Niagara's Choice FCU

Niagara's Choice FCU

by Niagara's Choice Federal Credit Union

1.1K ratings
16 reviews
Free

Details

  • Released
  • Updated
  • March 3, 2016
  • July 23, 2026

Features

Niagara's Choice FCU screenshot #1 for iPhone
Niagara's Choice FCU screenshot #2 for iPhone
Niagara's Choice FCU screenshot #3 for iPhone
Niagara's Choice FCU screenshot #4 for iPhone
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About

Manage your finances conveniently from your mobile device. Access account balances, pay bills, and transfer funds. Locate nearby ATMs with ease.

βœ“Check account balances
βœ“Pay bills
βœ“Make transfers
βœ“Find ATMs
βœ“Manage finances
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What users say

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What's New in Niagara's Choice FCU

4022.0.0

July 23, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Garbage

They continue to make this app worse and harder to use for no good reason. Support is terrible and it seems like the only thing they want to do is piss people off.

Update

The latest update they changed everything in the app and it’s worse than it used to be. The way checking account is now displayed is less detailed and you no longer show your online deposits under your checking account until it’s cleared which I hate cuz it makes me feel like it wasn’t submitted right
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Exceptional place to bank!

Great financial institution. I tend to use the sawyer Dr location. When I walk in it’s always familiar faces , they know my name feels a little old-school you wouldn’t get this treatment at a typical bank

Useless Log In

This app is constantly logging me out without the use of biometric/ face id. Every time I try to change the password it says you cannot use a previously used password. Extremely frustrating. Huge waste of my time.

Family history

My family has been members of the credit union for generations; ever since my grandparents’ time. Though they’ve long since passed, our connection has continued as a family tradition. My father worked at Occidental Chemical and banked with the credit union, and my mother still does. My wife and kids are members as well. The very first check I ever cashed was at Niagara’s Choice Credit Union. I’ve been a longtime member and have always received excellent serviceβ€”thank you.
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User experience

🐞

Reported Bugs

6 issues

App constantly logging out

Bug

Login issues after updates

Bug

Cannot reset password

Bug

App requires update to sign in, but update fails

Bug

App glitch makes it hard to track money

Bug

Login errors after app update

Bug
✨

Requested Features

7 requests

Add mobile check deposit

Feature

Add Apple Pay support

Feature

Restore bill pay to the app

Feature

Improve login process

Feature

Allow use of Face ID after updates

Feature

Make balance display clearer

Feature

Show online deposits before cleared

Feature

FAQ

What can I do with this banking app?

This app allows you to check your account balances, pay your bills, and make transfers between accounts. You can also find a local ATM for cash withdrawals or other banking needs.

Is this app free to use?

Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned.

Who is this app designed for?

This app is designed for members of Niagara's Choice FCU who want to bank conveniently from their mobile devices. It provides access to essential banking features on the go.

Can I transfer money to other people?

The description mentions making transfers, which typically refers to transfers between your own accounts. For transfers to other individuals, you would need to check the app's specific functionalities or contact Niagara's Choice FCU directly.