  • Updated
  • September 14, 2018
  • August 4, 2026

Features

Metal Pay: Buy Bitcoin and ETH screenshot #1 for iPhone
Metal Pay: Buy Bitcoin and ETH screenshot #2 for iPhone
Metal Pay: Buy Bitcoin and ETH screenshot #3 for iPhone
Metal Pay: Buy Bitcoin and ETH screenshot #4 for iPhone
Metal Pay: Buy Bitcoin and ETH screenshot #5 for iPhone
Metal Pay: Buy Bitcoin and ETH screenshot #6 for iPhone
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About

Easily buy, send, and trade popular cryptocurrencies like Bitcoin and Ethereum. Fund your account with a linked bank card and transact with friends for free. Instantly acquire crypto even while cash transactions are pending.

Buy Bitcoin and Ethereum
Send crypto to friends
Trade USDC with 0% fees
Instant crypto purchases
Link bank card for funding
Nominal transaction fees
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What users say

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+1

What's New in Metal Pay

3.1.221

August 4, 2026

Bug fixes and performance improvements

User reviews

It’s getting worse not better

I have this wallet now for several years - many updates but nothing visibly becomes better in fact it’s getting worse.
You used to be able to connect it to your bank account and that’s no longer possible. You used to be able to get a routing and checking number so you could use it like a checking account and that’s also not possible anymore. Then it started to have problems with my credit card and not accepting the card anymore. Tech service wasn’t able to help me and wanted me to just not use that card anymore. Then chat function stopped working for me and now after the latest update the whole app won’t even start anymore. So service and usability both got worse not better. I can’t recommend this wallet any longer.
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Response from developer

Hi there! We’re sorry to hear of your less-than-satisfactory experience with Metal Pay. Please contact us at support@metalpay.com with your email or phone number associated with your Metal Pay account so that we can further assist you.

Not good

Not good - constantly issues with reliability. Portfolio and crypto view gets stuck. Can’t use app support through the app because screen stays black. Won’t accept my debit card anymore either. It seems to get more buggy and not less.

App is very difficult to use.

Short Review: app is useless.

Long Review: I use other exchanges without any problem, MetalPay is difficult. I’ve tried to link different bank cards and it never works. I decided I’ll skip the bank cards link up and send some stable coins from another wallet. MetalPay will not create a receive address for any of the stable coins that are listed on MetalPay. I did find that MetalPay would create a receive address for Doge so, I transferred a small amount of Doge and that worked. Now I want to swap that Doge for some Metal but guess what, I do not have a swap option when I’m in the Doge wallet. I can go into the metal wallet and select buy but the app doesn’t give me an option to pay with Doge. So, I cannot deposit dollars, I cannot deposit stable coins, I can deposit only a few crypto’s like Doge but then cannot trade them for what I wanted to begin with.

I did contact customer help and they seemed to be stuck in the mindset about me trying to get my bank card connected to MetalPay. I informed them I’ve given up on linking a bank account and that I would just directly send crypto to my MetalPay wallet which would require no bank account link up. I asked why my MetalPay wallet would not create a receive address for stable coins and the answers always came back about trying to troubleshoot the bank cards not linking up even after saying I don’t need the bank account link up anymore.

What was the point of this app again besides headaches?
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Response from developer

Hi there! We’re sorry to hear of your less-than-satisfactory experience with Metal Pay. Please contact us at support@metalpay.com with your email or phone number associated with your Metal Pay account so that we can further assist you.

Bad customer support

The app sucks they have ghost as support don’t use they hold your money and take decades to recover they have no phone number support you will be dealing with a ghost

App doesn’t open

The app won’t stop buffering and I can’t get into it at all.

Developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes during use

Bug

Verification process issues

Bug

Withdrawal and deposit failures

Bug

Inconsistent app performance

Bug

Funds disappearing or getting stuck

Bug

Requested Features

5 requests

Add more cryptocurrencies

Feature

Improve withdrawal and deposit functionality

Feature

Provide better in-app support and communication

Feature

Enhance security and account management features

Feature

Integrate with more payment methods and banks

Feature

FAQ

What can I do with Metal Pay?

Metal Pay allows you to easily buy popular cryptocurrencies like Bitcoin and Ethereum. You can also send crypto to other users for free and trade in and out of USDC with no fees. The app facilitates quick transactions by letting you buy crypto immediately while your cash transaction is still pending.

How do I fund my Metal Pay account?

You can fund your Metal Pay account by linking your bank card. Once linked, you can deposit funds to begin transacting with cryptocurrencies. The app aims to make the process straightforward for users to start buying and sending crypto.

Are there fees for using Metal Pay?

Metal Pay charges nominal fees for buying Bitcoin, XPR, and MTL. However, trading in and out of USDC is free (0% fees). Sending cryptocurrency to other Metal Pay users is also free, making it an affordable option for moving digital assets.

Is Metal Pay available in my state?

Metal Pay is available in a wide range of states and territories across the United States, including Alabama, California, Texas, and New York, among many others. A comprehensive list of supported locations is provided within the app's details.

What cryptocurrencies can I buy and trade?

You can buy Bitcoin and Ethereum directly through the Metal Pay app. Additionally, you can trade in and out of USDC with 0% fees. The app also supports transactions for XPR and MTL.