Great app
My app love it
Ebanking with NW Community
Great app!
App
NWCUEBANKING Albany Or.
Great app!
Very Happy With NWCU
Hhh
app is ok
Great
Banking Accounts
Better than some
My credit union
Easy banking
Me gusta
Easy to use
Scammers
In June 2024, I purchased a motorcycle using financing from this company (NWCU). I made a large down payment and received an interest rate of 8% or 9%. As required by the agreement, I insured the motorcycle through State Farm. However, in early August, State Farm notified me that they would be discontinuing the policy and that coverage would only remain active until early September. They advised me to find a new insurer.
I quickly arranged a new policy with one of the largest and most reputable insurance companies in the US. They were happy to insure the motorcycle, and within less than a year, even reduced my premium by around 20%. The new policy became active the same day the previous one expired — there was no gap in coverage.
Then, in January 2025 — right before an international flight to Europe — I got a call from NWCU claiming I didn’t have insurance coverage. I tried to explain that I was literally boarding the plane and couldn’t deal with it at that moment.
A few days later, already in Europe, I received a notification about a missed payment — even though autopay was enabled! I logged into their website and app and saw that they had disabled autopay without any notice.
Trying to contact them was a nightmare. They only take calls during business hours in Pacific Time, and they refuse to communicate via email because they consider it “insecure.” They also claim that their in-app chat is insecure, but somehow I managed to reach someone there and explain the situation again. I sent them proof of my valid insurance policy through their chat, because I had no other option — they had blocked every other form of communication.
Even after I submitted the insurance proof, they did not reactivate autopay, and I had to manually transfer payments to an additional account (which, by the way, is a whole other complicated process).
But they weren’t done with me yet! Right before my next payment — after I had returned from Europe — I discovered that my account had been completely blocked. I couldn’t access their website or app.
After a week or two of trying to find out what happened and why they did this, I never got a clear answer. I decided to pay off the remaining loan and be done with them for good. But — surprise! — that was yet another quest. I couldn’t pay it all at once without going through more hoops and delays.
Eventually, after several frustrating days, I managed to pay it off and finally walked away from these scammers. Thank God!
❗️P.S. My previously flawless credit score? Now damaged beyond repair — thanks to them.
5 star review
Not good. Terrible since Merger.
Delays on transfers / credit card payments that don’t show for multiple days. Reviewing statements and payments are extremely confusing and don’t make sense. RDC holds on any mobile deposit of your check, no matter how much you have in your savings. They hold around 60% of your paycheck. So if you deposit on a Friday, you do t have access to those funds until Monday at the soonest. Their solution was to come deposit it directly in a bank. Which defeats the whole purpose of conveniently depositing through the mobile app. Couldn’t be less happy with NWCU and their mobile app. Zero out of Five stars.
