Best Neopay Apps

205+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our neopay list covers 205+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Neopay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NEO IRAQNEO IRAQFree4.2★ (89)NoNoJul 2026
2NeoPay: Pay LocalNeoPay: Pay LocalFree5.0★ (3)NoNoJun 2026
3ZainCash Iraq - زين كاش عراقZainCash Iraq - زين كاش عراقFree4.6★ (42K)NoNoAug 2026
4NEONEOFree4.4★ (172)NoNoAug 2026
5Switch - سويجSwitch - سويجFree2.8★ (1.4K)YesNoJul 2026
6neobank by BNC Digitalneobank by BNC DigitalFree3.8★ (21)NoNoAug 2026
7neoleapneoleapFree4.7★ (63)NoNoJul 2026
8neo by Bank Audineo by Bank AudiFree4.8★ (602)NoNoAug 2026

Top Picks for Neopay

NEO IRAQ#1

NEO IRAQ by Nymcard LTD

Neo Iraq
Editor's Choice
💰 Finance
4.2(89 ratings)
Free
NEO IRAQ screenshot 1
NEO IRAQ screenshot 2
NEO IRAQ screenshot 3

Manage your money, issue payment cards, and send funds securely. This app offers exclusive benefits, including insurance services, all accessible through a single platform.

NeoPay: Pay Local#2

NeoPay: Pay Local by NeoMana Labs, Inc.

Community savings and rewards
Strong Contender
💰 Finance
5.0(3 ratings)
Free
NeoPay: Pay Local screenshot 1
NeoPay: Pay Local screenshot 2
NeoPay: Pay Local screenshot 3
NeoPay: Pay Local screenshot 4
NeoPay: Pay Local screenshot 5

This app allows university students to pay for goods and services at local campus businesses, earn rewards, and enter weekly cash sweepstakes. It supports local merchants by offering an alternative to high transaction fees.

ZainCash Iraq - زين كاش عراق#3

ZainCash Iraq - زين كاش عراق by Iraq Wallet

Worth Considering
💰 Finance
4.6😊(42K ratings)
Free
ZainCash Iraq - زين كاش عراق screenshot 1
ZainCash Iraq - زين كاش عراق screenshot 2
ZainCash Iraq - زين كاش عراق screenshot 3
ZainCash Iraq - زين كاش عراق screenshot 4
ZainCash Iraq - زين كاش عراق screenshot 5

A licensed mobile wallet for Iraq, enabling users to pay bills, book travel, transfer money, recharge phones, and shop online securely and easily. It offers a digital debit account with no opening fees or minimum balance, accessible through thousands of agents nationwide.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure transactions
  • 💡 Innovative features

Room to Improve

  • 🐛 Occasional crashes and bugs
  • 💰 High transaction fees
  • ⏱️ Slow customer support response

More Neopay apps to explore

4
NEO
NEO
NEO
Lifestyle Digital Banking
Free

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

Open account in minutesInternational money transfersMulti-currency account management
💰 Finance
(172)
free
5
Switch - سويج
Switch - سويج
Switch - سويج
تطبيق سويج لمستخدم البطاقة
Free

This app offers a comprehensive digital payment solution. It allows users to make online payments, transfer money globally, pay bills, manage expenses, and create secure virtual cards for a cashless experience.

Online paymentsGlobal money transfersBill payments
💰 Finance
(1.4K)
free with in-app purchases
6
neobank by BNC Digital
neobank by BNC Digital
neobank by BNC Digital
BNC Bank with Digital Services
Free

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

Daily interest savings accountsHigh-yield deposit optionsPersonal loans with high limits
💰 Finance
(21)
free
7
neoleap
neoleap
neoleap
by Neoleap
Free

Manage your business finances with a digital wallet, corporate cards, and bill payment features. Easily receive payments, transfer funds, and track expenses for seamless financial operations.

Digital wallet creationCorporate card managementBill scheduling and payment
💰 Finance
(63)
free
8
neo by Bank Audi
neo by Bank Audi
neo by Bank Audi
by BANK AUDI SAL
Free

Manage your finances digitally with a new banking experience. Perform transactions, access ATMs without a card, and get 24/7 support. Open accounts, receive transfers, and settle bills with ease.

Open account with reduced feesReceive international transfersReceive payroll payments
💰 Finance
(602)
free
9
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
10
Neo Email & AI Site Creator
Neo Email & AI Site Creator
Neo Email & AI Site Creator
New. Simple. Private.
Free

Launch your brand with a free business email and custom domain. This service provides an AI-powered website builder, appointment booking, and advanced email features like read receipts and undo send for a seamless online presence.

Free custom domainAI website builderBusiness email
💼 Business
(361)
free with in-app purchases
11
Visa Digital Emergency Card
Visa Digital Emergency Card
Visa Digital Emergency Card
Visa Digital Emergency Card
Free

This service allows Visa cardholders to digitally push an emergency replacement card into their Apple Pay wallet. It's part of a global customer assistance program offering 24/7 support for cardholders needing urgent services like cash disbursement or card replacement.

Digital emergency card push to Apple Pay24/7 global customer supportEmergency cash disbursement
💰 Finance
(15)
free
12
Neu Money: Build Your Credit
Neu Money: Build Your Credit
Neu Money: Build Your Credit
Build Credit, No Credit Needed
Free

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

0% APR or No Annual Fee options3% cashback on air travelTap and pay functionality
💰 Finance
(1.2K)
free with in-app purchases
13
PlutusNeo by Afrinvest
PlutusNeo by Afrinvest
PlutusNeo by Afrinvest
by Andromeda Technology Solutions LTD
Free

Manage your finances with a comprehensive suite of tools. Save towards goals, transfer funds securely, and access educational resources to grow your financial knowledge. Automate contributions and enjoy enhanced security features for peace of mind.

Goal-based savings plansWallet-to-wallet transfersDirect debit integration
💰 Finance
(49)
free
14
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
15
KBZPay Customer
KBZPay Customer
KBZPay Customer
by KANBAWZA BANK LIMITED
Free

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Mobile walletSecure transactionsConvenient payments
💰 Finance
(20K)
free
16
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
💰 Finance
(6.4K)
free
17
MoonPay: Buy Crypto
MoonPay: Buy Crypto
MoonPay: Buy Crypto
Buy any coin with Apple Pay
Free

Easily buy, sell, and swap over 170 cryptocurrencies using various payment methods, including Apple Pay. Manage all your crypto wallets in one place and set up recurring purchases to grow your portfolio automatically.

Buy, sell, and swap over 170 cryptocurrenciesUse Apple Pay, credit/debit cards, PayPal, and moreSet up recurring crypto purchases
💰 Finance
(9.3K)
free with in-app purchases
18
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.7K)
free with in-app purchases
19
AstroPay - Global Wallet
AstroPay - Global Wallet
AstroPay - Global Wallet
Global multicurrency wallet
Free

Manage your money globally with this all-in-one digital wallet. Send and receive international transfers instantly and for free, make payments worldwide with a globally accepted card, and exchange multiple currencies directly within the app. Enjoy financial freedom with no hidden fees and secure transactions.

Free international transfersSend and receive money overseasConvert 10+ currencies
💰 Finance
(450)
free with in-app purchases
20
KBZPay Partner
KBZPay Partner
KBZPay Partner
by KANBAWZA BANK LIMITED
Free

This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.

Customer transaction assistanceCash and payment handlingMerchant account management
💰 Finance
(510)
free

FAQ about Neopay

What are the best neopay apps for iPhone?
NEO IRAQ tops our neopay apps ranking as of July 2026, with a 4.2-star average from 89 App Store ratings, and it's free to download.
Yes — 20 of the top neopay apps we rank are free to download, including NEO IRAQ and NeoPay: Pay Local.
NEO IRAQ has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 205+ neopay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
NEO IRAQ is a digital payments application that allows users to manage their money, issue payment cards, and send money. It also provides access to exclusive benefits like insurance services.
Key features include comprehensive digital payment services, seamless money management, the ability to issue payment cards, secure money transfers, and access to insurance services, all within a single application.

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