Best Neopay Apps

247+ iOS apps curated and reviewed

4.1 avg rating

20 free apps

Updated August 2026

From beginner-friendly picks to power-user tools, our neopay list covers 247+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Neopay Apps (August 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	NEO IRAQ	Free	4.1★ (96)	No	No	Sep 2026
2	NeoPay: Pay Local	Free	5.0★ (3)	No	No	Jun 2026
3	NEO	Free	4.4★ (195)	No	No	Sep 2026
4	ZainCash Iraq - زين كاش عراق	Free	4.6★ (42K)	No	No	Sep 2026
5	Switch - سويج	Free	2.8★ (1.5K)	Yes	No	Sep 2026
6	PayPal - Pay, Send, Save	Free	4.8★ (6.3M)	Yes	No	Sep 2026
7	PhonePe UPI, Payment, Recharge	Free	4.7★ (170K)	No	No	Sep 2026
8	NeoCash	Free	5.0★ (4)	No	No	May 2026

Top Picks for Neopay

#1

NEO IRAQ by Nymcard LTD

Neo Iraq

Editor's Choice

💰 Finance

4.1(96 ratings)

Free

NEO IRAQ screenshot 1

NEO IRAQ screenshot 2

NEO IRAQ screenshot 3

Manage your money, issue payment cards, and send funds securely. This app offers exclusive benefits, including insurance services, all accessible through a single platform.

#2

NeoPay: Pay Local by NeoMana Labs, Inc.

Community savings and rewards

Strong Contender

💰 Finance

5.0(3 ratings)

Free

NeoPay: Pay Local screenshot 1

NeoPay: Pay Local screenshot 2

NeoPay: Pay Local screenshot 3

NeoPay: Pay Local screenshot 4

NeoPay: Pay Local screenshot 5

This app allows university students to pay for goods and services at local campus businesses, earn rewards, and enter weekly cash sweepstakes. It supports local merchants by offering an alternative to high transaction fees.

#3

NEO by The Saudi National Bank

Lifestyle Digital Banking

Worth Considering

💰 Finance

4.4(195 ratings)

Free

NEO screenshot 1

NEO screenshot 2

NEO screenshot 3

NEO screenshot 4

NEO screenshot 5

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

More Neopay apps to explore

ZainCash Iraq - زين كاش عراق

ZainCash Iraq - زين كاش عراق

ZainCash Iraq - زين كاش عراق

A licensed mobile wallet for Iraq, enabling users to pay bills, book travel, transfer money, recharge phones, and shop online securely and easily. It offers a digital debit account with no opening fees or minimum balance, accessible through thousands of agents nationwide.

Digital debit accountSend and receive paymentsMobile recharge and bill payment

Switch - سويج

تطبيق سويج لمستخدم البطاقة

This app offers a comprehensive digital payment solution. It allows users to make online payments, transfer money globally, pay bills, manage expenses, and create secure virtual cards for a cashless experience.

Online paymentsGlobal money transfersBill payments

free with in-app purchases

PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

PayPal - Pay, Send, Save

Debit card, rewards, pay later

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card

free with in-app purchases

PhonePe UPI, Payment, Recharge

PhonePe UPI, Payment, Recharge

PhonePe UPI, Payment, Recharge

FASTag, Credit Card, Gold SIP

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments

free with in-app purchases

Neo Cash for payment services

Manage your finances with a secure, user-friendly international Visa card wallet. Easily pay for services, transfer money, and handle bills without cash. Enjoy a cashless experience for all your purchases, online and in-store.

Issue virtual Visa cardsInternational shopping and online purchasesMoney transfer to users and banks

neo by Bank Audi

neo by Bank Audi

neo by Bank Audi

Manage your finances digitally with a new banking experience. Perform transactions, access ATMs without a card, and get 24/7 support. Open accounts, receive transfers, and settle bills with ease.

Open account with reduced feesReceive international transfersReceive payroll payments

Visa Digital Emergency Card

Visa Digital Emergency Card

Visa Digital Emergency Card

Visa Digital Emergency Card

This service allows Visa cardholders to digitally push an emergency replacement card into their Apple Pay wallet. It's part of a global customer assistance program offering 24/7 support for cardholders needing urgent services like cash disbursement or card replacement.

Digital emergency card push to Apple Pay24/7 global customer supportEmergency cash disbursement

neobank by BNC Digital

neobank by BNC Digital

neobank by BNC Digital

BNC Bank with Digital Services

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

Daily interest savings accountsHigh-yield deposit optionsPersonal loans with high limits

Neu Money: Build Your Credit

Neu Money: Build Your Credit

Neu Money: Build Your Credit

Build Credit, No Credit Needed

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

0% APR or No Annual Fee options3% cashback on air travelTap and pay functionality

free with in-app purchases

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments

free with in-app purchases

Manage business travel and expenses seamlessly on the go. Book trips with personalized recommendations and track expenses by capturing receipts. Streamline approvals for faster reimbursements.

Business trip bookingTrip itinerary timelineReceipt capture

📊 Productivity

by CardNeo Technology LLC

This app allows users to quickly and securely trade various digital gift cards for instant cash. It also functions as a digital wallet for sending money and managing funds, offering rewards and cashback for loyal users.

Instant gift card trading for cashAll-in-one digital walletSend money to friends and family

PlutusNeo by Afrinvest

PlutusNeo by Afrinvest

PlutusNeo by Afrinvest

by Andromeda Technology Solutions LTD

Manage your finances with a comprehensive suite of tools. Save towards goals, transfer funds securely, and access educational resources to grow your financial knowledge. Automate contributions and enjoy enhanced security features for peace of mind.

Goal-based savings plansWallet-to-wallet transfersDirect debit integration

Neo1 Employee Spend Management

Neo1 Employee Spend Management

Neo1 Employee Spend Management

Spend & receipts in one place

This platform helps small and medium-sized businesses manage employee spending. It allows employees to capture receipt images and link them to transactions, ensuring no receipt is lost.

Employee spend managementReceipt and invoice captureTransaction linking

Translate Ace - AI Translation

Translate Ace - AI Translation

Translate Ace - AI Translation

Voice, Text & Photo Translator

Break down language barriers with this AI-powered translation tool. It offers real-time voice, text, and photo translation, with offline capabilities for seamless communication anywhere. Access translations quickly via widgets and manage your history easily.

Real-time voice translationInstant camera and image translationText translation for typed/pasted content

free with in-app purchases

by NeoMortal LLC

This app offers a simple, stable, and efficient way to access the internet. With a clean interface and one-tap connection, it provides a smoother and more reliable online experience for browsing, streaming, and everyday app usage.

One-tap connectionFast and stable serversClean, user-friendly design

by Hangzhou FengSheng Technology Co., Ltd.

Manage multiple cryptocurrency assets securely and conveniently. This tool offers easy asset storage, GAS extraction, and friendly transfer functions, along with real-time exchange rate displays.

Multi-wallet managementSecure asset storageConvenient GAS extraction

FAQ about Neopay

What are the best neopay apps for iPhone?

NEO IRAQ tops our neopay apps ranking as of August 2026, with a 4.1-star average from 96 App Store ratings, and it's free to download.

Are there free neopay apps for iPhone?

Yes — 20 of the top neopay apps we rank are free to download, including NEO IRAQ and NeoPay: Pay Local.

Does NEO IRAQ have ads or in-app purchases?

NEO IRAQ has no ads and has no in-app purchases, according to its App Store listing as of August 2026.

How many neopay apps are on the App Store?

We track 247+ neopay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

What does NEO IRAQ do?

NEO IRAQ is a digital payments application that allows users to manage their money, issue payment cards, and send money. It also provides access to exclusive benefits like insurance services.

What are the key features of NEO IRAQ?

Key features include comprehensive digital payment services, seamless money management, the ability to issue payment cards, secure money transfers, and access to insurance services, all within a single application.

Related searches

neopay iraq neopay: pay local