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neobank by BNC Digital

neobank by BNC Digital

BNC Bank with Digital Services

21 ratings
4 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 23, 2021
  • July 31, 2026

Developer

PT. Bank Neo Commerce Tbk
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About

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

✓Daily interest savings accounts
✓High-yield deposit options
✓Personal loans with high limits
✓Free interbank transfers
✓Bill payment and digital product purchases
✓Gold investment and savings
✓Secure chat and money transfer
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What's New in neobank by BNC Digital

3.7.00

July 31, 2026

We optimized some features to give you a better experience.

User reviews

Most RecentHighest RatedLowest Rated

emas digital

belinya aja lgsg cepet giliran jualnya yaallahhh lama poll seharian g selesai prosesnya
irmaikftirmaikft

Response from developer

Halo Kak, Neomin konfirmasi apakah Kakak melakukan penjualan Neo Emas? Jika benar kami informasikan untuk proses penjualan Emas memiliki estimasi maksimal 3 hari kerja ya Kak. Mohon kesediaannya menunggu proses penjualannya ya -NW

Emas digital

Tolong dong lebih cepat proses jual nya karna beli nya aja instant kenapa jualnya lama ya.
Barbara DongledzBarbara Dongledz

Opsi

Notifikasi dalam app ini sangat mengganggu karena tidak bisa di hapus.
itsjpjitsjpj

Simple apps

Very simple and easy to use..recommended mobile banking apps..
GatzgatzGatzgatz

Response from developer

Hi, Thanks for the feedback 😉🙏 Have a nice day!

FAQ

What are the interest rates for savings with neobank?

neobank offers 'Savings NOW' with an interest rate of 4.25% p.a. paid daily. 'WOW deposits' provide higher interest rates, up to 7.5% p.a., with flexible tenors from 7 days to 1 year.

How many free interbank transfers can I get with neobank?

You can get free transfers up to 30 times per month by leveling up your membership. Higher membership levels unlock more benefits, including increased free interbank transfer quotas.

What is the maximum loan limit and tenor offered by neobank?

Neo Loan offers a loan limit of up to IDR 100,000,000 with a loan tenor of up to 24 months. Interest rates start from 0.06% flat per day.

Is neobank safe to use for financial transactions?

Yes, neobank implements a multi-layered banking security system, including password and PIN gesture features, to ensure your financial activities are protected and secure.

What devices does neobank support?

neobank is available on iPhone and iPod devices. It is designed for mobile use on these platforms.

How often is neobank updated?

The latest version of neobank is 3.6.40, and it was last updated on February 18, 2026. Updates typically include new features and security enhancements.

Does neobank have ads?

neobank does not contain advertisements. The application is designed to provide a seamless user experience without interruptions from ads.

What is the age rating for neobank?

neobank has an age rating of 17+. This indicates that the content and features are considered appropriate for users aged 17 and above.