Best apps like Mona - Change how you Money

10+ similar apps compared and reviewed

3.5 avg rating
10 free apps
Updated July 2026

Whether you want more options like Mona or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Mona

PocketMoni#1

PocketMoni by eTranzact International Plc

Your Money, Your Way
Editor's Choice
💰 Finance
4.6(101 ratings)
Free
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Manage your money effortlessly with features like fast money transfers, group savings, bill payments, and subscription management. Understand your spending habits with detailed reports and customize your app experience. Secure and user-friendly, it's designed for easy financial control.

PowerPlug: Pay Bills & Airtime#2

PowerPlug: Pay Bills & Airtime by Hespat LTD

Pay Bills & Airtime Online
Strong Contender
💰 Finance
4.2(5 ratings)
Free
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Effortlessly pay electricity bills, TV subscriptions, and purchase airtime and data at discounted rates. Earn instant cashback rewards on every transaction with a user-friendly interface and multiple payment options.

More apps like Mona

4
9jaPay - Making More Possible!
9jaPay - Making More Possible!
9jaPay - Making More Possible!
Making More Possible!
Free

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

Easy money managementBill paymentsSend and receive money
💰 Finance
(10)
free
5
Desola
Desola
Desola
Transfers and QR code payments
Free
💰 Finance
(0)
6
gomoney — The Digital Bank
gomoney — The Digital Bank
gomoney — The Digital Bank
Simplifying banking for you.
Free

This digital banking app simplifies financial management with features like bill splitting, scheduled payments, and spending tracking. Open an account in minutes with no hidden fees and enjoy secure, convenient banking. It offers real-time alerts, personalized reports, and in-app customer support.

Split bills and group paymentsSchedule payments and transfersTrack spending with personalized reports
💰 Finance
(209)
free with in-app purchases
7
kaelance
kaelance
kaelance
Your Financial Future
Free

Manage your payments and convert assets to Naira instantly. This app offers fast, secure withdrawals to Nigerian bank accounts and automated deposit features for effortless financial management.

Instant Naira conversionDirect bank withdrawalsAutomated deposit setup
💰 Finance
(0)
ad-supported
8
UnionMobile
UnionMobile
UnionMobile
by Union Bank of Nigeria Plc
Free

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

Pay billsView account balances and historyTransfer funds
💰 Finance
(663)
free
9
Mehticpay
Mehticpay
Mehticpay
by Mehtic Technology LTD
Free

Manage your finances with this app, offering seamless crypto transactions, e-wallet management, bill payments, and mobile top-ups. Experience borderless payments and control your financial transactions with affordable charges and ultimate flexibility.

Send and receive cryptocurrencyManage e-walletPay bills
💰 Finance
(1)
free
10
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium