Monqa

Monqa shows you where your money goes, without the chore of writing it all down. LOG A PURCHASE IN SECONDS Type the amount and the merchant. Monqa fills in the category and the card from what you chose there before, and marks what it filled in so you stay in control. Repeat a usual purchase in two taps, or duplicate any past transaction. LET IT LOG ITSELF Set up a Shortcuts automation once and purchases you make with Apple Pay can be recorded for you. Monqa matches the card, cleans up messy merchant names and picks the category. Give a card aliases so the name your bank uses always lands in the right place. A BUDGET THAT BUILDS ITSELF Set a monthly limit for each category in four quick steps. Monqa suggests the numbers from what you really spend and makes room for your recurring bills. See what's left in every category, how much you can spend per day, and get a heads-up at 80% and 100%. Tap any category to see exactly which purchases add up to it, and move one that was filed wrong. KNOW WHAT'S DUE Home shows every credit card statement that still needs paying, when it's due and how much. Pay it from there in one tap. Track statement periods, credit limits and balances for each card. BILLS AND PAYCHECKS Rent, subscriptions and salaries live under recurring. Swipe a bill to mark it paid, or let fixed amounts record themselves on their due date. SEE THE WHOLE PICTURE • Income against expenses by month, year to date or any range • Top categories at a glance • Savings accounts with goals and progress • Loans, whether you owe or are owed, with payment plans • Search every transaction by merchant, category or amount SMARTER ON SUPPORTED IPHONES With Apple Intelligence, describe a purchase in your own words ("12 at the gas station with the Visa"), get better categories for new merchants and read a short recap of your month. It all runs on your iPhone. PRIVATE BY DESIGN No account. No ads. No tracking. Your data stays on your device, with optional backup to your own iCloud. Export everything to a file whenever you like. Available in English and Spanish. Apple Pay, Apple Wallet and Apple Intelligence are trademarks of Apple Inc. Automatic logging relies on the Shortcuts app and on the transaction details your card issuer shares with Wallet, which vary by bank.