Niva Bupa Health

Niva Bupa Health

Zindagi Ko Claim Kar Le

513 ratings
124 reviews
Free

Details

  • Released
  • Updated
  • April 12, 2021
  • July 16, 2026

Features

Niva Bupa Health screenshot #1 for iPhone
Niva Bupa Health screenshot #2 for iPhone
Niva Bupa Health screenshot #3 for iPhone
Niva Bupa Health screenshot #4 for iPhone
Niva Bupa Health screenshot #5 for iPhone
Niva Bupa Health screenshot #6 for iPhone
Niva Bupa Health screenshot #7 for iPhone
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About

This app provides comprehensive health insurance solutions for individuals and families in India. It offers easy policy management, hassle-free claim processing, and access to health services like doctor consultations and diagnostic tests. It aims to provide worry-free healthcare access with a wide network of hospitals.

Manage health insurance policy
Hassle-free claim processing
Locate network hospitals
Book doctor consultations
Track health data
Access health articles
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What users say

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What's New in Niva Bupa Health

5.9.8

July 16, 2026

Introducing the all-new Health Plans experience, making it easier to explore and manage your healthcare benefits. This update also brings an enhanced Medicine Journey, improved health data integration, performance optimizations, bug fixes, and stability improvements for a smoother and more reliable app experience

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User reviews

Pathetic

I wish i could rate negative, firstly the app is just trash, no option to renew your policy. Secondly, from last 6 months i am trying to set up Auto debit and it never happened. Their agent Anwar is the worst customer service agent possible, all they do is just sell you the policy, their after sale service is just pathetic. Do not buy policy from them. I raise complaint every month and get blank calls from customer service people, that too at the wrong time slot.
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Response from developer

Thank you for reaching out. Visit our Insta Assist link: https://rules.nivabupa.com/customer-service for quick resolutions. If your query isn’t listed, scroll down, enter your registered phone number, and submit your policy details. You’ll get an SR number once done, and our team will follow up. Regards, Aarav

More information related to policy

I see couple of information like some accumulated from last couple of years is not showing the features of the current policy should be displayed in the app. The features or whatever the Rider plans are available. Those information should be available to user during the purchase of the policy or whatever the information is showing under the policy mobile mobile app. It should be transparent to provide all such kind of information for betterment of the insurance policy information. Thank you.
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Response from developer

Thanks for reaching out! Get quick help on our Insta Assist page: https://rules.nivabupa.com/customer-service. If you don’t see your issue listed, scroll down and submit a request using your registered mobile number. Share your policy details to receive an SR number, and our team will contact you. Regards, Charmi

Worst app and service

Worst app and service

The worst service you can ever get

I had a very disappointing experience with the Niva Bupa app and their overall service.
First of all, their app and website are extremely poorly designed. The interface is confusing, slow, and full of technical glitches. For a company that deals with health insurance something so important you would expect a smooth and reliable digital experience. Unfortunately, that’s not the case here. Even worse than the app is their customer service. It is very difficult to get proper support. Calls are either kept on hold for a long time or transferred multiple times without any clear resolution. The responses from support representatives often feel scripted and unhelpful. Instead of solving issues, they tend to give vague answers or ask you to check the same broken app again.

Email responses are delayed, and in some cases, there is no proper follow-up. When customers are already stressed about medical or policy-related issues, the last thing they need is poor communication and lack of accountability.
Overall, the experience feels frustrating and unprofessional. A company handling health insurance should prioritize efficiency, clarity, and strong customer support — but sadly, this has not been my experience.
I genuinely hope they improve their app performance and train their support team better, because right now the service quality is far below expectations.
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Response from developer

Thank you for reaching out. Visit our Insta Assist link: https://rules.nivabupa.com/customer-service for quick resolutions. If your query isn’t listed, scroll down, enter your registered phone number, and submit your policy details. You’ll get an SR number once done, and our team will follow up. Regards, Keshav

Worst insurance option

If I could give zero stars, I would. This company is a complete fraud. They are quick to take your premiums and make big promises, but the moment you actually need the protection you paid for, they disappear.

I have been dealing with a claim that has been met with nothing but "silly," baseless reasons for denial. To make matters worse, their "resolution" process takes a grueling 30 days, leaving customers in the lurch while they hold onto your money.

They are essentially looting their customers by hiding behind fine print and intentional delays. Do yourself a favor and stay far away from this insurance provider. Choosing anyone else would be the best decision you could make. Save your money, your time, and your sanity—look elsewhere.
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Response from developer

Thank you for getting in touch. For quick resolution, please visit our Insta Assist page: https://rules.nivabupa.com/customer-service. If your concern isn’t mentioned, scroll down and raise a request using your registered mobile number. You’ll receive an SR number and our team will contact you shortly. Regards, Keshav

User experience

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Reported Bugs

16 issues

Step count resets to zero daily

Bug

Step count syncing issues with health apps

Bug

App crashes when downloading policy documents

Bug

Login OTP not received

Bug

Policy not recognized after renewal

Bug

App freezes and takes excessive time to load

Bug

Health checkup centers not displaying on app

Bug

Insta Assist and Cashless hospital functions showing 406 errors

Bug

App crashes on recent updates

Bug

Incorrect step count calculations (undercounting by 90%)

Bug

App doesn't sync with Apple Health

Bug

Payment links not sent after policy purchase

Bug

Multiple login attempts required for access

Bug

Renewed policy showing as expired in app

Bug

Unable to add policies to dashboard

Bug

App not recognizing policy numbers from logged-in account

Bug

Requested Features

11 requests

Family member mobile number login option for joint policies

Feature

Apple Wallet digital card integration

Feature

Policy package details in tabular format

Feature

Dedicated email support channel

Feature

Payment renewal option directly in app

Feature

Multiple login capability for family members

Feature

Better step count sync with health apps

Feature

Improved annual health checkup booking system

Feature

Manual policy addition for corporate policies

Feature

Real-time claim status updates

Feature

Senior citizen support in local languages

Feature

FAQ

What does the Niva Bupa Health app do?

The Niva Bupa Health app allows users to manage their health insurance policies, process claims easily, locate network hospitals, and access various health services. This includes booking doctor consultations, diagnostic tests, and physiotherapy appointments.

What are the key features of the Niva Bupa Health app?

Key features include managing your policy on the go, hassle-free claim processing with instant submission for OPD and diagnostic claims, tracking claim status, booking health appointments, and accessing health and fitness content through a health coach.

Is the Niva Bupa Health app free to use?

Yes, the app is free to download and use. The description does not mention any costs associated with using the app itself, though it is used to manage health insurance policies which have associated premiums.

Who is the Niva Bupa Health app for?

This app is designed for individuals and families in India who have health insurance policies with Niva Bupa. It caters to a wide audience, including those looking to secure the well-being of parents, newborns, families, senior citizens, and individuals.

What kind of health insurance plans does Niva Bupa offer?

Niva Bupa offers a range of health insurance plans, including comprehensive plans like ReAssure 2.0 and Health Premia, an affordable super top-up plan called Health Recharge, and a plan specifically for senior citizens called Senior First. They also offer group and corporate health insurance.