My Exchange Reviews: Is It Legit?

My Exchange
My Exchange
Army and Air Force Exchange Service

Customer Experience

Positive experience28.4% of reviews
Neutral21.6% of reviews
Negative experience50.0% of reviews

~ Based on 74 written reviews from the US App Store.

Is My Exchange Safe?

My Exchange has mixed safety signals based on user ratings. AppsHunter Safety Score for My Exchange is 66/100.

This assessment is based on 186 user ratings, with an App Store average of 3.3/5.

Safety Analysis

48.9% of ratings point to a safe experience
11.3% of ratings suggest some concerns
39.8% of ratings point to a risky experience

~ Based on 186 App Store ratings for My Exchange.

Is My Exchange Legit?

My Exchange appears to be a legitimate app. AppsHunter Legitimacy Score for My Exchange is 80/100.

Based on 80 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Payment links are hard to find

There should be a clearly-labeled payment link that shows how much is owed and when the last payment was received.
I thought I would replace my Apple Card with the Exchange card. Not happening.

Update 10/16/26

The website developer replied to tell me they are working this problem.
It seems ridiculous that everything I click on in your menu, requires another multi factor authentication. When I use the message phone number, and enter the number, it just requires another MFA, with email, before the page finally opens.
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Useless

I would love to use this app but when I try to create a profile it tells me to enter a valid format in the second password entry. Everything else is accepted but because of this I can’t even sign up. I’m glad the exchange entered the 2020’s with an app and I’m impressed they followed the typical military route of creating a useless web product.
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Password issues

Every time I log in, it says incorrect password. Then I try to change it, it says incorrect can’t change it to a previous password… try to make a new password, I use a special character listed, but it doesn’t recognize it… then I changed the password, and it says incorrect password. The app/website seriously needs a rework, there is no logical way that it doesn’t know I JUST changed my password and the fact that special characters are not being recognized.
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Store

The app is good. But I just wished it had an in store more similar to Walmarts app or Nikes app. That way when I want to find something I can just look at the app and find exactly what I'm looking for.

Dated and not accurate!

I like to use the Exchange but online it is a whole different ball game. The app itself seems very dated and even worse, anything that says In Stock ready same day if ordered by a specific time, is NEVER in stock! No excuse to have sub par consumer services for Military or Vets. Compared to other storefront apps, this is Windows XP
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No Apple Pay?

Is there anyway you can add digital wallets like Apple Pay…?
My physical card is not here at the moment and deals are expiring.
This is a somewhat self-induced dilemma but it would be nice to have Apple Pay so I can make payments until my physical card gets here.

Too slow

It’s to slow when I try to send something to the shopping cart and sometimes it doesn’t even add the item

can’t creat an account

I tried 5 times now and I put all my information right but whenever I go to confirm my password it just won’t let me. I put the right words and lettering and it’s saying invalid?

Excellent

Very handy

Can’t Sort by In stock

It’s 2026 and once again AFFES makes an app that shows everything they have but you cant sort or filter by what’s available RIGHT NOW near you.

App Will Not Keep Me Signed In

I like the way the app flows but having to sign in EVERY SINGLE TIME sucks.

About time

Well…it only took decades for the exchange to catch up to the rest of the retail world with an app.

Can’t change location

After being locked out for half an hour trying to reset my password and following the guidelines which it wouldn’t identify as correct despite having them in the password; it now shows my store option as being in Texas while I’m in another state and the nearest
Exchange over 100mi despite having bases all around me.
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Almost Perfect

This app has been really helpful compared to using the website. Great for checking prices, shopping online, and tracking orders. The only drawback is the military uniform builder is still just a link to an external browser. I think it would be a massive improvement to be able to natively build and order uniforms all in one place.
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Home Depot

Love ordering from Home Depot on this app!
Also other orders have saved a lot of money!

App could use some work

The app overall isn’t bad. However, the app does need some work to update with modern features.

If possible, please address the below recommendations.
- Add the ability to checkout with Apple Pay in the app instead of just manually by credit or debit card
- Per an in-store associate the inventory online/in-app never matches what the store has for stock. The associate said they had no way of fixing it, and was just a mismatch online/in-app vs in store
- Add an option on the search results page would be great to filter by store availability
- Add the ability for in-store purchases to link either to the app or your account so that it is easier to do a return or keep track of purchase history without a physical receipt
- Add dark mode support to the app
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Minimal options

Camp Lejeune is not listed as any of the available stores

Payments are difficult

It is quite annoying to have to sign in to the Military Star to change payment methods. This should be all in one app or site.

Awful to sign in

It wants to send a code, then you get the code but then it wants to scan text and no way to get the keyboard to type in the code