NYCM Insurance Reviews: Is It Legit?

Customer Experience

Positive experience9.5% of reviews
Neutral9.5% of reviews
Negative experience81.0% of reviews

~ Based on 21 written reviews from the US App Store.

Is NYCM Insurance Safe?

NYCM Insurance has mixed safety signals based on user ratings. AppsHunter Safety Score for NYCM Insurance is 63/100.

This assessment is based on 54 user ratings, with an App Store average of 3.0/5.

Safety Analysis

42.6% of ratings point to a safe experience
7.4% of ratings suggest some concerns
50.0% of ratings point to a risky experience

~ Based on 54 App Store ratings for NYCM Insurance.

Is NYCM Insurance Legit?

NYCM Insurance appears to be a legitimate app. AppsHunter Legitimacy Score for NYCM Insurance is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

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Oof.

I got a cancellation letter in the mail. The only reason why I was sent this letter is because I thought I had taken care of all of my payment details in the app.

As it turns out, because I have to manually add each policy to my account in the app, I missed one. This doesn’t make any sense. Why should I, the customer, have to add each policy manually? Shouldn’t NYCM know which policies I have?

On top of this, even if I have the policies added, it’s incredibly confusing to set up automatic payment. No app made in 2026 should function like this.
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Latest update broke it

Can’t login app just keeps spinning

Standard configuration only

Will not run now getting only can run standard configuration

No autofill no paste

App won’t work with OS 26.1

Trash

Can’t log in. One attempt is apparently too many and it locks me out every time I try. They have no problem taking my money but I can’t look at my policy. What a joke! For what they charge for insurance now, they should be able to afford a better app.

The worst

Terrible App! Payment portal is impossibly difficult - a waste of time. A simple thing, made unnecessarily difficult!

Help

Im getting an error when I try to log in on the app but not on the website

cant sign in

says tried to sign in too many times, cant sign in. Wasted an hr on the phone for them to tell me theres nothing they can do. Junk.

Worst app ever

So complicated and when you try paying, it always says we are paying more than the balance. Can't use the app at all. The website was the best till they now ask for a code but there is no way to get a code. My last year with NYCM.

App needs updating

My major concern with the app is that it will neither allow me to set up nor update notifications. Honestly the app becomes pointless without these.

App is a Joke

This app is joke, can’t do simple things like email your id cards or policy or share to say gmail when you try there is nothing to attach. With today mobile tech this shouldn’t be a issue.

It could be better

Positive:
-It does provide option to make a payment and see payment history.
-you can see ids
To be improved:
-app provides 80 pages long PDF file if you want to see a policy details. It would be much user friendly if we can view details about drivers, cars, coverage in interactive sections. Would be nice to be able add/remove car, driver modify other information. Would be nice to read what each coverage option means.
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The worst

I spent 3 minutes listening to the main number begging me to download this app while i was trying to reach a representative. I. The time it took me to wait on hold, i was able to download this app and give it the bad review it deserves.

Thanks

Junk app, NYCM should be embarrassed!

What a nonsensical and amateurish app for people to use. I tried three times to create an account and all three times I hit a brick wall. I entered all of my account information and the “submit” button wouldn’t work. I appreciate the reasonable rates but if you are going to have an app, put some money into it so it functions. It would be better if this foolish app were never put in the App Store!
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4.0 is going backwards and buggy

Not sure what problem this new app is solving each version becomes less functional around managing and scheduling payments which is my primary use. Scheduling a payment didn’t work, the date selector was ignored. No option to pay off balance only minimum payment without going and looking up balance and modifying amount.
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Can’t print

I no longer have the option to print my ID cards. Not convenient at all

Straight Forward App

Like that it is simple. User friendly. I do not have to click, click, click to find subject matter. Thank you

Easy to make changes

It is nice to be able to make a payment, update my email address, home address, and view my claim history.

Not very good

The app essentially links you to a browser version of their site and isn’t optimized for mobile. There’s no autofill or “remember me” option, let alone touchID. The problem really is that the app isn’t intuitive at all and doesn’t really anything that the browser doesn’t. It has a lot of potential but NYCM would need to invest into this more. I think that this kind of technology, this day and age, is really essential to running a business of any kind - but especially one that caters to customers directly such as NYCM.
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